- Sunday, April 27, 2014, 19:55
- All Quotes, Marine Insurance
Asuransi Pengangkutan Barang : Penutupan, Klaim & Reasuransi
Download PDF Form
here Introduction
Full story- Thursday, December 12, 2013, 23:24
- All Quotes
Marine Liability
Tanggung Jawab Hukum Pengangkutan Barang
Klik di
sini untuk download Proposal Training "Marine Liability" Full story- Thursday, November 28, 2013, 7:36
- All Quotes
Directors’ & Officers’ Management Liability
Tanggung Jawab Hukum Manajemen Direktur & Pejabat Perusahaan
Klik di
sini untuk download Proposal Training "Directors' & Officers' Management Liability" Full story- Thursday, November 28, 2013, 7:11
- All Quotes
- Sunday, July 14, 2013, 21:55
- All Quotes
Download dokumen pdf di
sini Asuransi Konstruksi & Pemasangan Mesin
Contractors’ & Erection All Risks (CAR & EAR)
Full story - Saturday, July 13, 2013, 21:42
- All Quotes
Download Proposal Training "Asuransi Alat Berat (Contractors' PLant & Machinery)
di sini 1. Pendahuluan : Asuransi Alat Berat – Heavy Equipment v Contractors’ Plant & Machinery
Full story PT. Asuransi QBE Pool Indonesia meluncurkan QBE Asia P&I pada tanggal 13 Juni 2013 berlokasi di ballroom Hotel Mandarin, Jakarta.
Full story QBE SME Public Liability adalah Asuransi Tanggung Jawab Hukum Publik Untuk Usaha Kecil Menengah
Jenis Usaha yang Dijamin
· Kantor.
· Restoran, Snacks stand, Takeaway & Cafe.
Full story - Thursday, June 13, 2013, 22:44
- All Quotes, Home Insurance
QBE Home Plus Package menghadirkan perlindungan all risks atas Bangunan Rumah Tinggal dan Isinya Plus
Full story - Thursday, June 13, 2013, 21:11
- All Quotes
Asuransi Pengangkutan Batu Bara
Coal Shipment Insurance -
Download here Full story - Wednesday, June 5, 2013, 11:59
- All Quotes
Proposal Training “General Liability & Professional Liability”
Tingkat Dasar (Basic) -
download here Full story Apa perbedaan antara Public Liability v Product Liability ?
To answer this question, it must first be understood that the basic covers for public liability and product liability insurance are the same
Full story Please download here
"Bedah Polis Institute Bulk Oil Clauses" to read or print in pdf format
Bulk Oil
Yang khusus dari Asuransi “Bulk Oil” adalah
Kebocoran dari pipa penghubung pada saat “loading, transshipment or discharge”
Kelalaian dari Nahkoda, atau Kru kapal dalam melakukan pemompaan kargo ballast atau bahan bakar
Kontaminasi yang disebabkan oleh “cuaca buruk”
Full story (adsbygoogle = window.adsbygoogle || ).push({}); (adsbygoogle = window.adsbygoogle || []).push({});
Full story Batu bara (Coal)
Please download here
"Bedah Polis Institute Coal Clauses" to read or print document in pdf version
Yang khusus dari Asuransi pengangkutan batu bara adalah sifat dari batu bara (coal) yang dapat terbakar sendiri (spontaneous combustion), moda pengangkutannya yang biasanya dengan tongkang dan tug boat yang sangat rentan terhadap dua risiko utama yaitu shortage dan washing overboard.
Full story Asuransi Mobil Mewah seperti Porsche, Ferrari, Maserati, Aston Martin, Bentley, Maybach, Alfa Romeo, Mercedes-Benz, Audi, BMW, Jaguar, Lexus dengan harga milyaran rupiah adalah fenomena tersendiri di industri Asuransi kendaraan bermotor di Indonesia.
