Archive for the ‘All Quotes’ Category

Marine Cargo Insurance : Underwriting, Claims & Reinsurance

Marine Cargo Insurance : Underwriting, Claims & Reinsurance
Asuransi Pengangkutan Barang : Penutupan, Klaim & Reasuransi Download PDF Form here Introduction Full story

Marine Liability

Marine Liability
Marine Liability Tanggung Jawab Hukum Pengangkutan Barang Klik di sini  untuk download Proposal Training "Marine Liability" Full story

Directors’ & Officers’ Management Liability

Directors’ & Officers’ Management Liability
Directors’ & Officers’ Management Liability Tanggung Jawab Hukum Manajemen Direktur & Pejabat Perusahaan  Klik di sini untuk download Proposal Training "Directors' & Officers' Management Liability" Full story

Principles & Practice of Reinsurance

Principles & Practice of Reinsurance
Principles & Practice of Reinsurance  Prinsip-Prinsip & Praktek Reasuransi Klik di sini untuk download Proposal Training "Principles & Practice of Reinsurance Full story

Asuransi Konstruksi & Pemasangan Mesin (Contractors’ & Erection All Risks (CAR & EAR))

Asuransi Konstruksi & Pemasangan Mesin (Contractors’ & Erection All Risks (CAR & EAR))
 Download dokumen pdf di sini Asuransi Konstruksi & Pemasangan Mesin Contractors’ & Erection All Risks (CAR & EAR) Full story

Asuransi Alat Berat (Contractors’ Plant & Machinery)

Asuransi Alat Berat (Contractors’ Plant & Machinery)
Download Proposal Training "Asuransi Alat Berat (Contractors' PLant & Machinery) di sini 1. Pendahuluan : Asuransi Alat Berat  – Heavy Equipment v Contractors’ Plant & Machinery Full story

Introducing QBE Asia P&I

Introducing QBE Asia P&I
PT. Asuransi QBE Pool Indonesia meluncurkan QBE Asia P&I pada tanggal 13 Juni 2013 berlokasi di ballroom Hotel Mandarin, Jakarta. Full story

QBE SME Public Liability

QBE SME Public Liability
QBE SME Public Liability adalah Asuransi Tanggung Jawab Hukum Publik Untuk Usaha Kecil Menengah Jenis Usaha yang Dijamin ·     Kantor. ·     Restoran, Snacks stand, Takeaway & Cafe. Full story

QBE Home Plus Package

QBE Home Plus Package
QBE Home Plus Package menghadirkan perlindungan all risks atas Bangunan Rumah Tinggal  dan Isinya Plus Full story

Training Asuransi Pengangkutan Batu Bara

Training Asuransi Pengangkutan Batu Bara
Asuransi Pengangkutan Batu Bara Coal Shipment Insurance - Download here Full story

Proposal Training “General Liability & Professional Liability”

Proposal Training “General Liability & Professional Liability”
Proposal Training “General Liability & Professional Liability” Tingkat Dasar (Basic) - download here Full story

Public Liability v Product Liability

Public Liability v Product Liability
Apa perbedaan antara Public Liability v Product Liability ? To answer this question, it must first be understood that the basic covers for public liability and product liability insurance are the same Full story

Institute Bulk Oil Clauses – a comparison

Institute Bulk Oil Clauses – a comparison
Please download here "Bedah Polis Institute Bulk Oil Clauses" to read or print in pdf format Bulk Oil Yang khusus dari Asuransi “Bulk Oil” adalah Kebocoran dari pipa penghubung pada saat “loading, transshipment or discharge” Kelalaian dari Nahkoda, atau Kru kapal dalam melakukan pemompaan kargo ballast atau bahan bakar Kontaminasi yang disebabkan oleh “cuaca buruk” Full story

Institute Cargo Clauses A / B / C – a comparison

Institute Cargo Clauses A / B / C – a comparison
(adsbygoogle = window.adsbygoogle || ).push({}); (adsbygoogle = window.adsbygoogle || []).push({}); Full story

Institute Coal Clauses – a comparison to ICC “B” and “C”

