Marine Professional Negligence Insurance (MPI) covers professionals in marine industry for negligent acts, errors or omissions
Full story
Klaim asuransi kapal bisa jadi klaim yang paling rumit (dibandingkan dengan jenis asuransi lainnya) dan hal ini bisa berujung pada penolakan ganti rugi / klaim
Full story
Jaminan tambahan yang perlu dipertimbangkan oleh shipowner dalam asuransi kapal (Hull & Machinery) adalah Increased Value (IV) & Anticipated Owners Interests(AOI)
Full story
- Monday, September 5, 2011, 21:24
- All Quotes, Hull & Machinery (H&M)
Selain jaminan ITC.280, ITC.284 dan ITC.289 yang kita kenal dalam Asuransi Kapal (Hull & Machinery), sebagai alternative juga terdapat Jaminan Free from Particular Average Unless (FPAU) yaitu:
Full story
Jaminan kerugian, kerusakan atau kekurangan barang muatan (Cargo Liability) adalah salah satu jenis jaminan dalam polis Protection & Indemnity (P&I). Jaminan Cargo Liability sangat penting terutama untuk jenis kapal barang seperti Cargo ships, Tankers, maupun Barges dan kapal-kapal lainnya yang memuat kargo milik pihak ketiga.
Full story
Penyitaan kapal dapat bersifat sementara berupa penundaan keberangkatan kapal disuatu pelabuhan tertentu ataupun dapat berupa sita tetap atas kapal maupun muatannya. Dapat dibayangkan, apabila terjadi penahanan kapal – walau hanya sehari, maka biaya opearsional yang dikeluarkan akan sangat mahal. Bahkan melebihi nilai klaim yang dituntut.
Full story
Under the Rules of the Club, cover of a vessel’s liabilities for loss of, damage to, or interference with rights in relation to any fixed or moveable property whether on or above, in or below land or water.
Full story
Assume that both vessels in an example collision are insured for 3/4th collision liability with their hull underwriters and for 1/4th with their P&I Clubs. In the example vessel A is 75% to blame for the collision and vessel B is 25% to blame.
Full story
The Underwriter shall indemnify the Assured Charterer, other than a Charterer by Demise, against those liabilities, losses, cost and expenses, arising from event occurring during occurring the Period of Insurance and incurred by the Assured in respect of the operation of the Insured Vessel.
Full story
The underwriter shall indemnify the Assured against those liabilities, losses, costs and expenses, arising from events occurring during the Period of Insurance and incurred by the Assured in respect of the operation of the Insured Vessel.
Full story
Selama lebih dari 100 tahun P&I Club adalah satu-satunya yang menyediakan jaminan Protection & Indemnity namun kini juga telah hadir jaminan P&I yang diberikan oleh perusahan Asuransi yang disebut Fixed Premium P&I
Full story
- Thursday, April 8, 2010, 22:30
- All Quotes, Hull & Machinery (H&M)
Hull & Machinery (H&M) Insurance memberikan jaminan kerusakan atau kerugian terhadap kapal, mesin dan perlengkapannya dari bahaya laut dan risiko pelayaran (navigational perils)
Perils: H&M menjamin risiko-risko:
Full story
Banyak sekali rekan maupun klien yang bertanya apakah yang dimaksud dengan Total Loss? Apakah kerusakan 75% dapat klaim Total Loss? Berapa klaim yang dibayar? Market value atau Insured value?
Full story
Apa itu Freight Forwarders?
Menurut situs GAFEKSI (Gabungan Forwarder & Ekspedisi Indonesia) atau INFA (Indonesian Forwarders Associations) -www.infa.or.id-; Jasa Ekspedisi Angkutan Barang (Freight Forwarding Services) merupakan jasa yang berhubungan dengan penerimaan, angkutan, pengkonsolidasian, penyimpanan, penyerahan, Logistik dan atau distribusi barang
Full story
Protection & Indemnity (P&I) Cover
1. Personal injury to or illness or loss of life of crew members
The shipowner may be exposed to such claims in tort or under statute law, although it is more usual for the claims to be made under the crew member's collective agreement or particular contract of employment.
Full story
Paramount Clause under “Bill of Lading” is very important to establish your Limit of Liability (Carriers Responsibility). Please check your reversed side B/L and see what’s your “Paramount Clause”.
