Archive for the ‘A-Clauses’ Category

Download di sini untuk klausul bilingual Klausul Administrasi Barang Dagangan & Risiko Sendiri Dengan ini dicatat dan disetujui bahwa atas pertanggungan ini berlaku ketentuan-ketentuan sebagai berikut: 1. Selama masa pertanggungan ini, Tertanggung wajib menyelenggarakan administrasi barang dagangan dan/atau persediaan barang dagangan yang dipertanggungkan sehingga setiap saat diperlukan dapat ... Full story

It is hereby noted and agreed that during the period of this insurance any newly completed Machinery or newly acquired Machinery shall be automatically covered in so far as the same are not otherwise insured. Any increase in the new replacement value as a result of such capital additions shall not exceed 10% (ten percent) of the total ... Full story

It is hereby declared and agreed that this policy is extended to cover the cost of alternative accommodation (temporarily) should the building hereby insured becomes untenantable or uninhabitable following loss or damage recoverable under the policy, subject to a maximum amount of …….. % of the building’s total sum insured. Klausul Akomodasi Alternatif Dengan ini ... Full story

The indemnity provided under this Policy shall apply automatically to include any increase in Sum Insured in the Schedule but the liability of the Insurer(s) for such increase shall not exceed 10% (ten percent) of the Total Sum Insured on each item. It is understood that the Insured shall advise the Insurer(s) of all such increase in Sum Insured within 30 ... Full story

Warranted that the cargo, machine or equipment shipped must be secured with a safety lashing and adequate cargo securing. Lashing must be done correctly according to the size, weight, and equipment type to prevent the cargo, machine or equipment from moving, falling, or getting damaged over rough journeys. When the lashing is not done correctly, This insurance will not cover any ... Full story

The insurance under each section and/or item of this Policy and the Indemnity Period shall be automatically reinstated in the event of any loss in consideration of the payment by the Insured of a pro-rata additional premium calculated on the amount of the loss settlement at the rates agreed for the Period of Insurance. Full story

The insurance under this Memorandum is limited to the loss sustained by the Insured in respect of all outstanding debit balances provided the Insured is unable to effect collection thereof as the direct result of Damage to records of accounts receivable by a peril not excluded by this Policy. In addition, the Insurer will pay:... Full story

In adjusting any loss, account shall be taken and equitable allowance made if any Shortage in Turnover due to the Damage is postponed by reason of the Turnover being temporarily maintained from accumulated stocks of finished goods. Full story

The Policy extends to include property in Australia (to the extent that such property is not otherwise insured) belonging to Companies and/or other entities purchased or otherwise acquired and/or over which the Insured acquires direct or indirect managerial control and/or responsibility to arrange insurance during the currency of this Policy. Provided always that the business of the new acquisition shall be similar to ... Full story

ADDITIONAL EXTRA COST OF REINSTATEMENT (APPLICABLE TO BUILDINGS, MACHINERY, PLANT AND CONTENTS; OTHER THAN STOCKS) This Policy extends to cover the additional extra cost of reinstatement (including the demolition or dismantling of any part of damaged Property Insured, necessarily incurred by the Insured, to comply with the requirements of any Act of Parliament or Regulation made thereunder or any By-Law or Regulation of ... Full story

Liability Exclusions Offshore Risks This Policy does not cover Personal Injury or Property Damage or Advertising Liability or any other loss, cost or expense arising directly or indirectly from or caused by, contributed to by or arising from Work performed on offshore gas and oil platforms Absolute Asbestos and Silica This Policy does not cover Any actual or alleged liability whatsoever for any claim or claims in respect of ... Full story

In the event of insured physical loss or damage to documentary records created by the insured to record outstanding amounts due from customers, this policy shall refund any shortfall directly caused by such physical loss or damage providing the insured takes all reasonable steps to recover such shortfall and the physical loss or damage does not occur as a ... Full story

It is hereby understood and agreed that with effect from (DD MM YYYY) this Policy is extended to include (NAME OF ADDITONAL INSURED) as an additional Named Insured. It is further understood and agreed that in respect of (the above additional insured) the retroactive date applicable is (DD MM YYYY of Endorsement) In view of the above an additional premium of (AP AMOUNT) is payable ... Full story

It is hereby understood and agreed that as a condition precedent to Your right to be indemnified under this Policy, You must ensure that all artwork and/or copywriting must be approved by Your third party client in writing before You can proceed with the printing. Full story