Institute Coal Clauses – a comparison to ICC “B” and “C”
Batu bara (Coal) Please download here "Bedah Polis Institute Coal Clauses" to read or print document in pdf version Yang khusus dari Asuransi pengangkutan batu bara adalah sifat dari batu bara (coal) yang dapat terbakar sendiri (spontaneous combustion), moda pengangkutannya yang biasanya dengan tongkang dan tug boat yang sangat rentan terhadap dua risiko utama yaitu shortage dan washing overboard. Full story

Asuransi Mobil Mewah

Asuransi Mobil Mewah
Asuransi Mobil Mewah seperti Porsche, Ferrari, Maserati, Aston Martin, Bentley, Maybach, Alfa Romeo, Mercedes-Benz, Audi, BMW, Jaguar, Lexus dengan harga milyaran rupiah adalah fenomena tersendiri di industri Asuransi kendaraan bermotor di Indonesia. Full story

Asuransi Motor Mewah atau Motor Gede (MoGe)

Asuransi Motor Mewah atau Motor Gede (MoGe)
Asuransi Motor Mewah atau Motor Gede (MoGe) seperti Harley-Davidson, Ducati, BMW, Husqvarna, Cagiva, Triumph, Honda, Yamaha, Kawasaki, dan Suzuki Full story

Personal Liability? Why Not?

Personal Liability? Why Not?
Comprehensive General Liability (CGL) atau Professional Indemnity (PI) untuk Perusahaan adalah hal yang biasa. Pertanyaan yang sering diutarakan Bisakah Perusahaan Asuransi memberikan jaminan CGL atau PI terhadap individual atau personal?? Why Not?! Full story

Marine Professional Negligence Insurance (MPI) Policy

Marine Professional Negligence Insurance (MPI) Policy
Marine Professional Negligence Insurance (MPI) covers professionals in marine industry for negligent acts, errors or omissions Full story

Apa yang dijamin dalam Polis Comprehensive General Liability (CGL)?

Apa yang dijamin dalam Polis Comprehensive General Liability (CGL)?
What is a CGL Policy? Banyak yang bertanya apa sebenarnya yang dijamin dalam Polis CGL? Full story

Mengapa Polis QBE Comprehensive General Liability (CGL) Lebih Unggul?

Mengapa Polis QBE Comprehensive General Liability (CGL) Lebih Unggul?
Why QBE Comprehensive General Liability (CGL) Policy is Superior? Dibandingkan dengan polis-polis CGL asuransi lainnya Polis QBE Comprehensive General Liability (CGL) edisi revamp terbaru (PLBCGL002-Q-0211) terbukti semakin superior Full story

Event Cancellation and Non-Appearance Insurance

Event Cancellation and Non-Appearance Insurance
Event Cancellation & Abandonment This insurance indemnifies the Insured parties for costs and expenses incurred to organize and produce an entertainment event should the event be cancelled, abandoned, postponed, curtailed or relocated due to a cause beyond the control of the Insured. Full story

Mortgagees’ Interests & Innocent Owners’ Interests

Mortgagees’ Interests & Innocent Owners’ Interests
Klaim asuransi kapal bisa jadi klaim yang paling rumit (dibandingkan dengan jenis asuransi lainnya) dan hal ini bisa berujung pada penolakan ganti rugi / klaim Full story

Increased Value (IV) & Anticipated Owners Interests(AOI)

Increased Value (IV) & Anticipated Owners Interests(AOI)
Jaminan tambahan yang perlu dipertimbangkan oleh shipowner dalam asuransi kapal (Hull & Machinery) adalah Increased Value (IV) & Anticipated Owners Interests(AOI) Full story

Free from Particular Average Unless (FPAU)

Free from Particular Average Unless (FPAU)
Selain jaminan ITC.280, ITC.284 dan ITC.289 yang kita kenal dalam Asuransi Kapal (Hull & Machinery), sebagai alternative juga terdapat Jaminan Free from Particular Average Unless (FPAU) yaitu: Full story

QBE ICT Liability

QBE ICT Liability
“Any professional providing information & communication technology (ICT) is exposed to ‘professional indemnity’ nature”   Tidak ada perusahaan yang bisa maju dan berkembang dewasa ini tanpa penguasaan ICT (Information & Communication Technology). Full story

