Archive for the ‘News’ Category

ANZIIF Associate CIP

ANZIIF Associate CIP
Full story
Tags:

FAQ : ANZIIF Competency Assessment Examination in General Insurance (CAE)

Terima kasih atas antusiasme yang luar biasa dari rekan-rekan HR dan kolega untuk mengikuti program ANZIIF Competency Assessment Examination in General Insurance (CAE) kerja sama ANZIIF & AALC. Brosur dan Formulir Pendaftaran klik di sini ANZIIF : Australian and New Zealand Institute of Insurance and Finance AALC : ... Full story

[Breaking News] Mau mendapatkan gelar “ANZIIF Associate CIP” hanya dalam 3 hari? (Ujian dalam Bahasa Indonesia)

Mau mendapatkan gelar "ANZIIF Associate CIP" hanya dalam 3 hari? (Ujian dalam Bahasa Indonesia) Ikuti 3 langkah mudah bersama AALC 1. Isi formulir pendaftaran segera (Penutupan Pendaftaran Tgl 30 Juni 2018) 2. Tutorial Komprehensif dan Latihan Soal-Soal (Batch 2 : Tgl 24-25-26 Juli 2018) 3. Langsung Ujian Online (26 Juli 2018)   YES, UJIAN ... Full story
Tags: , ,

Understanding the Engineering Insurances (Memahami Polis-Polis Asuransi Engineering : CAR, EAR, MB, LOP MB, EEI & CECR)

UNDERSTANDING THE ENGINEERING INSURANCES Memahami Polis-Polis Asuransi Engineering : CAR, EAR, MB, LOP MB, EEI & CECR 4-5 July 2018 @Ayana MidPlaza Hotel, Jakarta Facilitator : BAYU SAMUDRO, SE, AAIK, ICPU, ICMarU, ICEU, ICLiU, ICMoU, QIP Learning Objectives Memahami Polis-Polis Asuransi Engineering : CAR, EAR, MB, LOP MB, EEI & CECR (Understanding The Engineering Insurances) ... Full story
Tags: , , , , ,

Understanding Property All Risks (PAR) and Business Interruption (BI) Insurances and Claim Issues (Special analysis on New Munich Re IAR Policy wordings)

Understanding Property All Risks (PAR) and Business Interruption (BI) Insurances and Claim Issues (Special analysis on New Munich Re IAR Policy wordings) Bedah Polis dan Klaim Asuransi Harta Benda dan Gangguan Usaha (PAR & BI) 27-28 June 2018 @Ayana MidPlaza Hotel, Jakarta Facilitator : IMAM MUSJAB, SE, AIIS, AAIK, ICPU, QIP About the Facilitator:... Full story

Mengapa belajar bersama AHLIASURANSI tidak akan pernah cukup?

Jika biasanya peserta training  atau workshop sering kali melirik ke arah jam tangan dan bertanya kapan selesainya ya? karena pembahasan sudah tidak manarik dan diskusi mulai garing. Belajar bersama #AHLIASURANSI malah sebaliknya, peserta minta tambahan waktu bahkan tambahan sehari lagi untuk melanjutkan diskusi atau pembahasan yang semakin seru. Mengapa demikian? Karena belajar bersama #AHLIASURANSI anda mendapatkan "real ... Full story

Fundamental of Liability Insurances : General & Professional Liability (What’s Covered And What’s Not)

Fundamental of Liability Insurances : General & Professional Liability Dasar-Dasar Asuransi Tanggung Jawab Hukum Umum & Profesional (What’s covered and what’s not) Learning Objectives Banyak underwriters dan praktisi asuransi yang bingung apa bedanya General Liability v Professional Liability, apa saja yang dijamin, bagaimana menetapkan limit of liability, bagaimana menghitung tarif preminya? Training ... Full story

Dealing with Contractor’s All Risks (C.A.R) Insurances (Coverage and Claims Issues)

Programme Highlights Indonesia has seen an increase in large infrastructure development projects cropping up in recent years. Accordingly, the demand for Construction and Engineering-related insurances has grown steadily to cover such risks. This two day intensive course comprising lectures and case studies will enable participants to acquire sound technical knowledge of one of the main Engineering insurance classes ... Full story

The “Nuts & Bolts” of Treaty Reinsurance: Proportional & Non-Proportional Treaty Reinsurance

Learning Objectives The “Nuts & Bolts” of Treaty Reinsurance: Proportional & Non-Proportional Treaty Reinsurance ini mengupas tuntas prinsip-prinsip dan praktik reasuransi, mulai dari hal yang basic, funsi-fungsi reasuransi, metode reasuransi proportional dan non proportional, treaty, facultative dan studi kasus. Setelah training, peserta akan dapat : • Memahami prinsip-prinsip dan praktik reasuransi • Memahami metode dan ... Full story

Training Calendar 2018 (By Month)

Whether you’re interested in developing your own career or you have responsibility for the training needs of others, you’ll find everything you need in this directory to build your training course programme with us. JANUARY 2018 LIA-06 A short course on Professional Indemnity Insurance. with special focus on Coverage and Claims (Engineers, Architects and Surveyors) (in English ... Full story

Tahukah anda bahwa Munich Re telah menerbitkan polis Industrial All Risks (IAR) baru?