In respect of carriage of goods by sea, there are currently four international conventions:
Full story
As you know, cover for P&I liabilities may be by choice or dictated by Regulations. Let's look at the potential liabilities of an owner of a barge which we all know of;
(1) Liabilities towards any loss/damage to cargoes carried on board
Under the Carriage of Goods by Sea Act (COGSA), an operator/owner of a barge who issues a bill of lading will be deemed as carriers responsible for the obligations towards the owners of the cargo, even though the barge is under tow and unmanned. This is because the vessel named on the bill of lading is the barge and not the tug. Thus a party who would be liable under COGSA is the carrier and if the carrier is the owner of the barge, then this is where the liability rests.
Full story
Yacht Insurance usually uses “Institute Yacht Clause” wordings but some may use “Yacht Insurance”. Tailor made wordings
Yacht Insurance has 4 sections:
1. Hull & Machinery
2. Third Party Liability
3. Personal Accident for Crews and Passengers
4. Personal Effects
Full story
Asuransi Protection & Indemnity (P&I) menjamin tuntutan hukum pihak ketiga dalam hal terjadi kerugian yang ditimbulkan dalam pengoperasian kapal.
Jaminan P&I meliputi:
1. Cargo Liability: Jaminan terhadap kerusakan kargo yang diangkutnya
2. Crew Liability: Jaminan terhadap cidera badan dan kematian awak kapal
3. Collision Liability: Jaminan risiko tabrakan kapal terhadap kapal lain, kargo yang dimuat ataupun terhadap benda-benda lainnya
4. Pollution Liability: Jaminan terhadap klaim kerusakan lingkungan atau polusi
5. Other Claims: Klaim-klaim yang lain seperti biaya-biaya penyelamatan pengangkatan bangkai kapal, dan lain-lain
Termasuk biaya-biaya hukum, survey dan pemeriksaan lainnya
Full story
Hull & Machinery (H&M) Insurance covers loss or damage to vessel’s hull and machinery against perils of the seas and navigational perils. Covers are provided under Institute Times Clauses – Hull, Clause 280 (All Risks), Clause 284 (Total Loss + 3/4 RDC) and Clause 289 (Total Loss Only) plus a set of clauses
Full story
Marine Cargo Insurance covers your moving cargo from one place to another by sea, air or inland transit covers are provided under Institute Cargo Clause “A” (ICC “A”), ICC “B” or ICC “C”. Clause “A” covers all risks whist Clause “B” and “C” cover named perils.
Marine Cargo Insurance is normally issued on single voyage or on open cover
Full story
Freight Forwarders’ Liability Insurance provides full coverages for all sectors of your services, including but not limited to your transportation services, loss or damage to cargo, consequential loss, mis-delivery, delay, fines & duties, third party legal liability, pollution and legal costs and expenses (see diagram)
In summary Freight Forwarding Services are to include following sectors:
· Ocean freight forwarder / NVOC
· Air freight forwarder / air cargo agent
· Customs Agent
· Road haulier
· In transit warehousing
· Packing / Consolidating
Full story
Here is sample of a
Quotation of Builder’s Risks Insurance
Builder’s Risks Insurance covers all risks subject to the Institute Clauses for Builders’ Risks (1/6/88) – Clause 351 from laying of keel to completion including risks of construction, launching, sea trials and delivery to owners.
Builder’s Risks also covers Pollution Hazard, Faulty Design, General Average and Salvage, Collision Liability, Protection & Indemnity (P&I), and Sue and Labour.
Full story
- Sunday, February 8, 2009, 20:58
- Builders Risk Insurance
Please click here to read its English version
Builders’ Risks Insurance
Asuransi Pembangunan Kapal – Builders’ Risks Insurance menjamin segala risiko (all risks) yang mungkin terjadi sehubungan dengan dengan pembangunan atau pembuatan kapal from laying of keel to completion termasuk risiko peluncuran (lauching), termasuk percobaan pelayaran (sea trials), dan juga penyerahan kepada principal di pelabuhan tujuan (delivery to owners)
Wording polis yang biasa digunakan adalah “Institute Clauses for Builders’ Risks (1/6/88) – CL.351” yang dikeluarkan oleh Institute London Underwriters
Risiko apa saja yang dijamin?