QBE Civil Liability Professional Indemnity

QBE Civil Liability Professional Indemnity
“Any professional person or consultant who provides advice or services is exposed to ‘professional indemnity’ claims”     Kini QBE menghadirkan versi terbaru dari polis “Professional Indemnity” (revamped wordings) QBE Civil Liability Professional Indemnity Policy yang memberikan jaminan terluas di klas nya yaitu “Civil Liability” basis menggantikan polis sebelumnya yang masih menganut sistim “Errors and Omissions”. Full story

Charterers Liability Cover

Charterers Liability Cover
The Underwriter shall indemnify the Assured Charterer, other than a Charterer by Demise, against those liabilities, losses, cost and expenses, arising from event occurring during occurring the Period of Insurance and incurred by the Assured in respect of the operation of the Insured Vessel. Full story

Hull & Machinery (H&M)

Hull & Machinery (H&M)
Hull & Machinery (H&M) Insurance memberikan jaminan kerusakan atau kerugian terhadap kapal, mesin dan perlengkapannya dari bahaya laut dan risiko pelayaran (navigational perils)   Perils: H&M menjamin risiko-risko: Full story

Directors’ and Officers’ (D&O) Liability Insurance – Apa & Mengapa?

Directors’ and Officers’ (D&O) Liability Insurance - Apa & Mengapa?
“People who run companies today can be held ‘personally liable’ for company performance”   English version, click here      Direktur, Officer dan Komisaris butuh “D&O”?   Ø         Tanggung jawab dan akuntabilitas yang besar: Direktur dan Komisaris dapat dituntut secara pribadi oleh Full story

Freight Forwarders’ Liability Insurance : Apa & Mengapa?

Freight Forwarders’ Liability Insurance : Apa & Mengapa?
Apa itu Freight Forwarders?   Menurut situs GAFEKSI (Gabungan Forwarder & Ekspedisi Indonesia) atau INFA (Indonesian Forwarders Associations) -www.infa.or.id-; Jasa Ekspedisi Angkutan Barang (Freight Forwarding Services) merupakan jasa yang berhubungan dengan penerimaan, angkutan, pengkonsolidasian, penyimpanan, penyerahan, Logistik dan atau distribusi barang Full story

Yacht Insurance – Quotation

Yacht Insurance  - Quotation
Yacht Insurance usually uses “Institute Yacht Clause” wordings but some may use “Yacht Insurance”. Tailor made wordings   Yacht Insurance has 4 sections:   1.       Hull & Machinery 2.       Third Party Liability 3.       Personal Accident for Crews and Passengers 4.       Personal Effects   Full story

Workmen Compensation & Employers Liability – Quotation

Workmen Compensation & Employers Liability - Quotation
Workmen Compensation adalah Asuransi Tenaga Kerja yang memberikan perlindungan dengan skala benefit yang lebih besar dari Jamsostek, skala benefit dapat disesuaikan dengan kemampuan perusahaan dalam memberikan “kenyamanan” terhadap tenaga kerja, Skala benefit yang paling populer adalah yang dikenal dengan nama “Pertamina BenefitsFull story

Professional Indemnity (PI) Insurance – Quotation

Professional Indemnity (PI) Insurance - Quotation
Professional Indemnity (PI) Insurance menjamin tanggung jawab hukum profesi untuk para professional seperti construction consultant, engineer, architect, interior design, surveyor, insurance agents, brokers, financial adviser, solicitor, accountant, lawyer, business consultant dan berbagai jasa professional lainnya.   Full story

Motor Vehicle Insurance – Quotation

Motor Vehicle Insurance - Quotation
Jaminan Polis umumnya mengacu pada Polis Standar Asuransi Kendaraan Bermotor Indonesia (PSAKBI) dan biasanya perusahaan Asuransi menjualnya dalam bentuk paket Jaminan dengan beberapa benefit tambahan yang terdiri dari Jaminan Comprehensive (All Risks) atau Total Loss Only (TLO):Asuransi Kendaraan Bermotor   Full story

Commercial General Liability (CGL) Insurance – Quotation

Commercial General Liability (CGL) Insurance - Quotation
Commercial General Liability (CGL) Insurance menjamin tanggung jawab hukum terhadap pihak ketiga sehbungan dengan aktivitas pekerjaan atau bisnis, CGL umumnya meliputi Public Liability, Product Liability, Completed Operation, Workmen Compensation, Employers Liabiity, Automobile Liability, Umbrella, Excess of Loss Liability dan lain-lain Full story