It is hereby understood and agreed that We will not pay for any Claim directly or indirectly arising out of, in consequence of, or contributed to by damage or injury to aircraft, passengers or crew.   Full story

It is hereby understood and agreed that We will not pay for any Claim directly or indirectly arising out of, in consequence of, or contributed to by a complete or partial failure to supply water. Full story

It is hereby understood and agreed that We will not pay for any Claim directly or indirectly arising out of, in consequence of, or contributed to by a complete or partial failure to supply telecommunication services. Full story

It is hereby understood and agreed that We will not pay for any Claim directly or indirectly arising out of, in consequence of, or contributed to bya complete or partial failure to supply gas. Full story

It is hereby understood and agreed that We will not pay for any Claim directly or indirectly arising out of, in consequence of, or contributed to by: (a)          bodily injury, mental injury, sickness, disease or death of any person; and (b)          damage to, destruction of, including loss of use of, any property. This exclusion shall not apply to the cover provided under clause 3.6 Loss of Documents and ... Full story

It is hereby understood and agreed that this policy shall not apply to and does not cover any actual or alleged liability whatsoever for any claim or claims in respect of losses directly or indirectly arising out of, resulting from, in consequence of, contributed to or aggravated by asbestos in whatever form or quantity. Full story

Any actual or alleged liability whatsoever for any claim or claims in respect of losses directly or indirectly arising out of, resulting from, in consequence of, contributed to or aggravated by Lead substances in whatever form or quantity. Full story

It is hereby noted and agreed as follows: The insurance of each item on Buildings or Contents includes an amount in respect of Architects, Surveyors Legal and Consulting Engineer’s Fees not exceeding those provided under the scale of the various institutions and/or bodies regulating such fees prevailing at the time of the destruction or damage and not exceeding 5% of the individual sums insured. The ... Full story

The Insurance by this policy shall not be reduced by the amount of any loss unless specific advice is given by the Insurer to the contrary and the Insured undertakes to pay the appropriate extra premium on the amount of the loss from the date thereof to the date of the expiry of the period of insurance. Full story

It is agreed and declared that EXCLUSION 4.15 is deleted and replaced by the following: 4.15        POLLUTION 4.15.1     Personal Injury or Property Damage caused by or arising out of the discharge, dispersal, release or escape of Pollutants into or upon land, the atmosphere, or any watercourse or body of water 4.15.2   any costs and expenses incurred in the prevention removing, nullifying or clean up of ... Full story

Warranted that the insured products are in full compliance to US mandatory/voluntary safety standards and other applicable regulations of the relevant countries where the insured products are distributed. Full story

It is agreed that, the “Person Insured” provision is amended to include as an insured the persons or organization named below but only with respect to liability arising out of operations performed for such Insured by or on behalf of the named insured. Full story

It is hereby declared and agreed that this policy is extended to cover the additional expenditure necessarily and reasonably incurred by the Insured in excess of the increase in cost of working clause for the provision of alternative accommodation and food for the Insured’s staff and family normally living in the premises and in removal costs and incidental expenses. Full story

This Policy does not cover liability in respect of Personal Injury or Property Damage directly or indirectly caused by, contributed to by or arising out of any adventure activities performed by the Insured or on the Insured’s behalf. Full story

Additional personnel will be automatically held covered under this policy provided that notice of each addition is advised by the insured within 60 (sixty) days of the date of commencement of employment and the appropriate additional premium paid. Deletion of lives insured would be similar effected from the date of termination of their employment. Full story

The sum insured mentioned in the policy is maximum amount. A provisional premium of 100% of the annual premium calculated on the maximum sum insured shall be paid, in advance. This insurance shall be based on condition of quarterly declarations. The value at risk which has been present in the above mentioned premises at any ... Full story

It is hereby noted and agreed that the Insured and The Insurer shall settle the dispute through Arbitration Ad Hoc as follows: The arbitration Ad Hoc consists of three arbitrators. The Insured and the Insurer each shall appoint on arbitrators within 30 (thirty) days from the date of receipt of the written notification, then the two arbitration ... Full story

It is hereby declared and agreed that this Policy is extended to cover the legal liability of the Insured in respect of loss or damage arising from neon signs/advertising signboards displayed at locations situated anywhere in Indonesia. Provided that the Company’s liability as aforesaid shall in no case exceed the Limit of Indemnity specified in this Policy. Full story