Full story- Friday, February 17, 2012, 13:42
- All Quotes, Motorcycle Insurance
Asuransi Motor Mewah atau Motor Gede (MoGe) seperti Harley-Davidson, Ducati, BMW, Husqvarna, Cagiva, Triumph, Honda, Yamaha, Kawasaki, dan Suzuki
Full story Comprehensive General Liability (CGL) atau Professional Indemnity (PI) untuk Perusahaan adalah hal yang biasa. Pertanyaan yang sering diutarakan Bisakah Perusahaan Asuransi memberikan jaminan CGL atau PI terhadap individual atau personal?? Why Not?!
Full story Marine Professional Negligence Insurance (MPI) covers professionals in marine industry for negligent acts, errors or omissions
Full story- Saturday, December 24, 2011, 10:04
- All Quotes, General Liability (CGL)
What is a CGL Policy? Banyak yang bertanya apa sebenarnya yang dijamin dalam Polis CGL?
Full story- Thursday, December 22, 2011, 23:03
- All Quotes, General Liability (CGL)
Why QBE Comprehensive General Liability (CGL) Policy is Superior?
Dibandingkan dengan polis-polis CGL asuransi lainnya Polis QBE Comprehensive General Liability (CGL) edisi revamp terbaru (PLBCGL002-Q-0211) terbukti semakin superior
Full story Event Cancellation & Abandonment
This insurance indemnifies the Insured parties for costs and expenses incurred to organize and produce an entertainment event should the event be cancelled, abandoned, postponed, curtailed or relocated due to a cause beyond the control of the Insured.
Full story Klaim asuransi kapal bisa jadi klaim yang paling rumit (dibandingkan dengan jenis asuransi lainnya) dan hal ini bisa berujung pada penolakan ganti rugi / klaim
Full story Jaminan tambahan yang perlu dipertimbangkan oleh shipowner dalam asuransi kapal (Hull & Machinery) adalah Increased Value (IV) & Anticipated Owners Interests(AOI)
Full story- Monday, September 5, 2011, 21:24
- All Quotes, Hull & Machinery (H&M)
Selain jaminan ITC.280, ITC.284 dan ITC.289 yang kita kenal dalam Asuransi Kapal (Hull & Machinery), sebagai alternative juga terdapat Jaminan Free from Particular Average Unless (FPAU) yaitu:
Full story “Any professional providing information & communication technology (ICT) is exposed to ‘professional indemnity’ nature”
Tidak ada perusahaan yang bisa maju dan berkembang dewasa ini tanpa penguasaan ICT (Information & Communication Technology).
Full story “Any professional person or consultant who provides advice or services is exposed to ‘professional indemnity’ claims”
Kini QBE menghadirkan versi terbaru dari polis “Professional Indemnity” (revamped wordings) QBE Civil Liability Professional Indemnity Policy yang memberikan jaminan terluas di klas nya yaitu “Civil Liability” basis menggantikan polis sebelumnya yang masih menganut sistim “Errors and Omissions”.
Full story The Underwriter shall indemnify the Assured Charterer, other than a Charterer by Demise, against those liabilities, losses, cost and expenses, arising from event occurring during occurring the Period of Insurance and incurred by the Assured in respect of the operation of the Insured Vessel.
Full story- Thursday, April 8, 2010, 22:30
- All Quotes, Hull & Machinery (H&M)
Hull & Machinery (H&M) Insurance memberikan jaminan kerusakan atau kerugian terhadap kapal, mesin dan perlengkapannya dari bahaya laut dan risiko pelayaran (navigational perils)
Perils: H&M menjamin risiko-risko:
Full story “People who run companies today can be held ‘personally liable’ for company performance”
English version, click here
Direktur, Officer dan Komisaris butuh “D&O”?
Ø Tanggung jawab dan akuntabilitas yang besar: Direktur dan Komisaris dapat dituntut secara pribadi oleh
Full story Apa itu Freight Forwarders?