Asuransi Kontainer (Container Insurance) – Quotation

Asuransi Kontainer (Container Insurance) - Quotation
Asuransi Kontainer (Container Insurance) menjamin kerusakan atau kerugian pada Kontainer baik saat di dek, di laut (kapal), di angkutan darat atau dimana saja dalam batas teritoral yang diizinkan, jaminan atas Asuransi Kontainer (Container Insurance) terdiri dari All Risks dan Total Loss, namun mengingat penyebaran dan area pengangkutan melalui container, jaminan yang sering diberikan adalah Total Loss Only   Full story

Property All Risks Insurance (PAR/IAR) – Quotation

Property All Risks Insurance (PAR/IAR) - Quotation
Asuransi Property All Risks Insurance (PAR/IAR) adalah jenis Asuransi yang paling popular dibandingkan dengan jenis Asuransi lainnya, karena Menjamin semua risiko kerugian kecuali beberapa risiko saja yang tercantum dalam pengecualian. Jaminan Asuransi Property All Risks (PAR) termasuk: · Jaminan untuk Kerusuhan, Pemogokan, Perbuatan Jahat dan Huru Hara · Jaminan untuk Angin Topan, Badai, Banjir dan Kerusakan akibat Air · Jaminan untuk Gempa Bumi, Letusan Gunung Berapi dan Tsunami · Jaminan untuk Tanah Longsor dan Pergerakan Tanah Full story

Asuransi Kecelakaan Diri (Personal Accident) – Quotation

Asuransi Kecelakaan Diri (Personal Accident) - Quotation
Asuransi Kecelakaan Diri (Personal Accident) menjamin risiko Kematian, Cacat Tetap, Cacat Sementara, Biaya Perawatan dan atau Pengobatan yang secara langsung disebabkan oleh suatu kecelakaan   Kecelakaan menurut Polis Standar Asuransi Kecelakaan Diri Indonesia adalah suatu kejadian atau peristiwa yang mengandung unsur kekerasan baik yang bersifat fisik maupun kimia, yang datangnya secara tiba-tiba, tidak dikehendaki atau direncanakan, termasu keracunan, mati lemas attau tenggelam.   Full story

Protection & Indemnity (P&I) Insurance – Quotation

Protection & Indemnity (P&I) Insurance - Quotation
Asuransi Protection & Indemnity (P&I) menjamin tuntutan hukum pihak ketiga dalam hal terjadi kerugian yang ditimbulkan dalam pengoperasian kapal.   Jaminan P&I meliputi: 1.       Cargo Liability: Jaminan terhadap kerusakan kargo yang diangkutnya 2.       Crew Liability: Jaminan terhadap cidera badan dan kematian awak kapal 3.       Collision Liability: Jaminan risiko tabrakan kapal terhadap kapal lain, kargo yang dimuat ataupun terhadap benda-benda lainnya 4.       Pollution Liability: Jaminan terhadap klaim kerusakan lingkungan atau polusi 5.       Other Claims: Klaim-klaim yang lain seperti biaya-biaya penyelamatan pengangkatan bangkai kapal, dan lain-lain Termasuk biaya-biaya hukum, survey dan pemeriksaan lainnya   Full story

Prita & Manohara – dari sudut Asuransi atas pencemaran nama baik (libel and slander)

Prita & Manohara - dari sudut Asuransi atas pencemaran nama baik (libel and slander)
Prita & Manohara, nama 2 orang perempuan ini tiba-tiba mencuat, menghiasi headlines media cetak dan elektronik dalam beberapa minggu, mengalahkan berita provokasi tentara Malaysia di Ambalat, mengalahkan berita kecelakaan Air France yang dasyat bahkan menyaingi dan menjadi bagian berita kampanye Capres-Cawapres   Saya tidak mau latah menulis sensasi berita itu di AHLIASURANSI.com namun yang menarik adalah bagaimana suatu tuntutan atas dugaan pencemaran nama baik dapat menjadi suatu perkara yang besar dan berdampak luar biasa…   Full story