This Policy is extended to include Advertising Liability happening during the period of insurance in connection with the Business described in the policy schedule. The maximum limit of liability for Advertising Liability is that stated in the Limit of Liability of the policy schedule. Cover in respect of legal costs and expenses are in accordance with the cover provided for ... Full story

Notwithstandinganythingcontainedhereinto thecontrarythisPolicyincludesexpensesproperlyand reasonablyincurredinunloading,storingandforwardingtheSubjectMattertotheoriginaldestinationorre- forwardingtoanyalternativedestinationat theAssured'soption,whentheinsuredtransitis frustrated, interruptedoris terminatedataportorplaceotherthanthattowhichthe SubjectMatterwasoriginally consignedor, in theeventof rejectionorprohibitionenactedafterthecommencementof transitbya governmentalbodyor authority. Claimsunderthisclausearelimitedto10%of thesuminsuredsubjecttoamaximumof USD50,000anyone lossorseriesoflossesarisingoutof oneevent.   Full story

Additional personnel will be automatically held covered under this policy provided that notice of each addition is advised by the insured within 60 (sixty) days of the date of commencement of employment and the appropriate additional premium paid. Deletion of lives insured would be similar effected from the date of termination of their employment. Full story

The limits of liability expressed herein shall not apply in the event of or during transshipment or after the arrival of the oversea vessel or conveyance at the port or place of discharge provided always that any accumulation of interests during the ordinary course of transit beyond such limits of liability shall not have arisen from circumstances within the control of ... Full story

It is declared and agreed that exclusion 4.6.3 “Aircraft Products” is replaced by the following: claims arising out of the Insured’s Products that are used with the Insured’s knowledge in aircraft or aerial devices or machinery used to service and/or repair aircraft. Full story

In the event of loss or damage to the subject matter insured following an insured peril, Underwriters agree to pay costs of airfreighting of replacement goods from supplier to destination notwithstanding that the subject matter insured was not originally dispatched by Airfreight. Full story

This policy does not provide indemnity for any damage to aircraft, passengers or crew while on board an aircraft. Full story

It is hereby not and agreed that this policy is cover liability arising from removal or weakening of support to land or buildings. Subject otherwise to the terms conditions and exception of the policy. Full story

It is declared and agreed that this Policy shall not apply and does not cover any actual or alleged liability whatsoever for any claims in respect of loss or losses directly or indirectly out of, resulting from, in consequences of, contributed from Airside or Aviation Liability Full story

Hold Harmless Neither the named Insured, nor any subsidiaries will enter into any contract whereby such named Insured hold any manufacturing parent harmless in respect of those parent’s products. Full story

This policy provides indemnity for construction, alterations and additions to premises owned or occupied by the Insured up to a limit of S$ 5,000,000.- any one contract. Full story

Minor alterations, additions and repairs to building plant fixtures and fittings, and machinery (exclusive of any Sprinkler Installations) and minor works in progress are allowed and the insurance by this Policy shall not be prejudiced by this. Full story

The indemnity provided by this Policy shall automatically and shall include all new and additional Named Insured and/or all new & additional Insured’s locations, which come into operation & having carried out the Insured business as described in the Schedule. It is understood that this automatic cover would last for only 30 days, starting from the day the new location ... Full story

Each item insured under this memorandum is declared to be separately subject to the following condition of average, namely : If  at the time of reinstatement  the sum representing : 85% for - Ferronickel Plant (Feni I, II, & III) Pomalaa, Kolaka, South                         Sulawesi, Gold & ... Full story

Each item insured under this memorandum is declared to be separately subject to the following condition of average, namely: If  at the time of reinstatement  the sum representing eighty five (85) percent of the cost which would have been incurred in reinstatement of the whole of the property covered by such item had been destroyed exceeds the sum ... Full story

"It is hereby declared and agreed that the : Authorized Distributors of the manufacturers and/or Repairers appointed by the manufacturers or Authorized Distributors are allowed to repair any plant machinery equipment where the loss estimated by their engineers is up to US$ 5,000.00 per unit." Full story

In the event of loss or damage to the Property Insured under this Policy for which liability in admitted and payment made the insurance hereunder shall notwithstanding be maintained in force for the remainder of the Period of Insurance at the Total Sum Insured as stated in the Schedule for Section II subject to the Insured undertaking to pay an additional ... Full story