Munich Re telah menerbitkan polis Industrial All Risks (IAR) baru versi 2.3 (Agustus 2017) yang memberikan jaminan dan persyaratan polis yang lebih transparan, terstruktur rapi, jelas, tidak ambigu, dilengkapi dengan definisi dan endorsemen perluasan yang diperlukan. Bagian penting dari polis ini, adalah: Polis menjamin kerusakan fisik dan gangguan usaha (Policy covers physical physical damage and resulting business interruption) ... Full story

Training Calendar 2018 (By Class of Business)

Whether you’re interested in developing your own career or you have responsibility for the training needs of others, you’ll find everything you need in this directory to build your training course programme with us.   BASIC GENERAL INSURANCE BAS-01  Basic General Insurance : Prinsip-Prinsip & Praktik Asuransi, Produk-Produk Asuransi dan Proses Underwriting     BAS-02  Asuransi Kebakaran & Gempa Bumi (Fundamental of Fire ... Full story

EPI 52 Cold Testing, Hot Testing and Commissioning

It is agreed that in Section 1, Material Damage the following is added to Conditions to Section 1: For the purpose of this Policy, Cold Testing, Hot Testing and Commissioning shall mean: (a) Cold Testing The checking of component parts of machinery or equipment by mechanical, electrical, hydrostatic or other forms of testing under dry run conditions to ensure that ... Full story

EPI 45 Roads

It is agreed that in Section 1, Material Damage the following is added to Conditions to Section 1: In respect of Loss to portions of not completed road caused directly or indirectly by rain, inundation or flood, Insurers liability shall be limited in respect of the aggregate length of the portions of not completed road at any one time as stated below. Should the length of all ... Full story

EPI 44 Pipelines, Conduits and Cables

It is agreed that in Section 1, Material Damage the following is added to Conditions to Section 1: (a) Insurers will not indemnify the Insured for loss or damage directly or indirectly caused by rain, inundation or flood to pipes, conduits and cables laid in trenches where any of the following requirements have not been fulfilled: (i) as soon as practicable, ... Full story

EPI 24 Leak Search Costs

It is agreed that Section 1, Material Damage is extended to indemnify the Insured up to the Sum Insured stated below in respect of costs incurred in searching for leaks of pipelines provided that: (a) all welds have been checked by non destructive testing; and (b) insured Loss is found to have occurred. Sum Insured each and every Loss and ... Full story

EPI 12 Partial Operation

Notwithstanding Condition of Section 1, Material Damage it is agreed that in respect of the portions of Insured Property stated below: (a) such portions shall be in Partial Operation (after Hot Testing and Commissioning, if any, has been completed) as from the Inception Date stated below and until the Termination Date of the Construction Period; and (b) such Partial Operation shall ... Full story

Material Change

If at any time any change shall occur materially varying any of the facts relating to the Project, the Contract, this Policy or the degree of risk assumed hereunder, the Insured shall immediately give notice in writing of such Material Change in risk to the Insurers, supplying, as soon as possible thereafter, any further particulars as the Insurers may reasonably require. In ... Full story

Suspension or Cessation of Work

In the event of any partial or total unscheduled suspension or cessation of work, the Insured shall give immediate notice in writing to Insurers if such a suspension or cessation is anticipated to exceed 30 calendar days. Any such suspension or cessation shall be considered as a Material Change as per General Condition Full story

Willful Acts and Gross Negligence

This Policy does not cover any loss, damage or liability directly or indirectly caused by or arising from or aggravated by any wilful act or omission or gross negligence of the Insured or their management, including but not limited to the Project manager and the Project Site manager. Full story

Time Deductible

The monetary amount corresponding to the Time Deductible shall be calculated by multiplying the average daily value of loss sustained during the Period of Indemnity by the number of days agreed upon as the Time Deductible and shall be deducted from the amount payable. Full story

Error in Design and Manufacture

In the event of a claim being brought by any Insured in respect of Loss resulting from neglect, error or omission in the design or manufacture of component products by any supplier, the Insurers will indemnify the Insured. However, the Insurers retain all rights of subrogation against the supplier in respect of such Loss. For the purpose of this clause, the term component products shall mean ... Full story

Breach of Professional Duty

In the event of a claim being brought by any Insured in respect of Loss resulting from any breach of professional duty by professional consultants, the Insurers will indemnify the Insured, However, the Insurers retain all rights of subrogation against the professional consultants in respect of such Loss. Full story

Expediting Expenses

This Policy will indemnify the Insured, in respect of the difference in costs between those calculated at normal or standard rates of reimbursement, and those actually incurred including costs for overtime, work on public holidays and weekends, shift working and express freight provided that such costs: (a) are necessarily and reasonably incurred by the Insured for the purpose of preventing or minimising ... Full story

72 Hours Clause

Any Loss arising during any one period of 72 hours caused by storm, tempest, flood, water or cyclone shall be deemed to be one Loss. The Insured shall select the time from which any such period shall commence but no two selected periods shall overlap. Full story

Escalation

If during the Construction Period the actual value of the Insured Property shall exceed the Total Sum Insured as specified in the Schedule, the Total Sum Insured shall be increased automatically so that it is equal to such actual value, subject, however, to the increase not exceeding in any case the automatic escalation percentage indicated in the Schedule. Where it is apparent, or ... Full story

Plans and Documents

In the event of insured Loss to plans, drawings, files, documents, manuscripts, or computer system records forming part of the Insured Property, this Section shall indemnify the Insured in respect of the cost of labour and computer time expended in reproducing such plans, drawings, files, documents, manuscripts, or computer system records, including any expenses incurred in producing the information contained thereon, provided that:... Full story

50/50 Sharing Clause

In the event of loss or damage being discovered after the cover provided for any item of Insured Property under any marine or transit policy of insurance has terminated and if after proper investigation it is not possible to ascertain whether such loss or damage happened prior to termination of such policy, Insurers shall indemnify the Insured in respect of insured Loss, provided ... Full story

