It is hereby noted and agreed as follows :

  1. The insurance of each item on Buildings or Contents includes an amount in respect of Architects, Surveyors, Legal and Consulting Engineers’ Fees not exceeding those provided under the scales of the various institutions and/or bodies regulating such fees prevailing at the time of the destruction or damage and not exceeding 5% of the individual sums insured.
  2. The insurance on Fees applies only to those necessarily and reasonably incurred in the reinstatement or repair of Property Insured consequence upon its destruction or damage but not for preparing any claim, it being understood that the amount payable under the item shall not exceed in total its sum insured.

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