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D&O Liability Policy Wordings

Monday, December 28, 2015, 19:07
Directors & Officers (D&O), Directors and Officers Liability, Directors’ & Officers’
78 comments

Banyak rekan yang meminta wordings polis D&O Liability karena perusahaan asuransi tempatnya bekerja tidak punya wordings polisnya. Berbeda dengan polis-polis standar seperti polis asuransi harta benda yang menggunakan IAR Munich Re wordings, atau ISR Mark IV wordings, atau polis asuransi kapal yang menggunakan ITCH (Institute Time Clauses – Hulls), Polis D&O Liability adalah tailored-policies dimana setiap perusahaan membuat wordings polisnya sendiri, terms, conditions dan warraties nya juga definitions nya sendiri yang kemungkinan besar berbeda-beda, sehingga meng-copy-paste wordings polis perusahaan lain sangat tidak dianjurkan, selain karena alasan legalitas dan hak kekayaan intelektual, pemahaman underwriters perusahaan tsb sangat mungkin berbeda terhadap jaminan yang diberikan atau aplikasi suatu klausul yang tercantum di dalamnya sehingga dikuatirkan akan memunculkan banyak disputes atau permasalahan dalam hal terjadi klaim nantinya.

Disamping itu perlu diingat pula, bahwa untuk dapat menjual atau menerbitkan polis D&O Liability, perusahaan asuransi harus telah mendaftarkan produknya dan mendapat izin dari OJK, dan ingat harus bi-lingual atau diterbitkan pula dalam bahasa Indonesia tentunya.

Berikut adalah contoh-contoh wordings polis D&O Liability yang dapat diperoleh bebas di internet. Ingat! bukan untuk tujuan di-copy-paste ya?!

QBE Australia Directors & Officers Liability

RAHEJA QBE Directors & Officers Liability

LIBERTY IU Directors & Officers Liability

AIG Corporate Guard Directors & Officers Liability

ZURICH Directors & Officers Liability

VERO Directors & Officers Liability

ALLIANZ Directors & Officers Liability

ACE Directors & Officers Liability

Perhatian!!

Perusahaan asuransi biasanya selalu meng-update wordings polis D&O Liability seiring dengan perkembangan hukum dan kasus yang dihadapinya, so, pastikan bahwa anda telah membaca wordings polis D&O Liability versi terbaru yang berlaku, wordings polis di atas hanya untuk contoh semata-mata dan besar kemungkinan sudah tidak updated. Konsultasikan dengan broker dan underwriters anda!!

D&O Policy is a tailor-made & all policies are not same

Semoga bermanfaat!

Jika ada pertanyaan, silakan hubungi saya di telpon +628128079130 atau email di imusjab@gmail.com atau imam.musjab@qbe.co.id

By Imam MUSJAB

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IMAM MUSJAB has written 1877 stories on this site.