It is hereby declared and agreed that non standard equipment declared at the policy inception are covered whilst fitted in the machinery subject to a maximum limit US$ 100,000 It is understood and agreed that in the event of loss of or damage to any article(s) which are a part of a set, the measure of loss or ... Full story

If during the indemnity Period goods shall be sold or service shall be rendered elsewhere than at the Premises for the benefit of the business either by the insured or by others on the insured’s behalf the money paid or payable in respect of such sales or services shall be brought into account in arriving at the Turnover during the Indemnity ... Full story

If during the indemnity Period goods shall be sold or service shall be rendered elsewhere than at the Premises for the benefit of the business either by the insured or by others on the insured’s behalf the money paid or payable in respect of such sales or services shall be brought into account in arriving at the Turnover during the Indemnity ... Full story

In the event of a claim being made upon any of the insured’s director’s, partners, officers or employees in their capacity or circumstances which could constitute the basis of a claim upon any of the insured’s within the term’s of this section, the indemnity provided hereunder shall be extended to such person(s). Insurers shall in like manner also ... Full story

It is hereby understood and agreed that such insurance as is afforded hereunder shall also apply to any person, entity, or organization for whom the Named Insured under written contract has agreed to provide coverage as an Additional Insured, provided such written contract has been entered into prior to loss, and then only to the extent required by such written contract. Full story

It is further agreed that the policy will accept cover under the terms and conditions of this Policy for all equipment from the date of purchased and will delete cover from the date of sale; in each case prorate premiums will be calculated. The Insured under takes to declare all equipment bought and sold by a declaration subject ... Full story

In adjusting any loss account shall be taken and an equitable allowance made if during the indemnity Period turnover is temporarily maintained from accumulated stocks of finished goods held by the Insured, thus causing a shortage of finished goods after the Indemnity Period has expired. Full story

Any loss as insured by this policy resulting from interruption of or interference with the Business on consequence of loss destruction or damage at the undernoted situations or property as undernoted shall be deemed to be an incident. The Contingencies The accidental failure of The public supply of electricity... Full story

It is hereby agreed that this insurance covers loss of or  damage to  the insured vehicle  caused by or in consequence of  the earthquake  and/or  volcanic eruption and/or  tidal  wave  and/or geological and/or meteorological phenomena. Full story

The insurance under this clause is limited to reasonable fees payable by the insured to their auditors for producing and certifying any particulars or details contained in the insured’s books of account or other business books or documents or such other proofs, information or evidence as may be required by the company under the terms and conditions of this policy.... Full story

In adjusting any loss, account shall be taken and an equitable allowance made if shortage in Turnover due to the damage is postponed by reason of the turnover being temporarily maintained from accumulated stocks, either at the Departement or factories of the group.   Full story

It is understood and agreed that any particulars of details contained in the  Insured’s books of account or other business books or document which may be required by the Insurers for the purpose of investigating or verifying any claims hereunder may produced and certified by Insured’s auditors and their certificate shall be prima facie evidence of the particulars and details to ... Full story

The Insured under item (3) is limited to the reasonable charges payable by the Insured to their Auditors producing and certifying any particulars or details contained in the Insured’s books of Accountant of Business books or documents such order proofs. Information or evidence as may be required by the company under the terms of conditions of this policy. Full story

It is understood and agreed that this insurance shall not be prejudiced by any alteration or misdescription of occupancy provided  the Insured shall notify the Company immediately he becomes aware of the same and to pay additional premium if required from the date of the inception of the increased hazard. Full story

In adjusting any loss, account shall be taken and an equitable allowance made if shortage in Turnover due to the Damage is postponed by reason of the Turnover being temporarily  maintained from accumulated stocks, either at the Department of Factories of the Group. Full story

This insurance hereby covers additional increased cost of working reasonably incurred by the Insured inconsequence of loss or damage at the Insured’s premises for any of the following purposes: Avoiding or diminishing a reduction in turnover that would, but for the additional increased costs being incurred, have taken place during the Indemnity Period. Resuming or ... Full story

If during the indemnity period goods shall be sold or services be rendered elsewhere than at the premises for the benefit of the business either by the Insured or by others on the Insured’s behalf the money paid or payable in respect of such work or services shall be brought into account in arriving at the turnover during the indemnity period. Full story