Off-site Storage

This Policy will indemnify the Insured, up to the Sum specified in the Schedule, in respect of insured Loss, while Insured Property is in temporary storage off the Project Site, except while at any manufacturers or suppliers premises prior to delivery to the Project Site, provided that: (a) said Insured Property is owned, or is in the custody, care or control of the Insured; and (b) the ... Full story

Inland Transits

This Policy will indemnify the Insured, up to the Sum specified in the Schedule, in respect of insured Loss, while Insured Property is being transported on any vehicle (including loading and unloading) to the Project Site or to temporary off-site facilities, provided that: (a) said Insured Property is owned, or is in the custody, care or control of the Insured; and (b) the transits insurance hereunder shall ... Full story

Professional Fees

This Policy will indemnify the Insured, up to the Sum specified in the Schedule, in respect of architects, surveyors, consulting engineers and other professional fees, necessarily and reasonably incurred in the repair, reconstruction or replacement consequent to insured Loss, provided that: (a) fees for preparing any claim under this Policy are excluded hereby; and (b) the amount payable under the terms of this Policy shall not exceed ... Full story

Premium Payment Warranty

The Insured warrant that the Premium stated below and any Premium as may be agreed by Endorsement will be paid and received by Insurers on or before midnight of the respective Due Date. If this warranty is not complied with, this Policy shall be terminated at such Due Date. Premium Payment                                ... Full story

Special insurance workshop with Ir. Pooba Mahalingam

AHLIASURANSI in cooperation with Talent@sia present Special insurance workshop with Ir. Pooba Mahalingam Dealing with Contractor’s All Risks (C.A.R) Insurances (Coverage and Claims Issues) 6-7 December 2017 @Ayana MidPlaza Hotel, Jakarta Facilitator : Ir. Pooba Mahalingam A intensive course on the  Property All Risks (PAR) Policy - (with a special ... Full story

Ditundanya Konvensi Air Balas, Jadikan Kapal Indonesia Lebih Siap Lagi

Konvensi Pengelolaan Air balas kapal atau Ballast Water Management (BWM) Convention yang dijadwalkan akan mulai diberlakukan pada tanggal 8 September 2017 akhirnya ditunda melalui kesepakatan Negara-negara anggota IMO yang duduk dalam komite perlindungan lingkungan laut pada pertemuan MEPC-71. Penundaan ini atas kompromi-kompromi diplomatis oleh 6 (enam) negara anggota IMO yang mengusulkan kepada IMO untuk menunda keharusan kapal memasang system pengelolaan air ... Full story

Ingat, PSCO Boleh Ambil Sampel Air Balas Kapal

Konvensi air balas kapal intinya mencakup dua peraturan utama dimana peraturan tersebut menentukan standar pengelolaan air balas kapal. Peraturan pertama yaitu Peraturan D-1 dimana peraturan ini membahas Ballast Water Exchange standard atau standar pertukaran air balas kapal dan peraturan kedua adalah Peraturan D-2 dimana peraturan ini merinci Ballast Water Treatment Performance standard atau standar kinerja pengelolaan air balas kapal.... Full story

Galangan Siap Terima Order Pasang Balas Kapal

Dalam penerapan ballast water management convention untuk kapal-kapal bendera Indonesia yang akan berlayar atau dioperasikan ke luar negeri, maka saat ini adalah saat yang tepat bagi galangan kapal untuk dapat mengantisiasi bila nantinya aka nada ledakan permintaan pemasangan alat BWM Plant. Untuk itu perlu bersama-sama, galangan kapal dalam negeri harus memulai dan mempersiapkan diri dapat mengidentifikasi dan memilih ... Full story

Mimpi Menjadi Pemilik Kapal, Masihkah Beresiko?

Menjadi pemilik kapal zaman dulu memang merupakan impian bagi semua orang. Mungkin impian semacam itu sampai sekarang masih tetap sama yaitu menjadi pemilik kapal hidupnya mewah. Sebagaimana kita ketahui bersama nama pemilik kapal terkenal di dunia misalnya Aristoteles Sokrates (Ari) Onassis (yang hidup 15 Januari 1906 sd 15 Maret 1975), Lemos, Niarchos, dll. Demikian pula pemilik kapal di ... Full story

Understanding The IAR / PAR Policy, Business Interruption Insurances & Claims

Understanding The IAR / PAR Policy, Business Interruption Insurances & Claims A Comprehensive Guide on the cover afforded by the Industrial / Property All Risks Policy and Business Interruption Insurance for Insurance Brokers and Advisers, Underwriters and Claims Officers, Loss Adjusters, and Risk Managers The Facilitators: ... Full story

Understanding The Motor Vehicle Insurance & Claim

Understanding The Motor Vehicle Insurance & Claim Memahami Jaminan Polis & Klaim Asuransi Kendaraan Bermotor (Disesuaikan dengan SE OJK No. 6 /SEOJK.05/2017 tentang Penetapan Tarif Premi atau Kontribusi pada Lini Usaha Asuransi Kendaraan Bermotor ) The Facilitators: IMAM MUSJAB, SE, AIIS, AAIK, ICPU, QIP... Full story

Understanding The Builders’ Risks and Ship Repairers’ Liability Insurances & Claims

Understanding The Builders’ Risks and Ship Repairers’ Liability Insurances & Claims Memahami Jaminan Polis & Klaim Asuransi Pembangunan Kapal dan Tanggung Jawab Hukum Galangan Kapal The Facilitators IMAM MUSJAB, SE, AIIS, AAIK, ICPU, QIP BAYU SAMUDRO, SE, AAIK, ICPU, ICMarU, ICEU, ... Full story

Asuransi Kapal dan P&I (Hull & Machinery and Protection & Indemnity)

