Archive for the ‘Marine’ Category

CLC v Bunker Convention (Blue Card)

CLC The International Convention on Civil Liability for Oil Pollution Damage, 1969 (CLC 1969) Full story

Apa yang sebenarnya dijamin dalam Freight, Demurrage & Defence (FD&D)?

What is the Freight, Demurrage & Defence (FD&D) Insurance Really About? Full story

QBE Asia P&I

QBE Asia P&I
QBE Asia P&I specialises in the underwriting of P&I insurance for owners of small to medium sized merchant ships (customarily up to 10,000 GT) Full story

Introducing QBE Asia P&I

Introducing QBE Asia P&I
PT. Asuransi QBE Pool Indonesia meluncurkan QBE Asia P&I pada tanggal 13 Juni 2013 berlokasi di ballroom Hotel Mandarin, Jakarta. Full story

Crew Liability dan Tanggung Jawab atas Kecelakaan Kerja Laut

Crew Liability dan Tanggung Jawab atas Kecelakaan Kerja Laut
Crew Liability adalah jaminan Protection & Indemnity (P&I) atas tanggung jawab hukum pemilik atau operator kapal untuk memberikan biaya-biaya pengobatan dan santunan akibat kecelakaan kerja Full story

“WARRANTED VESSEL CLASSED AND CLASS MAINTAINED”

“WARRANTED VESSEL CLASSED AND CLASS MAINTAINED”
“After a careful review and evaluation of your claim arising from the above-captioned incident, it has been ascertained that you are in breach of policy conditions, Full story

Apa Perbedaan Asuransi Kapal Jaminan ITCH Clause 280, Clause 284 dan Clause 289 ?

Apa Perbedaan Asuransi Kapal Jaminan ITCH Clause 280, Clause 284 dan Clause 289 ?
Silakan baca, print atau download pdf version disini: Asuransi Kapal dan P&I Hull & Machinery (H&M) Insurance memberikan jaminan kerusakan atau kerugian terhadap kapal, mesin dan perlengkapannya dari bahaya laut dan risiko pelayaran (navigational perils) Full story

Institute Bulk Oil Clauses – a comparison

Institute Bulk Oil Clauses – a comparison
Please download here "Bedah Polis Institute Bulk Oil Clauses" to read or print in pdf format Bulk Oil Yang khusus dari Asuransi “Bulk Oil” adalah Kebocoran dari pipa penghubung pada saat “loading, transshipment or discharge” Kelalaian dari Nahkoda, atau Kru kapal dalam melakukan pemompaan kargo ballast atau bahan bakar Kontaminasi yang disebabkan oleh “cuaca buruk” Full story

Institute Cargo Clauses A / B / C – a comparison

Institute Cargo Clauses A / B / C – a comparison
Please download here “Bedah Polis Institute Cargo Clauses A / B / C” to read or print document in pdf version Institute Cargo Clauses A / B / C – a comparison Full story

Institute Coal Clauses – a comparison to ICC “B” and “C”

Institute Coal Clauses – a comparison to ICC “B” and “C”
Batu bara (Coal) Please download here "Bedah Polis Institute Coal Clauses" to read or print document in pdf version Yang khusus dari Asuransi pengangkutan batu bara adalah sifat dari batu bara (coal) yang dapat terbakar sendiri (spontaneous combustion), moda pengangkutannya yang biasanya dengan tongkang dan tug boat yang sangat rentan terhadap dua risiko utama yaitu shortage dan washing overboard. Full story

Jenis-Jenis Asuransi Pengangkutan Barang (Marine Cargo Insurances)

Jenis-Jenis Asuransi Pengangkutan Barang (Marine Cargo Insurances)
Asuransi pengangkutan barang (marine cargo) tersedia dalam berbagai jaminan (clauses) baik melalui darat, laut dan udara untuk berbagai jenis kargo Full story

Bagaimana menghitung klaim “Collision Liability” di H&M dan P&I?