It is hereby declared and agreed that this policy is extended to cover the additional expenditure necessarily and reasonably incurred by the Insured in excess of the increase in cost of working clause for the provision of alternative accommodation and food for the Insured’s staff and family normally living in the premises and in removal costs and incidental expenses. Full story

It is hereby noted and agreed that during the currency of this policy any newly completed location or newly acquired locations or newly rented locations shall automatically be covered under this policy subject to the following terms and conditions: The Insured shall declare to the Insurers any such newly completed location or newly acquired location or newly ... Full story

Each item insured under this memorandum is declared to be separately subject to the following condition of average, namely: If at the time of reinstatement the sum representing eighty five (85) percent of the cost which would have been incurred in reinstatement of the whole of the property covered by such item had been destroyed exceeds the sum ... Full story

If at the time of reinstatement in the terms of the reinstatement value clause of this policy the sum representing 85 % (eighty per cent ) of the cost which would have been incurred in reinstatement, if the whole of the property covered by such item had been destroyed, exceeds the sum insured thereon at the breaking out of any fire ... Full story

It is hereby declared and agreed that the insurer will hold covered newly acquired property up to a limit of... anyone location, provided always the insured shall declare the said increase to the insurer within 30 (thirty) days and additional premium shall be charges. Full story

It is hereby noted and agreed as follows: The insurance of each item on buildings or contents includes an amount in respect of Architects’ Surveyors’ Legal and Consulting Engineers’ Fees not exceeding those provided under the scale of the various institutions and/or bodies regulating such fees prevailing at the time of the destruction or damage and not ... Full story

Notwithstanding anything contained in the printed conditions of the policy to the contrary, it is noted and agreed that this Insurance shall not be prejudiced in the event of any alterations being made to the property insured whereby the risk of damage is increased, provided that   notice of such alterations be given to the insurer within sixty (60) days of the ... Full story

Notwithstanding anything to the contrary contained in the Policy.  It is hereby noted and agreed that this insurance is effected for an unlimited period commencing as from …………. and is deemed to be automatically renewed on ……………… of each subsequent year for a similar period of 12 (twelve) months.  The premium is payable annually as of each renewal date provided that ... Full story

The liability of underwriters is limited to the reasonable charges payable by the insured to their auditors for producing and certifying any particulars or details contained in the insured's books of account or the business books or documents or such other proofs, information or evidence as may be required by the underwriters in connection with a claim under this section of ... Full story

It is hereby understood and agreed that in consideration of the interest insured being covered on and agreed value basis all reference herein to replacement shall be deemed to be deleted but only in respect of claim adjusted on basis of total loss. In respect of claim adjusted on the basis of total loss underwriters shall pay to ... Full story

Notwithstanding anything to the contrary stated in the vehicle impact endorsement attached to the policy, the coverage as provided by such endorsement is extended to cover loss or damage by any vehicle owned or operated by the insured in the described premises. The insurer under this extension shall not be liable for the following ... Full story

The insurer will, by payment or repair, indemnify the insured (but only to the extent that the cost or repair falls to be borne by the insured) against accidental breakage (excluding scratching or chipping) of : fixed exterior or interior glass ( including mirrors but not hand mirrors). fixed washbasins and pedestal sinks, lavatory pans ... Full story

Insurers will pay or make good all sums for which the insured may legally be liable, or for which the insured are responsible for reinstating or repairing accidental damage to underground water pipes, gas pipes, sewer pipes, electricity cables, overhead cables and telephone lines, extending from the insured premises to the public mains. Full story

Subject to the limit of  any one occurrence any one location, this  Policy  insures in respect of any location of the Insured  within the  Territorial  Limits  of  this  Policy :         a. All sums due to the Insured  from  customers provided the Insured  is  unable  to  effect collection as the direct result of  loss  of or damage to ... Full story

It is hereby declared and agreed that the company will hold covered any new locations acquired by the insured during the period of insurance subject to not more than IDR100,000,000.00 at any one location. The insured shall declare to the company every quarter and additional premium shall be charged accordingly. Full story

If the aggregate claim for any one loss does not exceed ……..or 5% of the Sum Insured whichever is the lesser amount by the items affected no special inventory or appraisement of the undamaged property shall be required. If two or more buildings be included in a single item, the provision shall apply to all the buildings and/or ... Full story