Asuransi Kapal Dan P&I (Hull & Machinery and Protection & Indemnity) Apa yang dijamin dan Apa saja yang tidak disampaikan oleh Perusahaan Asuransi kepada Anda? The Facilitators: IMAM MUSJAB, SE, AIIS, AAIK, ICPU, QIP BAYU SAMUDRO, SE, AAIK, ICPU, ... Full story

Understanding Personal Accident, Money and Fidelity Insurances & Claims

Understanding Personal Accident, Money And Fidelity Insurances & Claims Memahami Jaminan Polis & Klaim Asuransi Kecelakaan Diri, Uang dan Fidelity The Syllabus Training yang akan membahas secara komprehensif mengenai jaminan polis dan klaim asuransi kecelakaan diri, asuransi uang dan asuransi fidelity, meliputi: A. Bedah Polis ... Full story

Marine Cargo Insurance : Underwriting, Claim and Recovery actions against carriers

Marine Cargo Insurance : Underwriting, Claim and Recovery actions against carriers Asuransi Pengangutan Barang : Underwriting, Klaim dan Tanggung jawab hukum pengengkut dalam hal terjadi kerugian The Facilitator: BAYU SAMUDRO, SE, AAIK, ICPU, ICMarU, ICEU, ICLiU, QIP IMAM MUSJAB, SE, AIIS, AAIK, ICPU, QIP Facilitator adalah praktisi asuransi, Ahli Asuransi ... Full story

Surety Bond & Bank Guarantee : Underwriting & Claims Review

Surety Bond & Bank Guarantee : Underwriting & Claims Review Memahami Jaminan dan Klaim Surety Bond & Bank Garansi (Studi kasus klaim penjaminan, masa depan pemasaran Surety Bond Pasca UU No 1 Tahun 2014 tentang: Penjaminan dan pembahasan wordings baru) The Facilitator: A.A. NGURAH ADNYANA DIPTA, SH, MM, AAIK, QIP, ICMOU, ICBU... Full story

Bincang Klaim Asuransi Marine

Bincang Klaim Asuransi Marine
Bincang Klaim Asuransi Marine (Marine Insurance Claims Discussion) Kasus bangkrutnya HANJIN (Financial default) Kasus CALEDONIAN SKY (Kerusakan terumbu karang Raja Ampat) Kasus PIRACY (Pembajakan kapal dan terorisme) Kasus Tuntutan Hukum dan Recovery Claim Facilitators:         (1) Novy Rachmat Triana    (2) Nugraha Budi Santoso Moderator:        Imam Musjab @Grand Sahid Jaya Hotel, Jakarta - 28 April 2017 14.00 – 18.00 Bincang Klaim ... Full story

Surat OJK tentang Progress Penetapan Tarif dan Kontribusi pada Lini Usaha Harta Benda dan Kendaraan Bermotor serta Rencana kenaikan Sesi Wajib dan Komisi Reasuransi Gempa Bumi

Kepada Yth, Bapak dan Ibu LO Perusahaan Asuransi Umum & Reasuransi Anggota AAUI Bersama ini kami kirimkan SE 195/AAUI/2016 dan Surat OJK S-102/D.05/2016. Kami telah menerima surat dari Kepada Eksekutif Pengawas IKNB OJK seperti terlampir, yang merupakan respon dari OJK atas surat kami tertanggal 2 Desember 2016 mengenai laporan kegiatan Rapat Umum Anggota (RUA) yang kita selenggarakan pada 18 Nopember 2016 yang lalu. Dalam surat laporan tersebut kami telah ... Full story
Tags:

Draft SEOJK tentang Penetapan Tarif Premi atau Kontribusi Pada Lini Usaha Asuransi Harta Benda dan Asuransi Kendaraan Bermotor Tahun 2016

Kepada Yth. Bapak/Ibu Liaison Officer (LO) Perusahaan Asuransi Umum & Reasuransi Anggota AAUI Menyusul telah diterimanya draft SEOJK tentang Penetapan Tarif Premi atau Kontribusi Pada Lini Usaha Asuransi Harta Benda dan Asuransi Kendaraan Bermotor Tahun 2016 oleh AAUI pada Selasa sore 8 November 2016, bersama ini kami sampaikan draft SE tersebut untuk mendapat tanggapan dari perusahaan Bapak/Ibu terkait isi ... Full story

2017 Training directory

2017 Training directory
Enhancing individual and organisational performance AHLIASURANSI Learning Center (AALC) berdedikasi untuk mengembangkan kemampuan teknik dan manajerial insan perasuransian di Indonesia dengan specialist insurance training yang dimotori oleh para ahli asuransi umum, praktisi berpengalaman dalam underwriting dan klaim, dan kemampuan fasilitator dalam berbagi pengalaman dan berdiskusi mengenai kondisi pasar ter-update yang tidak diragukan lagi.... Full story

Dampak Bangkrutnya Hanjin Shipping Terhadap Marine Insurance

Peristiwa (hampir) kolapsnya perusahaan pelayaran Korea minggu lalu, Hanjin Shipping, cukup mengejutkan dunia shipping & industri terkait lainnya. Betapa tidak, Hanjin Shipping adalah perusahaan pelayaran terbesar di Korea, bagian dari Hanjin Group, yang juga memiliki Korean Air Lines Co., perusahaan cargo airline terbesar ketiga dunia. Dengan market share sebesar 2.9%, Hanjin Shipping merupakan perusahaan pelayaran terbesar ke-7 di ... Full story