Menurut situs GAFEKSI (Gabungan Forwarder & Ekspedisi Indonesia) atau INFA (Indonesian Forwarders Associations) -www.infa.or.id-; Jasa Ekspedisi Angkutan Barang (Freight Forwarding Services) merupakan jasa yang berhubungan dengan penerimaan, angkutan, pengkonsolidasian, penyimpanan, penyerahan, Logistik dan atau distribusi barang
Full story Property All Risks (PAR) Rumah Tinggal memberikan perlindungan Asuransi menyeluruh untuk Bangunan dan Isi (Perabot) Rumah Tinggal Anda dari segala jenis risiko kerugian seperti kebakaran, kemalingan, kerusuhan, huru-hara, banjir, angina topan, gempa bumi,
Full story Yacht Insurance usually uses “Institute Yacht Clause” wordings but some may use “Yacht Insurance”. Tailor made wordings
Yacht Insurance has 4 sections:
1. Hull & Machinery
2. Third Party Liability
3. Personal Accident for Crews and Passengers
4. Personal Effects
Full story Workmen Compensation adalah Asuransi Tenaga Kerja yang memberikan perlindungan dengan skala benefit yang lebih besar dari Jamsostek, skala benefit dapat disesuaikan dengan kemampuan perusahaan dalam memberikan “kenyamanan” terhadap tenaga kerja, Skala benefit yang paling populer adalah yang dikenal dengan nama “
Pertamina Benefits”
Full story Professional Indemnity (PI) Insurance menjamin tanggung jawab hukum profesi untuk para professional seperti construction consultant, engineer, architect, interior design, surveyor, insurance agents, brokers, financial adviser, solicitor, accountant, lawyer, business consultant dan berbagai jasa professional lainnya.
Full story Jaminan Polis umumnya mengacu pada
Polis Standar Asuransi Kendaraan Bermotor Indonesia (PSAKBI) dan biasanya perusahaan Asuransi menjualnya dalam bentuk paket Jaminan dengan beberapa benefit tambahan yang terdiri dari Jaminan Comprehensive (All Risks) atau Total Loss Only (TLO):Asuransi Kendaraan Bermotor
Full story Commercial General Liability (CGL) Insurance menjamin tanggung jawab hukum terhadap pihak ketiga sehbungan dengan aktivitas pekerjaan atau bisnis, CGL umumnya meliputi Public Liability, Product Liability, Completed Operation, Workmen Compensation, Employers Liabiity, Automobile Liability, Umbrella, Excess of Loss Liability dan lain-lain
Full story Asuransi Property All Risks Insurance (PAR/IAR) adalah jenis Asuransi yang paling popular dibandingkan dengan jenis Asuransi lainnya, karena Menjamin semua risiko kerugian kecuali beberapa risiko saja yang tercantum dalam pengecualian.
Jaminan Asuransi Property All Risks (PAR) termasuk:
· Jaminan untuk Kerusuhan, Pemogokan, Perbuatan Jahat dan Huru Hara
· Jaminan untuk Angin Topan, Badai, Banjir dan Kerusakan akibat Air
· Jaminan untuk Gempa Bumi, Letusan Gunung Berapi dan Tsunami
· Jaminan untuk Tanah Longsor dan Pergerakan Tanah
Full story Asuransi Kecelakaan Diri (Personal Accident) menjamin risiko Kematian, Cacat Tetap, Cacat Sementara, Biaya Perawatan dan atau Pengobatan yang secara langsung disebabkan oleh suatu kecelakaan
Kecelakaan menurut Polis Standar Asuransi Kecelakaan Diri Indonesia adalah suatu kejadian atau peristiwa yang mengandung unsur kekerasan baik yang bersifat fisik maupun kimia, yang datangnya secara tiba-tiba, tidak dikehendaki atau direncanakan, termasu keracunan, mati lemas attau tenggelam.
Full story Asuransi Protection & Indemnity (P&I) menjamin tuntutan hukum pihak ketiga dalam hal terjadi kerugian yang ditimbulkan dalam pengoperasian kapal.
