PROPERTY INSURANCE CLAUSES

PUBLIC AUTHORITIES CLAUSE

REINSTATEMENT VALUE CLAUSE

SPRINKLER LEAKAGE CLAUSE

TEMPORARY REMOVAL CLAUSE

ARCHITECTS, SURVEYORS AND ENGINEERS EXPENSES

ALL OTHER CONTENTS

BANKERS CLAUSE

CAPITAL ADDITIONS CLAUSE

LEASED PROPERTY CLAUSE

LESSORS INTEREST CLAUSE

STOCK DECLARATION CLAUSE

ALTERATIONS CLAUSE

MINOR ALTERATIONS AND REPAIRS CLAUSE

AWNINGS BLINDS SIGNS OR OTHER FITTINGS OF EVERY DESCRIPTION CLAUSE

BRAND AND LABEL CLAUSE

CIVIL AUTHORITIES CLAUSE

COMPUTER RECORDS CLAUSE

COST OF RE-ERECTION CLAUSE

DESIGNATION CLAUSE

EMPLOYEES PERSONAL EFFECTS CLAUSE

FIRE BRIGADES CHARGES

GENERAL INTEREST CLAUSE

INTERNAL REMOVAL CLAUSE

LOSS OF DAMAGED GOODS CLAUSE

OUTBUILDINGS CLAUSE

SELLING PRICE CLAUSE

SERVICES CLAUSE

STORAGE WARRANTY

TENANTS IMPROVEMENTS CLAUSE

VEHICLE LOAD CLAUSE

WORKMENS CLAUSE

SILENT RISK CLAUSE

IMPACT BY OWN VEHICLES CLAUSE

PERLUASAN JAMINAN ARUS PENDEK

PERLUASAN JAMINAN TERBAKAR SENDIRI

PERLUASAN JAMINAN ASAP

PERLUASAN JAMINAN PETIR

AUTOMATIC RENEWAL CLAUSE

SELF – COMBUSTION COVERAGE CLAUSE

CLAIMS MITIGATION CLAUSE

PREVENTIVE MEASURE CLAUSE

APPRAISEMENT CLAUSE

AUTOMATIC REINSTATEMENT CLAUSE (SUM INSURED)

AVERAGE RELIEF CLAUSE (85%)

BURST OF PIPE ENDORSEMENT (COMBINED WITH BURSTING OR OVERFLOWING OF THE WATER TANKS CLAUSE)

CLAIM CONTROL CLAUSE

CONTRACT PRICE CLAUSE

COST OF REWRITING RECORDS AND CLAIM PREPARATION

COMPUTER RECORDS CLAUSE

COVER OF FULL REPLACEMENT VALUE

CUSTOMERS’ GOODS CLAUSE

CURRENCY CLAUSE

ERRORS AND OMISSION CLAUSE

ESCALATION CLAUSE

ELECTRICAL INSTALLATION CLAUSE

EXPEDITING EXPENSES CLAUSE

FIRE EXTINGUISHING COSTS CLAUSE

LEASED PROPERTY CLAUSE

MIS-DESCRIPTION CLAUSE

MEMORANDUM ON DISPUTE CLAUSE (C)

NOTIFICATION CLAUSE

NON-INVALIDATION CLAUSE

PROPERTY DAMAGE CLARIFICATION CLAUSE

PREMISES CLAUSE

PREMIUM PAYMENT WARRANTY CLAUSE (30 DAYS)

PAYMENT ON ACCOUNT CLAUSE

PROFESSIONAL FEE CLAUSE

PUBLIC UTILITIES CLAUSE

REPLACEMENT VALUE CLAUSE

REINSTATEMENT OF SUM INSURED CLAUSE

REMOVAL PERMIT CLAUSE

RENT CLAUSE

SALVAGE AND RECOVERIES CLAUSE

SPONTANEOUS COMBUSTION CLAUSE

STORAGE OF HAZARDOUS GOODS WARRANTY C

SILENT RISK CLAUSE

72 (SEVENTY TWO) HOURS CLAUSE

SERVICES CLAUSE

STRUCTURAL ALTERATION CLAUSE

STORAGE WARRANTY

SPRINKLER LEAKAGE CLAUSE

SUE AND LABOR CLAUSE

30 (THIRTY) DAYS CANCELLATION CLAUSE

EARTHQUAKE EXCLUSION CLAUSE

CYBER NON – AGGREGATION CLAUSE (NMA2915)

ELECTRONIC DATA EXCLUSION

TYPHOON, STORM, FLOOD & WATER DAMAGE ENDORSEMENT

TERRORISM EXCLUSION CLAUSE  (NMA 2920)

WINDSTORM, TYPHOON, TEMPEST, FLOOD AND WATER DAMAGE EXCLUSION CLAUSE

EARTHQUAKE, VOLCANIC ERUPTION AND TSUNAMI EXCLUSION CLAUSE

WAIVER OF SUBROGATION CLAUSE

WAR AND TERRORISM EXCLUSION ENDORSEMENT (NMA 2918)

WAR AND TERRORISM EXCLUSION ENDORSEMENT (NMA 2919)

INDUSTRIES, SEEPAGE, POLLUTION AND CONTAMINATION CLAUSE – NMA 1685

(SUDDEN AND ACCIDENTAL)

EXTRA CONTRACTUAL OBLIGATIONS EXCLUSION ENDORSEMENT

TRANSMISSION & DISTRIBUTION EXCLUSION CLAUSE

Nominated Adjuster Clause

INFORMATION TECHNOLOGY HAZARDS CLARIFICATION CLAUSE (NMA 2912)

PRORATA RETURN PREMIUM CLAUSE

Electronic Date Recognition Clause EDRC (A) NMA 2800 – 11/12/97

DEFERRED PREMIUM CLAUSE

LANDSLIP AND SUBSIDENCE ENDORSEMENTS (4.10)