Harap dicatat: Dalam hal klaim kerusakan lambung dan mesin kapal serta tanggung jawab hukum akibat tabrakan (kapal v kapal dan objek tetap dan mengambang) Pand I Club umumnya tidak terlibat. Hal ini karena Jaminan Asuransi Kapal umumnya telah mencakup 4/4 RDC & FFO.
Jika sebaliknya, polis H&M anda tidak menjamin atau tidak sepenuhnya menjamin tanggung jawab hukum tabrakan ...
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Berbagai Jaminan “Collision Liability” versi American Institute of Marine Underwriters (AIMU) berikut ini menarik untuk diperhatikan:
COLLISION CLAUSES FULL COVERAGE
COLLISION CLAUSES FOUR FOURTHS INCLUDING TOW
COLLISION CLAUSES INCLUDING TOWER'S LIABILITY...
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Bagaimana menghitung proporsi klaim “Collision Liability” antara Polis H&M (Hull & Machinery) dan P&I (Protection & Indemnity)? Ternyata tidak mudah membuat ilustrasi perhitungan klaim “Collision Liability” dimana melibatkan polis H&M dan P&I.
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Diskusi yang menarik terjadi saat saya menjelaskan "Asuransi P&I" kepada salah satu perusahaan
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- Wednesday, June 2, 2010, 22:38
- Hull & Machinery
Introduction
Collision is one of the few areas where third party liabilities may be covered by the hull policy. Traditionally, the English hull policy covered 3/4ths of the collision risks and the P&I Clubs the remaining 1/4th.
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Under the Rules of the Club, cover of a vessel’s liabilities for loss of, damage to, or interference with rights in relation to any fixed or moveable property whether on or above, in or below land or water.
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Assume that both vessels in an example collision are insured for 3/4th collision liability with their hull underwriters and for 1/4th with their P&I Clubs. In the example vessel A is 75% to blame for the collision and vessel B is 25% to blame.
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Asuransi Protection & Indemnity (P&I) menjamin tuntutan hukum pihak ketiga dalam hal terjadi kerugian yang ditimbulkan dalam pengoperasian kapal.
Jaminan P&I meliputi:
1. Cargo Liability: Jaminan terhadap kerusakan kargo yang diangkutnya
2. Crew Liability: Jaminan terhadap cidera badan dan kematian awak kapal
3. Collision Liability: Jaminan risiko tabrakan kapal terhadap kapal lain, kargo yang dimuat ataupun terhadap benda-benda lainnya
4. Pollution Liability: Jaminan terhadap klaim kerusakan lingkungan atau polusi
5. Other Claims: Klaim-klaim yang lain seperti biaya-biaya penyelamatan pengangkatan bangkai kapal, dan lain-lain
Termasuk biaya-biaya hukum, survey dan pemeriksaan lainnya
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- Wednesday, August 6, 2008, 15:59
- Hull & Machinery (H&M)
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Can you imagine how big is claim arise from this casualty?
· loss or damage to cargo on board the vessel
· loss or damage to the hull and machinery
· loss of life or bodily injury
· pollution
· salvage sue and labour, removal of wreck
· legal costs
· other losses
Marine Hull & Machinery Insurance
Marine Hull & Machinery Insurance gives comprehensive covers for loss or damage to vessel’s hull and machinery against perils of the seas and navigational perils:
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