Bagaimana menghitung klaim “Collision Liability” di H&M dan P&I?
Bagaimana menghitung proporsi klaim “Collision Liability” antara Polis H&M (Hull & Machinery) dan P&I (Protection & Indemnity)? Ternyata tidak mudah membuat ilustrasi perhitungan klaim “Collision Liability” dimana melibatkan polis H&M dan P&I. Full story

Marine Professional Negligence Insurance (MPI) Policy

Marine Professional Negligence Insurance (MPI) Policy
Marine Professional Negligence Insurance (MPI) covers professionals in marine industry for negligent acts, errors or omissions Full story

Mortgagees’ Interests & Innocent Owners’ Interests

Mortgagees’ Interests & Innocent Owners’ Interests
Klaim asuransi kapal bisa jadi klaim yang paling rumit (dibandingkan dengan jenis asuransi lainnya) dan hal ini bisa berujung pada penolakan ganti rugi / klaim Full story

Increased Value (IV) & Anticipated Owners Interests(AOI)

Increased Value (IV) & Anticipated Owners Interests(AOI)
Jaminan tambahan yang perlu dipertimbangkan oleh shipowner dalam asuransi kapal (Hull & Machinery) adalah Increased Value (IV) & Anticipated Owners Interests(AOI) Full story

Free from Particular Average Unless (FPAU)

Free from Particular Average Unless (FPAU)
Selain jaminan ITC.280, ITC.284 dan ITC.289 yang kita kenal dalam Asuransi Kapal (Hull & Machinery), sebagai alternative juga terdapat Jaminan Free from Particular Average Unless (FPAU) yaitu: Full story

Cargo Liability

Jaminan kerugian, kerusakan atau kekurangan barang muatan (Cargo Liability) adalah salah satu jenis jaminan dalam polis Protection & Indemnity (P&I). Jaminan Cargo Liability sangat penting terutama untuk jenis kapal barang seperti Cargo ships, Tankers, maupun Barges dan kapal-kapal lainnya yang memuat kargo milik pihak ketiga. Full story

Penahanan dan Penyitaan Kapal

Penyitaan kapal dapat bersifat sementara berupa penundaan keberangkatan kapal disuatu pelabuhan tertentu ataupun dapat berupa sita tetap atas kapal maupun muatannya. Dapat dibayangkan, apabila terjadi penahanan kapal – walau hanya sehari, maka biaya opearsional yang dikeluarkan akan sangat mahal. Bahkan melebihi nilai klaim yang dituntut. Full story

Fixed and Floating Objects (FFO)

Under the Rules of the Club, cover of a vessel’s liabilities for loss of, damage to, or interference with rights in relation to any fixed or moveable property whether on or above, in or below land or water. Full story

What is a 3/4th Collision Liability?

Assume that both vessels in an example collision are insured for 3/4th collision liability with their hull underwriters and for 1/4th with their P&I Clubs. In the example vessel A is 75% to blame for the collision and vessel B is 25% to blame. Full story

Charterers Liability Cover

Charterers Liability Cover
The Underwriter shall indemnify the Assured Charterer, other than a Charterer by Demise, against those liabilities, losses, cost and expenses, arising from event occurring during occurring the Period of Insurance and incurred by the Assured in respect of the operation of the Insured Vessel. Full story

Protection & Indemnity Cover

The underwriter shall indemnify the Assured against those liabilities, losses, costs and expenses, arising from events occurring during the Period of Insurance and incurred by the Assured in respect of the operation of the Insured Vessel. Full story

Apa keuntungan “Fixed Premium P&I” dibandingkan dengan “Mutual P&I Club”?

Selama lebih dari 100 tahun P&I Club adalah satu-satunya yang menyediakan jaminan Protection & Indemnity namun kini juga telah hadir jaminan P&I yang diberikan oleh perusahan Asuransi yang disebut Fixed Premium P&I   Full story

Hull & Machinery (H&M)

Hull & Machinery (H&M)
Hull & Machinery (H&M) Insurance memberikan jaminan kerusakan atau kerugian terhadap kapal, mesin dan perlengkapannya dari bahaya laut dan risiko pelayaran (navigational perils)   Perils: H&M menjamin risiko-risko: Full story

Apa yang dimaksud dengan Total Loss dalam Asuransi Kapal (Hull & Machinery)?