Berdasarkan tahapan-tahapan pembangunan kapal, secara garis besar risiko-risiko (perils) yang dihadapi (atau dalam bahasa lain yang dijamin) dalam polis Builders’ Risks Insurance dapat dibagi menjadi sebagai berikut::
1. Tahapan Pembangunan Kapal (Construction)
Dapatkah anda bayangkan bagaimana ratusan atau ribuan ton plat baja ditempa dan dilas dijadikan bentuk sebuah kapal?? Risiko utama yang dihadapi pada masa konstruksi tentu saja adalah bahaya api atau kebakaran, disamping risiko lainnya seperti kerusuhan, huru hara, banjir angin topan gempa bumi, dan tsunami, dan lain-lain.
2. Tahapan Peluncuran (Launching)
Full story
Silakan Klik disini untuk membaca versi bahasa Indonesianya
Can you imagine how big is claim arise from this casualty?
· loss or damage to cargo on board the vessel
· loss or damage to the hull and machinery
· loss of life or bodily injury
· pollution
· salvage sue and labour, removal of wreck
· legal costs
· other losses
Marine Hull & Machinery Insurance
Marine Hull & Machinery Insurance gives comprehensive covers for loss or damage to vessel’s hull and machinery against perils of the seas and navigational perils:
Full story
- Sunday, August 3, 2008, 14:51
- Marine, Marine Cargo Insurance
Batu bara (Coal)
Yang khusus dari Asuransi pengangkutan batu bara adalah sifat dari batu bara (coal) yang dapat terbakar sendiri (spontaneous combustion), moda pengangkutannya yang biasanya dengan tongkang dan tug boat yang sangat rentan terhadap dua risiko utama yaitu shortage dan washing overboard.
Institute Coal Clauses
Mengingat karakterisitik tersebut diatas, Asuransi pengangkutan batu bara harus ditutup dengan kondisi khusus yaitu dengan Institute Coal Clause
Full story
Silakan Klik disini, untuk membaca versi bahasa Indonesia
Yacht & Speed Boat
Yacht & Speed Boat have special characteristics i.e. her size and GRT are relatively small, made of fibreglass and speed not exceeding 17 knots, and navigation area in coastal waters not exceeding 30 miles from sea shore. Yacht and Speed Boat usually use for leisure or for crew transportation, Yacht is also called Pleasure Craft.
Yacht Insurance
Yacht & Speed Boat Insurance usualy uses "Institute Yacht Clause" wordings by some may use "Yacht Insurance" tailor made wordings
Yacht Insurance has 4 sections:
1. Hull & Machinery
2. Third Party Liability
3. Personal Accident for Crews and Passengers
4. Personal Effects
Full story
Silakan Klik disini, Untuk membaca versi bahasa Indonesianya
A. Duty of the Insured / Consignee / Its Agent or Representative
In case of any loss or damage to the cargo, it is a duty of the Insured / Consignee / Its Agent or Representative to take following procedures
1. Do no give clear receipt on the delivery order but to give such notice of loss or damage
2. In case of containerised cargo:
- Check carefully condition of the containers if it was damaged or holed.
- Check carefully condition of its seal if numbers is matched with the document or if it was damaged or cut.
- If it was found damage, Give such notice of loss or damage on the delivery order.
Full story
Please click here to read its English version
Yacht & Speed Boat
Kareakteristik Kapal Pesiar (Yacht) dan Speed Boat adalah pada ukuran dan beratnya yang kecil, umumnya terbuat dari bahan fiber glass yang ringan, kecepatannya umumnya tidak lebih dari 17 knots, dan area navigasi pada kawasan tidak lebih dari radius 30 mil dari garis pantai.
Yacht dan Speed Boat umumnya digunankan untuk keperluas rekreasi (leisure) atau untuk crew transportation. Yacht sering juga disebut Pleasure Craft.
Yacht Insurance
Yacht Insurance umumnya menggunakan wordings polis “Institute Yacht Clause” namun ada juga yang menggunakan tailor made wordings “Yacht Insurance”
Full story
Please click here to read its English version
A. Kewajiban Tertanggung / Penerima Barang / Agen atau Pihak yang mewakilinya.
Dalam hal terjadi klaim kerusakan dan atau kehilangan barang, adalah Kewajiban Tertanggung / Penerima Barang / Agen atau Pihak yang mewakilinya untuk melakukan hal-hal sbb:
1. Jangan menandatangani “Surat Tanda Terima Barang / Surat Jalan / Delivery Order” kecuali dengan memberikan catatan mengenai kerusakan dan atau kehilangan barang tersebut.