Jaminan P&I meliputi:
1. Cargo Liability: Jaminan terhadap kerusakan kargo yang diangkutnya
2. Crew Liability: Jaminan terhadap cidera badan dan kematian awak kapal
3. Collision Liability: Jaminan risiko tabrakan kapal terhadap kapal lain, kargo yang dimuat ataupun terhadap benda-benda lainnya
4. Pollution Liability: Jaminan terhadap klaim kerusakan lingkungan atau polusi
5. Other Claims: Klaim-klaim yang lain seperti biaya-biaya penyelamatan pengangkatan bangkai kapal, dan lain-lain
Termasuk biaya-biaya hukum, survey dan pemeriksaan lainnya
Full story Prita & Manohara, nama 2 orang perempuan ini tiba-tiba mencuat, menghiasi headlines media cetak dan elektronik dalam beberapa minggu, mengalahkan berita provokasi tentara Malaysia di Ambalat, mengalahkan berita kecelakaan Air France yang dasyat bahkan menyaingi dan menjadi bagian berita kampanye Capres-Cawapres
Saya tidak mau latah menulis sensasi berita itu di AHLIASURANSI.com namun yang menarik adalah bagaimana suatu tuntutan atas dugaan pencemaran nama baik dapat menjadi suatu perkara yang besar dan berdampak luar biasa…
Full story Asuransi Malpraktek Medis (
Medical Malpractice Insurance) menjamin Tenaga Medis atau Rumah Sakit atau Institusi Medis lainnya dari suatu tindakan malpraktek yang terjadi akibat suatu kesalahan atau kelalaian suatu tindakan medis yang dapat mengakibatkan cidera badan, sakit atau penyakit, kerusakan mental atau berakibat kematian pada pasien
Medical Malpractice Insurance wajib dimiliki oleh para dokter dan praktisi medis, rumah sakit, klinik, praktek dokter, laboratorium, farmasi, perawat, physiotherapist, traditional Chinese medicine physician, dan kegiatan medis lainnya
Full story Information & Communication Technology (ICT) Liability Insurance provide scope of cover against:
· Errors and Omissions
Indemnifies professional against legal liability for any claim in respect of negligent acts, errors or omissions incurred in the provision of information & communication technology plus legal costs and expenses
· Personal Injury and Property Damage
Indemnifies professional against the amount which he/she becomes legally liable to pay by way of compensation in respect of (1) Personal Injury and (2) Property Damage plus legal costs and expenses
Full story Asuransi Uang (Money Insurance) menjamin risiko-risiko pengambilan / penyetoran uang (money in transit) dan juga penyimpanan uang (money in safe)
Berikut contoh
Quotation – Asuransi Uang (Money Insurance)
Full story Asuransi Paket Toko (
Shop Package) umumnya memberikan jaminan yang lengkap terhadap rumah beserta isinya yang meliputi Jaminan terhadap risiko-risko:
§ FLEXAS (Kebakaran, Petir, Ledakan, Kejatuhan Pesawat Terbang dan Asap).
§ RSMD 4.1A + CC (Kerusuhan, Pemogokan buruh dan Huru-hara)
§ GEMPA BUMI (Gempa Bumi, Letusan Gunung Berapi, dan Tsunami).
§ FTSWD (Banjir, Taufan, Badai, Kerusakan Akibat Air)
§ TABRAKAN KENDARAAN (Tabrakan atau benturan oleh Kendaraan, Binatang, Pohon Tumbang, Antena atau Parabola)
§ BURGLARY (Pencurian dengan Kekerasan).
Full story Asuransi Rumah Tinggal (
Home Package) umumnya memberikan jaminan yang lengkap terhadap rumah beserta isinya yang meliputi Jaminan terhadap risiko-risko:
· FLEXAS (Kebakaran, Petir, Peledakan, Kejatuhan Pesawat Terbang dan Asap).
· RSMD 4.1A (Kerusuhan, Pemogokan dan Akibat Perbuatan Jahat).
· CC (Huru-hara).
· BURGLARY (Pencurian dengan Kekerasan).
· BIAYA AKOMODASI SEMENTARA.
· BIAYA PEMADAMAN KEBAKARAN DAN PEMBERSIHAN PUING-PUING.
· EQVET (Gempa Bumi, Letusan Gunung Berapi, dan Tsunami).