Facilitators – AHLIASURANSI Learning Center

AHLIASURANSI Learning Center (AALC) berdedikasi untuk mengembangkan kemampuan teknik dan manajerial insan perasuransian di Indonesia dengan specialist insurance training yang dimotori oleh para ahli asuransi umum, praktisi berpengalaman dalam underwriting dan klaim, dan kemampuan fasilitator dalam berbagi pengalaman dan berdiskusi mengenai kondisi pasar ter-update yang tidak diragukan lagi.... Full story

Clients – Peserta Training

Clients - Peserta Training
Terima kasih atas partisipasi dan keikutsertaan Bapak/Ibu/Rekan yth dari berbagai perusahaan asuransi, reasuransi, pialang asuransi, pialang reasuransi, agen asuransi, surveyor, jasa penilai kerugian, dan para praktisi asuransi. AHLIASURANSI LearningCenter - Specialist Insurance Training. Telp +628128079130 email : info@ahliasuransi.com or ahliasuransilearningcenter@gmail.com ... Full story

Gallery Photo Training

Gallery Photo Training
Mengingat banyaknya galeri foto-foto training dan terbatasnya kapasitas penyimpanan, foto-foto galeri dapat dilihat di Facebook, Instagram, LinkedIn, dan Line, silakan klik link berikut: ... Full story

DOWNLOAD MATERI TRAINING

Kami menghargai investasi uang dan waktu anda, para peserta training dapat mengunduh materi training dengan password yang disediakan pada saat training atau anda dapat membelinya IDR3,000,000 per subjek. Call us at +628128079130 (WA) or email: info@ahliasuransi.com We value your money and time investment, you may download training course material with password supplied during the course or you ... Full story

Training Asuransi Kapal dan P&I (Hull & Machinery and Protection & Indemnity)

ASURANSI KAPAL DAN P&I (HULL & MACHINERY AND PROTECTION & INDEMNITY) Apa yang dijamin dan Apa saja yang tidak disampaikan oleh Perusahaan Asuransi kepada Anda? Download Brosur di sini OVERVIEW Seiring dengan kebijakan pemerintah untuk menghubungkan kepulauan Indonesia, Pemerintah mencanangkan pengembangan tol laut ... Full story

Training Asuransi Konstruksi dan Tanggung Jawab Hukum Kontraktor

CONTRACTORS’ ALL RISKS & CONTRACTORS’ LIABILITY INSURANCES Asuransi Konstruksi, Tuntutan hukum akibat pekerjaan konstruksi : Permasalahan dan prosedur penyelesaian klaimnya Download Brosur di sini OVERVIEW Pemerintah sedang memprioritaskan pembangunan konstruksi gedung dan infrastruktur jalan raya, jalan tol, jembatan, rel kereta api, bendungan, pelabuhan ... Full story

Training Asuransi : A Comprehensive Course in General Insurance

AHLIASURANSI Learning Center “The power of being understood”. Menyelenggarakan Training : Silakan klik Jadwal Training Asuransi lengkap di sini   Jadwal Training Asuransi Periode Januari s/d Desember No Training... Full story

FLEET INSURANCE CLAUSE

FLEET INSURANCE CLAUSE It is agreed between the Assureds and the Company that the Insured Vessels are subject to Fleet Insurance then the debts of any one Assured in respect of any such Insured Vessel shall be treated as a debt to the Company of all other Assureds whose vessels are or were insured as part of the ... Full story

APPORTIONMENT OF RECOVERIES CLAUSE

It is hereby understood and agreed that where recovery is obtained from a carrier or other third party such recovery shall be apportioned between the assured and the underwriters in the same proportion as the respective parties hereto have borne the loss Full story

Peraturan Otoritas Jasa Keuangan Nomor 14/POJK.05/2015 tentang Retensi Sendiri dan Dukungan Reasuransi Dalam Negeri

Setelah setahun menuai kontroversi sejak RPOJK akhirnya Batas Minimum Batas Retensi Sendiri dan Besar Minimum Dukungan Reasuransi Dalam Negeri ditetapkan menjadi POJK lengkap dengan SEOJK nya dan berlaku efektif per transaksi 1 Januari 2016 Silakan dibaca summary peraturan dan aturan pelaksanaannya dalam Sosialisasi POJK Nomor 14/POJK.05/2015 dan Nomor 31/SEOJK.05/2015 Tentang Batas Retensi Sendiri, Besar Dukungan Reasuransi, dan Laporan ... Full story

Backdate Exclusion

It is hereby understood and agreed, subject to the exceptions and conditions contained herein and of any endorsements hereon, notwithstanding what has been stated to the contrary, that: The Insurer will not indemnify the Insured in respect of loss of or damage to the Property Insured or liability directly or indirectly arising from any cause whatsoever occurring or ... Full story

POLITICAL RISKS EXCLUSION CLAUSE

The following shall be excluded from this Policy: Any loss or damage occasioned by or through or in consequence, directly or indirectly, of any of the following occurrences, namely: 1. War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war. 2. Mutiny, civil commotion assuming the proportions of ... Full story

TRANSMISSION AND DISTRIBUTION LINES EXCLUSION CLAUSE

All transmission and distribution lines, including wires, cables, poles, pylons, standards, towers and any equipment of any type which may be attendant to such installations, including substations of any description, unless such substations are specifically declared as part of the insured assets/locations. However, poles, pylons, standards, towers are not considered as insured structure. This exclusion includes but is ... Full story

PROPERTY DAMAGE CLARIFICATION CLAUSES

It is understood and agreed that this Policy shall be subject to the following Property Damage Clarification Clause: Property damage covered under this Policy shall mean physical damage to the substance of property. Physical damage to the substance of property shall not include damage to data or software, in particular any detrimental change in data, software or computer programs that is caused by a deletion, ... Full story