Apa yang dimaksud dengan Total Loss dalam Asuransi Kapal (Hull & Machinery)?
Banyak sekali rekan maupun klien yang bertanya apakah yang dimaksud dengan Total Loss? Apakah kerusakan 75% dapat klaim Total Loss? Berapa klaim yang dibayar? Market value atau Insured value? Full story

Freight Forwarders’ Liability Insurance : Apa & Mengapa?

Freight Forwarders’ Liability Insurance : Apa & Mengapa?
Apa itu Freight Forwarders?   Menurut situs GAFEKSI (Gabungan Forwarder & Ekspedisi Indonesia) atau INFA (Indonesian Forwarders Associations) -www.infa.or.id-; Jasa Ekspedisi Angkutan Barang (Freight Forwarding Services) merupakan jasa yang berhubungan dengan penerimaan, angkutan, pengkonsolidasian, penyimpanan, penyerahan, Logistik dan atau distribusi barang Full story

Protection & Indemnity (P&I) Cover

Protection & Indemnity (P&I) Cover
Protection & Indemnity (P&I) Cover   1. Personal injury to or illness or loss of life of crew members   The shipowner may be exposed to such claims in tort or under statute law, although it is more usual for the claims to be made under the crew member's collective agreement or particular contract of employment. Full story

Bill of Lading – What’s your “Paramount Clause”?

Bill of Lading – What’s your “Paramount Clause”?
Paramount Clause under “Bill of Lading” is very important to establish your Limit of Liability (Carriers Responsibility). Please check your reversed side B/L and see what’s your “Paramount Clause”. In respect of carriage of goods by sea, there are currently four international conventions:   Full story

P&I for Tug and Barge

P&I for Tug and Barge
As you know, cover for P&I liabilities may be by choice or dictated by Regulations. Let's look at the potential liabilities of an owner of a barge which we all know of;   (1) Liabilities towards any loss/damage to cargoes carried on board   Under the Carriage of Goods by Sea Act (COGSA), an operator/owner of a barge who issues a bill of lading will be deemed as carriers responsible for the obligations towards the owners of the cargo, even though the barge is under tow and unmanned. This is because the vessel named on the bill of lading is the barge and not the tug. Thus a party who would be liable under COGSA is the carrier and if the carrier is the owner of the barge, then this is where the liability rests.   Full story

Yacht Insurance – Quotation

Yacht Insurance  - Quotation
Yacht Insurance usually uses “Institute Yacht Clause” wordings but some may use “Yacht Insurance”. Tailor made wordings   Yacht Insurance has 4 sections:   1.       Hull & Machinery 2.       Third Party Liability 3.       Personal Accident for Crews and Passengers 4.       Personal Effects   Full story

Asuransi Kontainer (Container Insurance) – Quotation

Asuransi Kontainer (Container Insurance) - Quotation
Asuransi Kontainer (Container Insurance) menjamin kerusakan atau kerugian pada Kontainer baik saat di dek, di laut (kapal), di angkutan darat atau dimana saja dalam batas teritoral yang diizinkan, jaminan atas Asuransi Kontainer (Container Insurance) terdiri dari All Risks dan Total Loss, namun mengingat penyebaran dan area pengangkutan melalui container, jaminan yang sering diberikan adalah Total Loss Only   Full story

Protection & Indemnity (P&I) Insurance – Quotation

Protection & Indemnity (P&I) Insurance - Quotation
Asuransi Protection & Indemnity (P&I) menjamin tuntutan hukum pihak ketiga dalam hal terjadi kerugian yang ditimbulkan dalam pengoperasian kapal.   Jaminan P&I meliputi: 1.       Cargo Liability: Jaminan terhadap kerusakan kargo yang diangkutnya 2.       Crew Liability: Jaminan terhadap cidera badan dan kematian awak kapal 3.       Collision Liability: Jaminan risiko tabrakan kapal terhadap kapal lain, kargo yang dimuat ataupun terhadap benda-benda lainnya 4.       Pollution Liability: Jaminan terhadap klaim kerusakan lingkungan atau polusi 5.       Other Claims: Klaim-klaim yang lain seperti biaya-biaya penyelamatan pengangkatan bangkai kapal, dan lain-lain Termasuk biaya-biaya hukum, survey dan pemeriksaan lainnya   Full story

