Cargo Insurance Conditions and Clauses

Cargo insurance can be effected on different conditions by using various clauses. All the conditions have one thing in common; the goods can only be insured against unexpected, fortuitous losses. A loss which can be considered a certainty rather than an accident – such as normal wear and tear – cannot be insured against

Most common Institute Clauses and other English clauses

Original Source: if-insurance


Other Marine Cargo Clauses








CL.263 Institute Frozen Food Clauses _A_

CL.265 Institute Strikes Clauses _Frozen Food_

CL.334 Frozen Food Extension Clauses

D-Cl370 Institute RACE Clause

D-Cl380 Institute Cyber Attack Exclusion Clause









War and or Strikes Premium Clause


Source: traseriskguarantee

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2 Comments on “Cargo Insurance Conditions and Clauses”

  • Matius wrote on 31 October, 2012, 18:35

    Dear Pak Imam,

    Ada polis Marine Cargo dimana didalamnya terdapat klausula Brand and Label Clause, dimana barang yang diasuransikan mengalami kerusakan, namun tidak mengalami kerusakan untuk keseluruhan jika dicek secara kasat mata. Namun pihak Insured defens tidak mau lagi menggunakan barang tersebut, dan akan memusnahkannya. Dan biaya pemusnahan diklaim ke Asuransi.
    Apakah biaya tersebut dapat dibebankan ke Asuransi?

    Terima Kasih

    Asuransi bayar klaim sesuai “harga invoice”, Pak. (khan barang-nya rusak). “Brand and Label Clause” pada prakteknya menyebabkan asuransi kehilangan harga salvage value karena barangnya harus dimusnahkan karena menyangkut “brand and image”. Biaya pemusnahan adalah beban klien (khan asuransi sudah bayar klaim seharga invoice-nya)

  • chomes wrote on 28 August, 2015, 19:41

    dear pak imam,

    mohon pencerahannya,
    – dalam polis land transit cover B apa saja yang dijamin dan yg dikecualikan?
    – dalam ikhtisar pertanggungan INLAND TRANSIT bolehkah diberi  catatan : excluding scratching,Denting,Bending?
    – adakah contoh klausul INLAND COVER B?

    terima kasih atas pencerahannya?

    DAI Inland Transit Cover A atau B seharusnya sudah tidak dipakai lagi, DAI sendiri sudah tidak mengurusi operasional asuransi umum, AAUI yang mengurusi sekarang sudah mengeluarkan PSAPBI, seharusnya yang digunakan adalah PSAPBI atau ICC

    DAI Inland Transit Cover B

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