Ujian Gelar Profesi Asuransi Syariah Indonesia

Ujian Gelar Profesi Asuransi Syariah Indonesia agak berbeda dari ujian AAMAI yang harus lulus beberapa subjek ujian dan bisa dilakukan dengan belajar mandiri. Ujian Gelar Profesi Asuransi Syariah diselenggarakan dalam 3 tahapan dengan sistim pelatihan asuransi syariah terlebih dahulu kemudian disusul dengan ujian, dan syarat untuk ikut ujian ajun (AIIS) atau ahli asuransi syariah (FIIS)  pun harus telah memiliki gelar profesi ... Full story

Akad-Akad dalam Asuransi Syari’ah

Asuransi Syariah (Ta’min, Takaful atau Tadhamun) adalah usaha saling melindungi dan tolong-menolong di antara sejumlah orang/pihak melalui investasi dalam bentuk aset dan / atau tabarru’ yang memberikan pola pengembalian untuk menghadapi resiko tertentu melalui akad (perikatan) yang sesuai dengan syariah (Fatwa DSN No.21/DSN-MUI/X/2001) Akad adalah perjanjian tertulis yang memuat kesepakatan tertentu beserta hak dan kewajiban para ... Full story

FATWA DEWAN SYARI’AH NASIONAL NOMOR 53/DSN-MUI/III/2006 TENTANG AKAD TABARRU’ PADA ASURANSI SYARI’AH

FATWA DEWAN SYARI’AH NASIONAL NOMOR 53/DSN-MUI/III/2006 TENTANG AKAD TABARRU’ PADA ASURANSI SYARI’AH بِسْمِ ٱللَّهِ ٱلرَّحْمَٰنِ ٱلرَّحِيمِ Dewan Syari’ah Nasional setelah Menimbang : bahwa fatwa No. 21/DSN-MUI/X/2001 tentang Pedoman Umum Asuransi Syariah dinilai sifatnya masih sangat umum ... Full story

FATWA DEWAN SYARI’AH NASIONAL NOMOR 52/DSN-MUI/III/2006 TENTANG AKAD WAKALAH BIL UJRAH PADA ASURANSI SYARI’AH DAN REASURANSI SYARI’AH

FATWA DEWAN SYARI’AH NASIONAL NOMOR 52/DSN-MUI/III/2006 TENTANG AKAD WAKALAH BIL UJRAH PADA ASURANSI SYARI’AH DAN REASURANSI SYARI’AH بِسْمِ ٱللَّهِ ٱلرَّحْمَٰنِ ٱلرَّحِيمِ Dewan Syari'ah Nasional setelah Menimbang : bahwa fatwa DSN No.10/DSN-MUI/2000 tentang Wakalah dan fatwa No. ... Full story

FATWA DEWAN SYARI’AH NASIONAL NOMOR 51/DSN-MUI/III/2006 TENTANG AKAD MUDHARABAH MUSYTARAKAH PADA ASURANSI SYARIAH

FATWA DEWAN SYARI’AH NASIONAL NOMOR 51/DSN-MUI/III/2006 TENTANG AKAD MUDHARABAH MUSYTARAKAH PADA ASURANSI SYARIAH بِسْمِ ٱللَّهِ ٱلرَّحْمَٰنِ ٱلرَّحِيمِ Dewan Syari’ah Nasional setelah Menimbang : bahwa akad Mudharabah Musytarakah untuk asuransi sangat diperlukan oleh industri asuransi syariah;... Full story

FATWA DEWAN SYARI’AH NASIONAL NOMOR 21/DSN-MUI/X/2001 TENTANG PEDOMAN UMUM ASURANSI SYARI’AH

FATWA DEWAN SYARI’AH NASIONAL NOMOR 21/DSN-MUI/X/2001 TENTANG PEDOMAN UMUM ASURANSI SYARI’AH بِسْمِ ٱللَّهِ ٱلرَّحْمَٰنِ ٱلرَّحِيمِ Dewan Syari’ah Nasional setelah Menimbang : bahwa dalam menyongsong masa depan dan upaya meng-antisipasi kemungkinan terjadinya resiko dalam kehidupan ekonomi yang ... Full story

FATWA DEWAN SYARI’AH NASIONAL NOMOR 81/DSN-MUI/III/2011 TENTANG PENGEMBALIAN DANA TABARRU’ BAGI PESERTA ASURANSI YANG BERHENTI SEBELUM MASA PERJANJIAN BERAKHIR

FATWA DEWAN SYARI’AH NASIONAL NOMOR 81/DSN-MUI/III/2011 TENTANG PENGEMBALIAN DANA TABARRU’ BAGI PESERTA ASURANSI YANG BERHENTI SEBELUM MASA PERJANJIAN BERAKHIR بِسْمِ ٱللَّهِ ٱلرَّحْمَٰنِ ٱلرَّحِيمِ Dewan Syariah Nasional - Majelis Ulama Indonesia (DSN-MUI), setelah Menimbang :... Full story

Surat OJK Tentang Pelaksanaan Kewajiban Penggunaan Mata Uang Rupiah

Masih banyak yang bertanya Apakah perusahaan asuransi boleh menerbitkan polis dalam mata uang asing atau USD? Apakah klien boleh membayar premi dalam mata uang asing atau USD? OJK sudah menerbitkan Surat Penjelasan No. S-66 /D.05/2015 tentang Pelaksanaan Kewajiban Penggunaan Mata Uang Rupiah yang memperbolehkan perusahaan asuransi boleh menerbitkan polis dalam mata uang asing dan tentunya klien boleh membayar ... Full story

Fifty-Fifty Clause

Upon their arrival at the Contract site, goods are to be inspected by the Insured for possible damage incurred during transit. In the case of packed goods which are to be left in their packing until a later date, the packing is to be visually inspected for signs of possible damage. If any sign of damage to the ... Full story