Full story
Untuk membaca versi bahasa Indonesia,
Silakan klik disini
Freight Forwarders
In summay Freight Forwarding Services are to include following sectors:
· Ocean freight forwarder / NVOC
· Air freight forwarder / air cargo agent
· Customs Agent
· Road haulier
· In transit warehousing
· Packing / Consolidating
So Many Claims
Getting goods from point A to B usually involves numerous parties in the supply chain. When things go wrong and substantial losses are incurred, who will be held liable?
Any number of parties can instigate legal proceedings:
· The cargo owner - your customer
· Sub-contractors
· Owners or operators of the vessel, aircraft or truck carrying the cargo
· Authorities
· Third parties to whom you owe a duty of care
Claims can be made under a contract, standard terms of trade, ocean bill of lading or airway bill. Additionally, third party claims in tort, bailment and statutory liabilities can catch you unaware. It is even more difficult when a customer brings a claim against you. After all, the success of your business depends on customer relationships.
What risks do we insure?
Full story
- Monday, June 30, 2008, 12:40
- Marine, Marine Cargo Insurance
Please click here to read its English version
Mengangkut barang dari satu tempat ke tempat lainnya di seluruh dunia baik melalui udara, laut dan darat adalah sangat berisiko, seringkali terjadi kerusakan dan atau kerugian selama dalam perjalanan, olehkarenanya anda membutuhkan Asuransi Pengangkutan Barang (Marine Cargo Insurance)
Jaminan Polis: Marine Cargo Clauses
1.Jaminan Satu: Clause A (All Risks)
Menjamin segala kerusakan atau kerugian, kecuali terhadap risiko yang dikecualikan
2.Jaminan Dua (Clause B) atau Jaminan Tiga (Clause C)
Menjamin kerusakan atau kerugian yang disebabkan oleh beberapa risiko saja
Full story
- Monday, June 30, 2008, 10:41
- Marine, Marine Cargo Insurance
Untuk membaca versi bahasa Indonesianya,
Silakan Klik disini
Moving cargo from one place to another whole over the world by air, sea or inland transit is very risky that’s why you need Marine Cargo Insurance
Type of Covers: Marine Cargo Clauses
1.Clause A (All Risks)
Covers everything except listed exclusions
2.Clause B or C
Covers only those incidents specifically listed
Risks
Clause B
Clause C
Fire or explosion
Yes
Yes
Vessel or craft being stranded, grounded, sunk or capsized
Yes
Yes
Overturning or derailment of land conveyance
Yes
Yes
Collision or contact with any external object other than water
Yes
Yes
Discharge of cargo at port of distress
Yes
Yes
Earthquake, volcanic eruption or lightning
Yes
No
General average sacrifice
Yes
Yes
Jettison
Yes
Yes
Washing overboard
Yes
No
Entry of sea, lake, or river water
Yes
No
Total loss of any package lost overboard or dropped whilst loading or unloading from vessel
Yes
No
Yes: Covered -- No: Not Covered
Full story
Please click here! to read its English version
Freight Forwarders
Menurut situs GAFEKSI (Gabungan Forwarder & Ekspedisi Indonesia) atau INFA (Indonesian Forwarders Associations)
-www.infa.or.id-; Jasa Ekspedisi Angkutan Barang (Freight Forwarding Services) merupakan jasa yang berhubungan dengan penerimaan, angkutan, pengkonsolidasian, penyimpanan, penyerahan, Logistik dan atau distribusi barang beserta jasa tambahan dan jasa pemberian nasehat yang terkait dengannya, termasuk kegiatan kepabeanan dan perpajakan, kewajiban pemberitahuan tentang barang untuk keperluan instansi pemerintah, penutupan asuransi barang dan pengutipan atau pembayaran tagihan atau dokumen yang berhubungan dengan barang tersebut.
Secara garis besar Freight Forwarding Services meliputi:
· Ocean freight forwarder /NVOC
· Air freight forwarder /air cargo agent
· Customs Agent
· Road haulier
· In transit warehousing
· Packing / Consolidating
Full story
Dapatkah anda bayangkan betapa besar kerugian yang bisa ditimbulkan dari peristiwa kebakaran disebuah kapal yang sedang berlayar ditengah samudera luas ini…..?
· kerusakan terhadap kargo yang diangkutnya
· kerusakan terhadap kapal dan mesinnya
· cidera badan bahkan kematian ABK (crew)
· kerusakan lingkungan, pencemaran, polusi
· biaya-biaya penyelamatan pengangkatan bangkai kapal
· biaya-biaya hukum
· dan kerugian lainnya
Full story
