Archive for the ‘General Accident’ Category

Cyber Clauses for use in conjunction with Motor Insurance risks

In order to satisfy Lloyd’s Bulletin Y5277 – Providing clarity for Lloyd’s customers on coverage for cyber exposures, the LMA Motor Committee has published the following suite of model cyber clauses: LMA5434 Motor Insurance Cyber Endorsement No. 1 (Death and bodily injury) LMA5435 Motor Insurance Cyber Endorsement No. 2 (Death, bodily injury & property damage) LMA5436 Motor Insurance Cyber Endorsement No. 3 (Property damage) LMA5437 Motor Insurance Cyber Exclusion ... Full story

Negligence, Strict Liability, or Breach of Warranty?

Product Liability Overview   Most defective product claims fall into one of three broad categories: negligence, strict liability, or breach of warranty.   Negligence   Any individual involved in the design, manufacture, or distribution of a product has a duty to provide a safe product. If one of these individuals fails to exercise reasonable care, and their action (or inaction) results in injury, he or she can be held liable. Negligence claims under product liability law include design errors, careless mistakes in the manufacturing of a product, and failure to warn consumers of the dangers associated with a product.   Full story
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