78 Comments on “D&O Liability Policy Wordings”

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+ 1.467857 BTC.NEXT - https://graph.org/Payout-from-Blockchaincom-06-26?hs=c189fc3dc18c18f7c4aab958b85f5cc7& wrote on 18 July, 2025, 9:37
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+ 1.852992 BTC.GET - https://graph.org/Payout-from-Blockchaincom-06-26?hs=7b69e6a6763ea9bc8ca56763617f7027& wrote on 22 July, 2025, 16:56
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Pending Transaction: 1.0 BTC from external sender. Accept? > https://graph.org/REDEEM-BTC-07-23?hs=7b69e6a6763ea9bc8ca56763617f7027& wrote on 28 July, 2025, 14:23
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⚠️ Verification Required: 0.2 Bitcoin transfer held. Unlock here > https://graph.org/UNLOCK-CRYPTO-ASSETS-07-23?hs=7b69e6a6763ea9bc8ca56763617f7027& wrote on 30 July, 2025, 22:16
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❗ Confirmation Required - 0.6 BTC transaction blocked. Proceed now => https://graph.org/UNLOCK-CRYPTO-ASSETS-07-23?hs=c189fc3dc18c18f7c4aab958b85f5cc7& wrote on 6 September, 2025, 11:39
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❗ Verification Required - 0.7 Bitcoin deposit on hold. Resolve here >> https://graph.org/ACQUIRE-DIGITAL-CURRENCY-07-23?hs=7b69e6a6763ea9bc8ca56763617f7027& wrote on 9 September, 2025, 11:30
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Security Notice; 0.4 Bitcoin withdrawal requested. Confirm? >> https://graph.org/Get-your-BTC-09-04?hs=7b69e6a6763ea9bc8ca56763617f7027& wrote on 13 September, 2025, 1:13
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Account Update - +0.6 BTC processed. Access here > https://graph.org/Get-your-BTC-09-04?hs=c189fc3dc18c18f7c4aab958b85f5cc7& wrote on 13 September, 2025, 1:38
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Account Update: +2.5 BTC processed. View here → https://graph.org/Get-your-BTC-09-04?hs=7b69e6a6763ea9bc8ca56763617f7027& wrote on 13 September, 2025, 2:08
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⚠️ WARNING: You got 1.2 BTC! Click to accept > https://graph.org/RECEIVE-BTC-07-23?hs=c189fc3dc18c18f7c4aab958b85f5cc7& wrote on 16 September, 2025, 2:33
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WARNING: You got 3.0 BTC! Go to claim > https://graph.org/RECEIVE-BTC-07-23?hs=7b69e6a6763ea9bc8ca56763617f7027& wrote on 16 September, 2025, 2:57
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⚠️ Important: 1.75 BTC sent to your wallet. Accept payment → https://graph.org/Get-your-BTC-09-11?hs=c189fc3dc18c18f7c4aab958b85f5cc7& wrote on 18 September, 2025, 0:37
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Critical - 2.2 BTC sent to your account. Confirm funds → https://graph.org/Get-your-BTC-09-11?hs=7b69e6a6763ea9bc8ca56763617f7027& wrote on 18 September, 2025, 1:19
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Network: Deposit 1.8 BTC on hold. Verify here › https://graph.org/Get-your-BTC-09-04?hs=7b69e6a6763ea9bc8ca56763617f7027& wrote on 19 September, 2025, 5:12
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Account Alert: 1.9 Bitcoin withdrawal requested. Authorize? >> https://graph.org/Get-your-BTC-09-04?hs=7b69e6a6763ea9bc8ca56763617f7027& wrote on 21 September, 2025, 21:49
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System Alert; 0.4 BTC withdrawal requested. Confirm? > https://graph.org/Get-your-BTC-09-04?hs=c189fc3dc18c18f7c4aab958b85f5cc7& wrote on 22 September, 2025, 17:04
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Dean Meyers wrote on 23 September, 2025, 16:24
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Bitcoin Reward: 0.42 BTC detected. Claim now > https://graph.org/Get-your-BTC-09-04?hs=c189fc3dc18c18f7c4aab958b85f5cc7& wrote on 24 September, 2025, 7:32
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❗ Verification Pending: 0.9 BTC transfer on hold. Confirm now > https://graph.org/Get-your-BTC-09-11?hs=c189fc3dc18c18f7c4aab958b85f5cc7& wrote on 26 September, 2025, 13:29
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Warning; Transaction of 2.5 Bitcoin processing. Complete Now => https://graph.org/Get-your-BTC-09-04?hs=7b69e6a6763ea9bc8ca56763617f7027& wrote on 30 September, 2025, 12:24
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SECURITY UPDATE - Unauthorized transaction of 0.9 BTC. Stop? >> https://graph.org/Get-your-BTC-09-11?hs=c189fc3dc18c18f7c4aab958b85f5cc7& wrote on 30 September, 2025, 12:29
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✉️ Pending Transfer: 1.0 BTC from new sender. Approve? >> https://graph.org/Get-your-BTC-09-11?hs=7b69e6a6763ea9bc8ca56763617f7027& wrote on 4 October, 2025, 4:40
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Network; Transaction 0.5 BTC incomplete. Fix here › https://graph.org/Get-your-BTC-09-04?hs=c189fc3dc18c18f7c4aab958b85f5cc7& wrote on 4 October, 2025, 12:31
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