Medical Malpractice Insurance – Quotation

Medical Malpractice Insurance - Quotation
Asuransi Malpraktek Medis (Medical Malpractice Insurance) menjamin Tenaga Medis atau Rumah Sakit atau Institusi Medis lainnya dari suatu tindakan malpraktek yang terjadi akibat suatu kesalahan atau kelalaian suatu tindakan medis yang dapat mengakibatkan cidera badan, sakit atau penyakit, kerusakan mental atau berakibat kematian pada pasien   Medical Malpractice Insurance wajib dimiliki oleh  para dokter dan praktisi medis, rumah sakit, klinik, praktek dokter, laboratorium, farmasi, perawat, physiotherapist, traditional Chinese medicine physician, dan kegiatan medis lainnya   Full story

Information & Communication Technology (ICT) Liability Insurance – Quotation

Information & Communication Technology (ICT) Liability Insurance  - Quotation
Information & Communication Technology (ICT) Liability Insurance provide scope of cover against: ·          Errors and Omissions Indemnifies professional against legal liability for any claim in respect of negligent acts, errors or omissions incurred in the provision of information & communication technology plus legal costs and expenses   ·          Personal Injury and Property Damage Indemnifies professional against the amount which he/she becomes legally liable to pay by way of compensation in respect of (1) Personal Injury and (2) Property Damage plus legal costs and expenses   Full story

Money Insurance – Quotation

Money Insurance - Quotation
Asuransi Uang (Money Insurance) menjamin risiko-risiko pengambilan / penyetoran uang (money in transit) dan juga penyimpanan uang (money in safe)   Berikut contoh Quotation – Asuransi Uang (Money Insurance)   Full story

Shop Package – Quotation

Shop Package - Quotation
Asuransi Paket Toko (Shop Package) umumnya memberikan jaminan yang lengkap terhadap rumah beserta isinya yang meliputi Jaminan terhadap risiko-risko: §         FLEXAS (Kebakaran, Petir, Ledakan, Kejatuhan Pesawat Terbang dan Asap). §         RSMD 4.1A + CC (Kerusuhan, Pemogokan buruh dan Huru-hara) §         GEMPA BUMI (Gempa Bumi, Letusan Gunung Berapi, dan Tsunami). §         FTSWD (Banjir, Taufan, Badai, Kerusakan Akibat Air) §         TABRAKAN KENDARAAN (Tabrakan atau benturan oleh Kendaraan, Binatang, Pohon Tumbang, Antena atau Parabola) §         BURGLARY (Pencurian dengan Kekerasan). Full story

Home Package – Quotation

Home Package - Quotation
Asuransi Rumah Tinggal (Home Package) umumnya memberikan jaminan yang lengkap terhadap rumah beserta isinya yang meliputi Jaminan terhadap risiko-risko: ·          FLEXAS (Kebakaran, Petir, Peledakan, Kejatuhan Pesawat Terbang dan Asap). ·          RSMD 4.1A (Kerusuhan, Pemogokan dan Akibat Perbuatan Jahat). ·          CC (Huru-hara). ·          BURGLARY (Pencurian dengan Kekerasan). ·          BIAYA AKOMODASI SEMENTARA. ·          BIAYA PEMADAMAN KEBAKARAN DAN PEMBERSIHAN PUING-PUING. ·          EQVET (Gempa Bumi, Letusan Gunung Berapi, dan Tsunami). ·          FTSWD (Banjir, Angin Topan, Badai dan Kerusakan akibat air)   Full story

Hull & Machinery (H&M) Insurance – Quotation

Hull & Machinery (H&M) Insurance  - Quotation
Hull & Machinery (H&M) Insurance covers loss or damage to vessel’s hull and machinery against perils of the seas and navigational perils. Covers are provided under Institute Times Clauses – Hull, Clause 280 (All Risks), Clause 284 (Total Loss + 3/4 RDC) and Clause 289 (Total Loss Only) plus a set of clauses   Full story

Marine Cargo Insurance – Quotation

Marine Cargo Insurance  - Quotation
Marine Cargo Insurance covers your moving cargo from one place to another by sea, air or inland transit covers are provided under Institute Cargo Clause “A” (ICC “A”), ICC “B” or ICC “C”. Clause “A” covers all risks whist Clause “B” and “C” cover named perils.   Marine Cargo Insurance is normally issued on single voyage or on open cover   Full story