Hull & Machinery (H&M) Insurance – Quotation

Hull & Machinery (H&M) Insurance  - Quotation
Hull & Machinery (H&M) Insurance covers loss or damage to vessel’s hull and machinery against perils of the seas and navigational perils. Covers are provided under Institute Times Clauses – Hull, Clause 280 (All Risks), Clause 284 (Total Loss + 3/4 RDC) and Clause 289 (Total Loss Only) plus a set of clauses   Full story

Marine Cargo Insurance – Quotation

Marine Cargo Insurance  - Quotation
Marine Cargo Insurance covers your moving cargo from one place to another by sea, air or inland transit covers are provided under Institute Cargo Clause “A” (ICC “A”), ICC “B” or ICC “C”. Clause “A” covers all risks whist Clause “B” and “C” cover named perils.   Marine Cargo Insurance is normally issued on single voyage or on open cover   Full story

Freight Forwarders’ Liability – Quotation

Freight Forwarders’ Liability  - Quotation
Freight Forwarders’ Liability Insurance provides full coverages for all sectors of your services, including but not limited to your transportation services, loss or damage to cargo, consequential loss, mis-delivery, delay, fines & duties, third party legal liability, pollution and legal costs and expenses (see diagram)   In summary Freight Forwarding Services are to include following sectors: ·          Ocean freight forwarder / NVOC ·          Air freight forwarder / air cargo agent ·          Customs Agent ·          Road haulier ·          In transit warehousing ·          Packing / Consolidating   Full story

Builder’s Risks Insurance – Quotation

Builder’s Risks Insurance - Quotation
Here is sample of a Quotation of Builder’s Risks Insurance   Builder’s Risks Insurance covers all risks subject to the Institute Clauses for Builders’ Risks (1/6/88) – Clause 351 from laying of keel to completion including risks of construction, launching, sea trials and delivery to owners.   Builder’s Risks also covers Pollution Hazard, Faulty Design, General Average and Salvage, Collision Liability, Protection & Indemnity (P&I), and Sue and Labour.   Full story

Asuransi Pembangunan Kapal – Builders’ Risks Insurance

Asuransi Pembangunan Kapal – Builders’ Risks Insurance
Please click here to read its English version Builders’ Risks Insurance   Asuransi Pembangunan Kapal – Builders’ Risks Insurance menjamin segala risiko (all risks) yang mungkin terjadi sehubungan dengan dengan pembangunan atau pembuatan kapal from laying of keel to completion termasuk risiko peluncuran (lauching), termasuk percobaan pelayaran (sea trials), dan juga penyerahan kepada principal di pelabuhan tujuan (delivery to owners)   Wording polis yang biasa digunakan adalah “Institute Clauses for Builders’ Risks (1/6/88) – CL.351” yang dikeluarkan oleh Institute London Underwriters   Risiko apa saja yang dijamin?   Berdasarkan tahapan-tahapan pembangunan kapal, secara garis besar risiko-risiko (perils) yang dihadapi (atau dalam bahasa lain yang dijamin) dalam polis Builders’ Risks Insurance dapat dibagi menjadi sebagai berikut::   1.       Tahapan Pembangunan Kapal (Construction) Dapatkah anda bayangkan bagaimana ratusan atau ribuan ton plat baja ditempa dan dilas dijadikan bentuk sebuah kapal?? Risiko utama yang dihadapi pada masa konstruksi tentu saja adalah bahaya api atau kebakaran, disamping risiko lainnya seperti kerusuhan, huru hara, banjir angin topan gempa bumi, dan tsunami, dan lain-lain.   2.       Tahapan Peluncuran (Launching) Full story

Marine Hull and Protection & Indemnity (P&I)

Silakan Klik disini untuk membaca versi bahasa Indonesianya     Can you imagine how big is claim arise from this casualty? ·         loss or damage to cargo on board the vessel ·         loss or damage to the hull and machinery ·         loss of life or bodily injury ·         pollution ·         salvage sue and labour, removal of wreck ·         legal costs ·         other losses   Marine Hull & Machinery Insurance   Marine Hull & Machinery Insurance gives comprehensive covers for loss or damage to vessel’s hull and machinery against perils of the seas and navigational perils: Full story