KECELAKAAN FATAL ATAS TERTANGGUNG DAN PASANGANNYA

Polis ini menjamin risiko Kematian yang secara langsung disebabkan oleh suatu kecelakaan yaitu suatu kejadian atau peristiwa yang mengandung unsur kekerasan baik yang bersifat fisik maupun kimia, yang datangnya secara tiba-tiba, tidak dikehendaki atau direncanakan, dari luar, terlihat, langsung terhadap Tertanggung dan/atau Pasangan Sahnya yang seketika itu mengakibatkan luka badani yang sifat dan tempatnya dapat ditentukan oleh Ilmu Kedokteran, termasuk:... Full story

TEMPORARY ACCOMMODATION COST CLAUSE

It is hereby agreed that this Policy is extended to indemnify the Insured for a reasonable temporary accommodation cost incurred by the Insured, in case the Building located in the Situation is temporarily inhabitable  as  a  result  of  loss  or  damaged  covered under this Policy. Amount payable under this clause shall not exceed in the aggregate Rp 25,000,000... Full story

Transmission & Distribution Lines Exclusion Clause

This policy does not cover all transmission and distribution, including wire, cables, poles, pylons, standard towers and any equipment of any type of which may be attendant to such installation of any description. This exclusion includes but not limited to transmission or distribution of electrical power, telephone or telegraph signal and all communication signals whether audio or visual.... Full story

KLAUSUL PERUBAHAN MANFAAT

Sesuai dengan peraturan yang berlaku kewajiban Penanggung terhadap Tertanggung adalah sebagai berikut: a) Penanggung wajib menginformasikan kepada Tertanggung setiap perubahan manfaat, biaya, risiko, syarat dan ketentuan yang tercantum dalam Polis ini b) Informasi sebagaimana dimaksud pada ayat (a) wajib diberitahukan kepada Tertanggung paling lambat 30 (tiga puluh) hari kerja sebelum berlakunya perubahan manfaat, biaya, risiko, syarat dan ketentuan atas Polis ini c) Dalam hal Tertanggung tidak menyetujui perubahan ... Full story

WAIVER CLAUSE

Other  than  those  stipulated  in  other article within this Policy,  the  Insurer  and  the Insured  are  respectively  entitled  to terminate  this  Insurance  at  any  time  by giving  the  reason.  Such  termination  shall waive  article  1266  and  1267  of  the Indonesian Civil Code. Notification of  termination shall be made  in writing  by  the  party  who  wants  the termination  to  ... Full story

NMA 2915 : Cyber Exclusion

Notwithstanding anything contained to the contrary herein this policy does not cover loss, damage, destruction, distortion, erasure, corruption or alteration of electronic data from any cause whatsoever (including but not limited to computer virus) or loss of use, reduction in functionality, cost, expense of whatsoever nature resulting therefrom regardless of any other cause or event contributing concurrently or in any other ... Full story

Sanction Limitation and Exclusion Clause

The (re)insurer shall not provide cover nor be liable to pay any claim or provide any benefit hereunder to the extent that the provision of such cover, payment of such claim or provision of such benefit would expose the insurer or any member of the insurer’s group to any sanction, prohibition or restriction under United Nations resolutions, Australian autonomous sanctions, or ... Full story

NMA 2920 : Terrorism Exclusion Endorsement

Notwithstanding any provision to the contrary within this insurance or any endorsement thereto it is agreed that this insurance excludes loss, damage, cost or expense of whatsoever nature directly or indirectly caused by, resulting from or in connection with any act of terrorism regardless of any other cause or event contributing concurrently or in any other sequence to the loss.... Full story

KLAUSUL SANTUNAN BIAYA PEMAKAMAN

Polis ini juga memberikan santunan biaya pemakaman Tertanggung akibat dari Kecelakaan yang dijamin dalam Polis ini sebesar 5% dari Harga Pertanggungan atau maksimum IDR5,000,000 jumlah mana yang lebih kecil Full story

KLAUSUL BIAYA AMBULANCE

Polis ini juga memberikan penggantian biaya ambulance untuk transportasi Tertanggung ke atau dari rumah sakit akibat dari Kecelakaan yang dijamin dalam Polis ini sebesar 5% dari Harga Pertanggungan atau maksimum IDR5,000,000 jumlah mana yang lebih kecil Full story

KLAUSUL BIAYA PENGURUSAN SERTIFIKAT KEMATIAN

Polis ini juga memberikan penggantian biaya pengurusan Sertifikat Kematian Tertanggung akibat dari Kecelakaan yang dijamin dalam Polis ini maksimum sebesar IDR1,000,000 Full story

KLAUSUL KEGIATAN OLAH RAGA (NON PROFESIONAL)

Polis ini juga menjamin risiko kematian, atau cacat tetap atau biaya perawatan atau pengobatan sebagai akibat dari kegiatan olah raga (non professional) dan kegiatan extra kurikuler yang diadakan oleh sekolah, namun tidak termasuk olah raga atau kegiatan bertinju, bergulat dan semua jenis olah raga beladiri, rugby, hockey, olah raga diatas es atau salju, mendaki gunung atau gunung es dan semua ... Full story

KLAUSUL HILANG DAN TIDAK DIKETEMUKAN

Santunan kematian akibat kecelakaan diberikan dalam hal Tertanggung hilang dan tidak diketemukan dalam waktu sekurang-kurangnya 60 hari sejak terjadinya kecelakaan sebagai akibat langsung dari suatu kecelakaan yang dijamin dalam polis Full story