Electronic Equipment Insurance (EEI) – Quotation

Electronic Equipment Insurance (EEI)  - Quotation
Electronic Equipment Insurance (EEI) covers your electronic equipment or electrical machinery or installation such as medical equipments or ICT against all risks subject to EEI – Munich Re Wordings. It covers loss or damage due to fire, electrical breakdown, riots, strikes, flood, typhoon, storm or other accidental damage.   Electronic Equipment Insurance (EEI) provides cover for Material Damage, External Data Media and Increased Cost of Working   Full story

Contractors’ Plant & Equipment (CPE) Insurance – Quotation

Contractors’ Plant & Equipment (CPE) Insurance  - Quotation
Contractors’ Plant & Equipment (CPE) Insurance covers your heavy equipment, plant and machinery against all risks subject to CPE – Munich Re Wordings. It covers equipment whilst at work or at rest, it covers loss or damage due to fire, riots, strikes, flood, typhoon, storm or other accidental damage   Cover is also available on Total Loss basis   Full story

Fire Insurance – Quotation

Fire Insurance  - Quotation
Fire Insurance covers named perils known as Flexas i.e. Fire, Lightning, Explosion, impact of Air craft and Smoke it can be extended to give optional cover such as RSMDCC (Riots, Strikes, Malicious Damage and Civil Commotions) and FTSWD (Flood, Typhoon, Storm and Water Damage)   Fire Insurance is subject to PSAKI (Polis Standar Asuransi Kebakaran Indonesia) or Indonesia Standard Fire Insurance   Full story

Freight Forwarders’ Liability – Quotation

Freight Forwarders’ Liability  - Quotation
Freight Forwarders’ Liability Insurance provides full coverages for all sectors of your services, including but not limited to your transportation services, loss or damage to cargo, consequential loss, mis-delivery, delay, fines & duties, third party legal liability, pollution and legal costs and expenses (see diagram)   In summary Freight Forwarding Services are to include following sectors: ·          Ocean freight forwarder / NVOC ·          Air freight forwarder / air cargo agent ·          Customs Agent ·          Road haulier ·          In transit warehousing ·          Packing / Consolidating   Full story

Directors & Officers (D&O) Liability – Quotation

Directors & Officers (D&O) Liability  - Quotation
It cover Director or Officer against any actual or alleged wrongful act or omission including any misstatement, misrepresentation, breach of trust, breach of duty or breach of warranty of authority committed by an Insured Person (Director or Officer or Commissioner) including (1) compensatory damages awarded against the company directors and officers, (2) out-of-court settlements, (3) defense costs and expenses, and (4) costs of appointing legal expertise.       D&O provides covers for…………… • Civil Proceedings • Employee Actions • Prospectus Liability • Official Investigations and Inquiries • Successful Defense of Criminal Proceedings • Outside Directorships (optional Extension) Full story

Contractors’ & Erections All Risks (CAR/EAR) – Quotation

Contractors’ & Erections All Risks (CAR/EAR) - Quotation
Here is sample of a Quotation of Contractors’ All Risks (CAR) / EAR Project   Contractors’ All Risks (CAR) / EAR covers all risks of loss or damage to construction of the project or erection of machinery and Third Party Liability as well   Project Construction is of huge value and considerably high risks, it is designed to give full and comprehensive cover with set s of clauses to include Offsite Storage, Designer Risks, Existing Property, Transit Risks, 50/50 Clause, etc etc   Full story

Burglary Insurance – Quotation

Burglary Insurance - Quotation
Here is sample of a Quotation of Burglary Insurance   Burglary Insurance covers loss or damage due to THEFT consequent upon actual forcible and violet entry upon the said premises or any attempt thereat   It usually designed to cover theft on stock of trade, or merchandise or painting or antiques   Names, objects, values and rates appear in this Quotation are for illustration only Full story

Builder’s Risks Insurance – Quotation

Builder’s Risks Insurance - Quotation
Here is sample of a Quotation of Builder’s Risks Insurance   Builder’s Risks Insurance covers all risks subject to the Institute Clauses for Builders’ Risks (1/6/88) – Clause 351 from laying of keel to completion including risks of construction, launching, sea trials and delivery to owners.   Builder’s Risks also covers Pollution Hazard, Faulty Design, General Average and Salvage, Collision Liability, Protection & Indemnity (P&I), and Sue and Labour.   Full story
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