Asuransi Marine Cargo untuk pengangkutan batu bara (Institute Coal Clauses)

Batu bara (Coal) Yang khusus dari Asuransi pengangkutan batu bara adalah sifat dari batu bara (coal) yang dapat terbakar sendiri (spontaneous combustion), moda pengangkutannya yang biasanya dengan tongkang dan tug boat yang sangat rentan terhadap dua risiko utama yaitu shortage dan washing overboard.   Institute Coal Clauses   Mengingat karakterisitik tersebut diatas, Asuransi pengangkutan batu bara harus ditutup dengan kondisi khusus yaitu dengan Institute Coal Clause Full story

Yacht Insurance for Pleasure Craft and Speed Boat

Silakan Klik disini, untuk membaca versi bahasa Indonesia Yacht & Speed Boat Yacht & Speed Boat have special characteristics i.e. her size and GRT are relatively small, made of fibreglass and speed not exceeding 17 knots, and navigation area in coastal waters not exceeding 30 miles from sea shore. Yacht and Speed Boat usually use for leisure or for crew transportation, Yacht is also called Pleasure Craft.   Yacht Insurance Yacht & Speed Boat Insurance usualy uses "Institute Yacht Clause" wordings by some may use "Yacht Insurance" tailor made wordings Yacht Insurance has 4 sections:   1.       Hull & Machinery 2.       Third Party Liability 3.       Personal Accident for Crews and Passengers 4.       Personal Effects     Full story

Marine Cargo Insurance Claims Procedure

 Silakan Klik disini, Untuk membaca versi bahasa Indonesianya   A.      Duty of the Insured / Consignee / Its Agent or Representative   In case of any loss or damage to the cargo, it is a duty of the Insured / Consignee / Its Agent or Representative to take following procedures   1.    Do no give clear receipt on the delivery order but to give such notice of loss or damage   2.    In case of containerised cargo: -      Check carefully condition of the containers if  it was damaged or holed. -      Check carefully condition of its seal if numbers is matched with the document or if it was damaged or cut. -      If it was found damage, Give such notice of loss or damage on the delivery order. Full story

Asuransi Kapal Pesiar dan Speed Boat (Yacht Insurance)

  Please click here to read its English version Yacht & Speed Boat Kareakteristik Kapal Pesiar (Yacht) dan Speed Boat adalah pada ukuran dan beratnya yang kecil, umumnya terbuat dari bahan fiber glass yang ringan, kecepatannya umumnya tidak lebih dari 17 knots, dan area navigasi pada kawasan tidak lebih dari radius 30 mil dari garis pantai. Yacht dan Speed Boat umumnya digunankan untuk keperluas rekreasi (leisure) atau untuk crew transportation. Yacht sering juga disebut Pleasure Craft. Yacht Insurance Yacht Insurance umumnya menggunakan wordings polis “Institute Yacht Clause” namun ada juga yang menggunakan tailor made wordings “Yacht Insurance” Full story

Prosedur Klaim Asuransi Pengangkutan Barang (Marine Cargo Insurance)

Please click here to read its English version   A. Kewajiban Tertanggung / Penerima Barang / Agen atau Pihak yang mewakilinya.   Dalam hal terjadi klaim kerusakan dan atau kehilangan barang, adalah Kewajiban Tertanggung / Penerima Barang / Agen atau Pihak yang mewakilinya untuk melakukan hal-hal sbb:   1.    Jangan menandatangani “Surat Tanda Terima Barang / Surat Jalan / Delivery Order” kecuali dengan memberikan catatan mengenai kerusakan dan atau kehilangan barang tersebut.   Full story