· FTSWD (Banjir, Angin Topan, Badai dan Kerusakan akibat air)
Full story Hull & Machinery (H&M) Insurance covers loss or damage to vessel’s hull and machinery against perils of the seas and navigational perils. Covers are provided under Institute Times Clauses – Hull, Clause 280 (All Risks), Clause 284 (Total Loss + 3/4 RDC) and Clause 289 (Total Loss Only) plus a set of clauses
Full story Marine Cargo Insurance covers your moving cargo from one place to another by sea, air or inland transit covers are provided under Institute Cargo Clause “A” (ICC “A”), ICC “B” or ICC “C”. Clause “A” covers all risks whist Clause “B” and “C” cover named perils.
Marine Cargo Insurance is normally issued on single voyage or on open cover
Full story Electronic Equipment Insurance (EEI) covers your electronic equipment or electrical machinery or installation such as medical equipments or ICT against all risks subject to
EEI – Munich Re Wordings. It covers loss or damage due to fire, electrical breakdown, riots, strikes, flood, typhoon, storm or other accidental damage.
Electronic Equipment Insurance (EEI) provides cover for Material Damage, External Data Media and Increased Cost of Working
Full story Contractors’ Plant & Equipment (CPE) Insurance covers your heavy equipment, plant and machinery against all risks subject to
CPE – Munich Re Wordings. It covers equipment whilst at work or at rest, it covers loss or damage due to fire, riots, strikes, flood, typhoon, storm or other accidental damage
Cover is also available on Total Loss basis
Full story Fire Insurance covers named perils known as Flexas i.e. Fire, Lightning, Explosion, impact of Air craft and Smoke it can be extended to give optional cover such as RSMDCC (Riots, Strikes, Malicious Damage and Civil Commotions) and FTSWD (Flood, Typhoon, Storm and Water Damage)
Fire Insurance is subject to PSAKI (
Polis Standar Asuransi Kebakaran Indonesia) or Indonesia Standard Fire Insurance
Full story Freight Forwarders’ Liability Insurance provides full coverages for all sectors of your services, including but not limited to your transportation services, loss or damage to cargo, consequential loss, mis-delivery, delay, fines & duties, third party legal liability, pollution and legal costs and expenses (see diagram)
In summary Freight Forwarding Services are to include following sectors:
· Ocean freight forwarder / NVOC
· Air freight forwarder / air cargo agent
· Customs Agent
· Road haulier
· In transit warehousing
· Packing / Consolidating
Full story It cover
Director or Officer against any actual or alleged wrongful act or omission including any misstatement, misrepresentation, breach of trust, breach of duty or breach of warranty of authority committed by an Insured Person (Director or Officer or Commissioner) including (1) compensatory damages awarded against the company directors and officers, (2) out-of-court settlements, (3) defense costs and expenses, and (4) costs of appointing legal expertise.
D&O provides covers for……………
• Civil Proceedings
• Employee Actions
• Prospectus Liability
• Official Investigations and Inquiries
• Successful Defense of Criminal Proceedings
• Outside Directorships (optional Extension)
Full story Here is sample of a
Quotation of Contractors’ All Risks (CAR) / EAR Project
Contractors’ All Risks (CAR) /
EAR covers all risks of loss or damage to construction of the project or erection of machinery and Third Party Liability as well
Project Construction is of huge value and considerably high risks, it is designed to give full and comprehensive cover with set s of clauses to include Offsite Storage, Designer Risks, Existing Property, Transit Risks, 50/50 Clause, etc etc
Full story Here is sample of a
Quotation of Burglary Insurance
Burglary Insurance covers loss or damage due to THEFT consequent upon actual forcible and violet entry upon the said premises or any attempt thereat
It usually designed to cover theft on stock of trade, or merchandise or painting or antiques
Names, objects, values and rates appear in this Quotation are for illustration only
Full story Here is sample of a
Quotation of Builder’s Risks Insurance
Builder’s Risks Insurance covers all risks subject to the Institute Clauses for Builders’ Risks (1/6/88) – Clause 351 from laying of keel to completion including risks of construction, launching, sea trials and delivery to owners.
Builder’s Risks also covers Pollution Hazard, Faulty Design, General Average and Salvage, Collision Liability, Protection & Indemnity (P&I), and Sue and Labour.
Full story