It is understood and agreed that any particulars or details contained in the insured’s books of accounts or other business books or documents with may be required by the company under the condition of this policy for the purpose of investigating or verifying any claim hereunder may be produced and certified by the Insured’s auditors and their certificate shall be prima ... Full story

It is hereby agreed that workmen are allowed in or about the premises insured under the policy to carry out alterations and repairs without prejudice to the terms of the policy Full story

Notwithstanding anything contained in the printed conditions of the Policy to the contrary, it is noted and agreed that this Insurance shall not be prejudiced in the event of any alterations being made to the property insured whereby the risk of damage is increased, provided that notice of such alterations be given to the Insurer within thirty (30) days of the ... Full story

In the event of the gross profit earned during any annual period of insurance (or during the accounting period of twelve months most nearly concurrent with any period of insurance), as certified by the insured’s auditors being greater than the sum insured thereon, the insured will be held covered to the event of 10% of the premium paid on such sum ... Full story

It is hereby noted and agreed as follows : The insurance of each item on Buildings or Contents includes an amount in respect of Architects, Surveyors, Legal and Consulting Engineers’ Fees not exceeding those provided under the scales of the various institutions and/or bodies regulating such fees prevailing at the time of the destruction or damage and ... Full story

It is agreed that the Term “All other Contents, is understood to include: Money and stamps not otherwise specifically insured for an amount not exceeding Rp. 5,000,000.- Documents, manuscripts and business books but only for the value of the material as stationary, together with the cost of clerical labour expended in writing up, and not for the value to the Insured of the information contained ... Full story

Awnings, blinds, signs or other outdoor fixtures or fittings of any description are covered by this Policy provided that the Insured’s liability under this extension shall be on first loss basis, not  in the aggregate to exceed  Rp. 5,000,000.- Full story

Additional personnel will be automatically held covered under this policy provided that notice of each addition be advised by the insured within 30 (thirty) days of the date of commencement of employment and the appropriate additional premium aid. Deletion of lives insured will be similarly effected form the date of termination of their employment Full story

In consideration of the Insured undertaking to pay any premium at the agreed rate on the amount of loss on a prorata basis from the date of such loss to expiry of the current period of insurance , it is agreed in the event of loss the insurance hereunder shall in force for full sum insured Full story

In consideration of the insured undertaking to pay an additional premium at the agreed rate on the amount of loss calculated on a pro-rata basis from the date of such loss to the expiry of the current period of insurance, it is  agreed that in the event of loss the insurance hereunder shall be maintained in force for the full sum ... Full story

In the event of loss or damage to the Property Insured under this policy for which liability is admitted and payment made the insurance hereunder shall notwithstanding be maintained in force for the remainder of the Period of Insurance at the Total Sum Insured as stated in the Schedule for section I subject to the Insured undertaking to pay an additional ... Full story

In consideration of the Insured undertaking to pay any premium at the agreed rate on the amount of loss on a prorata basis from the date of such loss to expiry of the current period of insurance , it is agreed in the event of loss the insurance hereunder shall in force for full sum insured Full story

Applicable to buildings, machinery, plant and all other property and contents; other than those specified in items (b) to (h) under Basis of Settlement). This Policy extends to include the extra cost of reinstatement (including demolition or dismantling) of damaged property necessarily incurred to comply with the requirements of any Act of Parliament or  Regulation made thereunder  or ... Full story

It is hereby declared and agreed that this Policy shall cover automatically the Insured’s property at any new location, built of class 1 construction, within the Republic of Indonesia, up to a limit of .....   Any single location. Subject to 60 days notification by the Insured. Full story

This Policy extends to include property located in Australia belonging to companies and other organizations a controlling interest in which is acquired by the Insured during the currency of this Policy; subject to the Insured declaring details of such acquisition within a reasonable period following the date of acquisition.  Provided the business of the new acquisition shall be similar to the ... Full story

In no case shall this insurance cover loss damage or expense arising from the use of any weapon of war employing atomic or nuclear fission and/or fusion or other like reaction or radioactive force or matter. The following provision shall be paramount and shall override anything which may appear elsewhere in this contract :- Should ... Full story

The situation, construction, nature and installation of the adjacencies, both existing and future, will not prejudice the insurance. Full story

The Insurers will not Indemnify the Insured in respect of actual or alleged liability whatsoever for any claim in respect of loss directly or indirectly arising out of resulting from or in consequence of the presence of asbestos, or any materials containing asbestos in whatever form or quantity Full story