Freight Forwarders’ Liability Insurance

Untuk membaca versi bahasa Indonesia, Silakan klik disini Freight Forwarders In summay Freight Forwarding Services are to include following sectors: ·   Ocean freight forwarder / NVOC ·   Air freight forwarder / air cargo agent ·   Customs Agent ·   Road haulier ·   In transit warehousing ·   Packing / Consolidating   So Many Claims Getting goods from point A to B usually involves numerous parties in the supply chain. When things go wrong and substantial losses are incurred, who will be held liable?   Any number of parties can instigate legal proceedings:   ·         The cargo owner - your customer ·         Sub-contractors ·         Owners or operators of the vessel, aircraft or truck carrying the cargo ·         Authorities ·         Third parties to whom you owe a duty of care   Claims can be made under a contract, standard terms of trade, ocean bill of lading or airway bill. Additionally, third party claims in tort, bailment and statutory liabilities can catch you unaware. It is even more difficult when a customer brings a claim against you. After all, the success of your business depends on customer relationships. What risks do we insure?   Full story

Asuransi Pengangkutan Barang (Marine Cargo Insurance)

Please click here to read its English version Mengangkut barang dari satu tempat ke tempat lainnya di seluruh dunia baik melalui udara, laut dan darat adalah sangat berisiko, seringkali terjadi kerusakan dan atau kerugian selama dalam perjalanan, olehkarenanya anda membutuhkan Asuransi Pengangkutan Barang (Marine Cargo Insurance)   Jaminan Polis: Marine Cargo Clauses 1.Jaminan Satu: Clause A (All Risks) Menjamin segala kerusakan atau kerugian, kecuali terhadap risiko yang dikecualikan 2.Jaminan Dua (Clause B) atau Jaminan Tiga (Clause C) Menjamin kerusakan atau kerugian yang disebabkan oleh beberapa risiko saja   Full story

Marine Cargo Insurance

Untuk membaca versi bahasa Indonesianya, Silakan Klik disini  Moving cargo from one place to another whole over the world by air, sea or inland transit is very risky that’s why you need Marine Cargo Insurance Type of Covers: Marine Cargo Clauses 1.Clause A (All Risks) Covers everything except listed exclusions 2.Clause B or C Covers only those incidents specifically listed   Risks Clause B Clause C Fire or explosion Yes Yes Vessel or craft being stranded, grounded, sunk or capsized Yes Yes Overturning or derailment of land conveyance Yes Yes Collision or contact with any external object other than water Yes Yes Discharge of cargo at port of distress Yes Yes Earthquake, volcanic eruption or lightning Yes No General average sacrifice Yes Yes Jettison Yes Yes Washing overboard Yes No Entry of sea, lake, or river water Yes No Total loss of any package lost overboard or dropped whilst loading or unloading from vessel Yes No Yes: Covered -- No: Not Covered   Full story

Freight Forwarders’ Liability Insurance

Please click here! to read its English version Freight Forwarders Menurut situs GAFEKSI (Gabungan Forwarder & Ekspedisi Indonesia) atau INFA (Indonesian Forwarders Associations) -www.infa.or.id-; Jasa Ekspedisi Angkutan Barang (Freight Forwarding Services) merupakan jasa yang berhubungan dengan penerimaan, angkutan, pengkonsolidasian, penyimpanan, penyerahan, Logistik dan atau distribusi barang beserta jasa tambahan dan jasa pemberian nasehat yang terkait dengannya, termasuk kegiatan kepabeanan dan perpajakan, kewajiban pemberitahuan tentang barang untuk keperluan instansi pemerintah, penutupan asuransi barang dan pengutipan atau pembayaran tagihan atau dokumen yang berhubungan dengan barang tersebut.   Secara garis besar Freight Forwarding Services meliputi: ·  Ocean freight forwarder  /NVOC ·  Air freight forwarder /air cargo agent ·  Customs Agent ·  Road haulier ·  In transit warehousing ·  Packing / Consolidating   Full story

Asuransi Kapal dan P&I (Marine Hull and P&I)

Dapatkah anda bayangkan betapa besar kerugian yang bisa ditimbulkan dari peristiwa kebakaran disebuah kapal yang sedang berlayar ditengah samudera luas ini…..? ·  kerusakan terhadap kargo yang diangkutnya ·  kerusakan terhadap kapal dan mesinnya ·  cidera badan bahkan kematian ABK (crew) ·  kerusakan lingkungan, pencemaran, polusi ·  biaya-biaya penyelamatan pengangkatan bangkai kapal ·  biaya-biaya hukum ·  dan kerugian lainnya    Full story
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