KLAUSUL MENGENDARAI SEPEDA MOTOR

Polis ini juga menjamin risiko kematian, atau cacat tetap atau biaya perawatan atau pengobatan sebagai akibat dari kecelakaan saat mengendarai sepeda motor. Full story

KLAUSUL PEMBUNUHAN DAN PENGANIAYAAN

Polis ini juga menjamin risiko kematian, atau cacat tetap atau biaya perawatan atau pengobatan sebagai akibat dari tindakan-tindakan kekerasan termasuk pembunuhan, penganiayaan, pemerkosaan, penculikan dengan tidak memandang apakah tindakan-tindakan itu ditujukan terhadap Tertanggung atau orang-orang lain. Full story

KLAUSUL KERUSUHAN, PEMOGOKAN DAN HURU HARA

Polis ini juga menjamin risiko kematian, atau cacat tetap atau biaya perawatan atau pengobatan sebagai akibat dari Kerusuhan, Pemogokan, Penghalangan Bekerja, Perbuatan Jahat, Huru-hara, Dengan ketentuan bahwa Tertanggung tidak secara sukarela terlibat didalam aksi-aksi tersebut. Full story

KLAUSUL BIAYA PERAWATAN ATAU PENGOBATAN TERMASUK PENGOBATAN ALTERNATIF (SINSHE)

Jaminan Biaya Perawatan atau Pengobatan ini dibayarkan kepada Tertanggung berdasarkan kuitansi asli yang dikeluarkan oleh dokter yang melakukan perawatan atau pengobatan tersebut. Jumlah penggantian selama jangka waktu pertanggungan setinggi-tingginya sebesar Nilai Pertanggungan Jaminan C (Biaya Perawatan atau Pengobatan) Jaminan Biaya Perawatan atau Pengobatan ini juga berlaku bagi kuitansi yang dikeluarkan oleh pengobatan alternatif (sinshe) yang berizin sebesar 5% ... Full story

WORK OF ART CLAUSE

Notwithstanding anything contained herein, This policy is extended to cover loss of or damage to fine arts and collectible objects of every description including but not limited to paintings, drawings, prints, rare books and manuscripts, rugs, tapestries, antique furniture, sculpture, ceramics, but excluding jewelry, jade, gemstones, precious stones, precious metals, bullion, furs, watches, gold or silver objects These ... Full story

FAILURE TO SUPPLY WATER EXCLUSION

Coverage provided by this policy does not apply to any liability arising out of or contributed to by any complete or partial failure to supply water.   Full story

FAILURE TO SUPPLY ELECTRICITY EXCLUSION

Coverage provided by this policy does not apply to any liability arising out of or contributed to by any complete or partial failure to supply electricity/gas.   Full story

MULTI-YEAR POLICY (BREAK AND REVIEW) CLAUSE

It is hereby declared and agreed that in consideration of the agreement to issue this Policy for a period longer than twelve (12) months subject to premium payable in accordance to the premium payment condition, the Insurers reserve the rights to review and amend the terms and conditions at each twelve (12) months anniversary date.  The Insurers and ... Full story

KLAUSUL SANTUNAN GANDA

Dengan ini dicatat dan disetujui bahwa dengan adanya tambahan premi, polis ini akan memberikan santunan ganda dalam hal kematian atau cacat tetap yang diderita yang terjadi ketika : sebagai penumpang yang sah dari angkutan umum berada didalam bangunan yang sedang terbakar tersambar petir Full story

KLAUSUL PEMBUNUHAN DAN PENGANIAYAAN

Dengan ini dicatat dan disetujui bahwa dengan adanya tambahan premi, polis ini juga menjamin risiko kematian atau cacat tetap yang diderita sebagai akibat dari penganiayaan, penyiksaaan dan pembunuhan yang dilakukan oleh pihak lain. Full story

MINIMUM AND DEPOSIT PREMIUM (M&DP)

The premium shown on the Policy Schedule is the minimum and deposit premium for this policy for the full policy term. On the expiry of each period of insurance the premium shall be calculated at the rate quoted on the total sum insured or the total of the values declared or deemed to have been declared. If the final premium is ... Full story

LIGHTNING EXTENDED CLAUSE

CLAUSE 4.15 LIGHTNING EXTENDED COVER It is hereby noted and agreed that subject to the Insured having paid  the agreed additional premium, this insurance shall cover loss of or damage to electrical machinery, electrical or electronic equipment and electrical installation insured under this Policy directly caused by lightning. The Insured shall bear ... Full story

SMOKE EXTENDED CLAUSE

CLAUSE 4.14 SMOKE EXTENDED COVER It is hereby noted and agreed that subject to the Insured having paid  the agreed additional premium, this insurance shall cover loss of or damage to the property insured under this Policy caused by smoke arising from a fire provided that the cause of the fire which produces the smoke ... Full story

SELF COMBUSTION CLAUSE

CLAUSE 4.13 SELF COMBUSTION EXTENDED COVER Subject to the provisions provided hereunder, it is hereby noted and agreed that subject to the Insured having paid  the agreed additional premium, this insurance shall cover loss of or damage to the property insured under this Policy caused by self combustion  or self heating to such property.... Full story

ELECTRICAL SHORT CIRCUIT CLAUSE

CLAUSE 4.12 SHORT CIRCUIT EXTENDED COVER It is hereby noted and agreed that subject to the Insured having paid  the agreed additional premium, this insurance shall cover physical damage to any one unit of electrical or electronic equipment, except electrical or electronic equipment used for household purposes, stated in the Schedule, caused by short ... Full story
Copyright © 2018 AHLIASURANSI.com. All rights reserved. Managed by Imam MUSJAB
Powered by WordPress.org, Custom Theme and ComFi.com Calling Card Company.