Liability Exclusions

Liability Exclusions

Offshore Risks

This Policy does not cover Personal Injury or Property Damage or Advertising Liability or any other loss, cost or expense arising directly or indirectly from or caused by, contributed to by or arising from Work performed on offshore gas and oil platforms

Absolute Asbestos and Silica

This Policy does not cover Any actual or alleged liability whatsoever for any claim or claims in respect of losses directly or indirectly arising out of, resulting from, in consequence of, contributed to or aggravated by asbestos in whatever form or quantity.

Absolute Pollution

This Policy does not cover Personal Injury or Property Damage or Advertising Liability or any other loss, cost or expense arising directly or indirectly caused by or arising out of the discharge, dispersal, release, seepage, migration or escape of Pollutants into or upon land, the atmosphere, or any water course or body of water.

Absolute Lead

This Policy does not cover Personal Injury or Property Damage or Advertising Liability or any other loss, cost or expense arising directly or indirectly from or caused by, contributed to by or arising from the presence, ingestion, inhalation or absorption of or exposure to lead in any form or products containing lead.

War

This Policy does not cover Loss, damage, destruction, death, injury, illness, liability, cost or expense of any nature directly or indirectly caused by, contributed to by, resulting from, arising out of or in connection with any war, invasion, acts of foreign enemies, hostilities or war-like operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, civil commotion assuming the proportions of or amounting to an uprising, military or usurped power.

Terrorism

This Policy does not cover Loss, damage, death, injury, illness, cost or expense of whatsoever nature directly or indirectly caused by, resulting from or in connection with any act of terrorism regardless of any other cause or event contributing concurrently or in any other sequence to the loss.

For the purpose of this exclusion an act of terrorism means an act, including but not limited to the use of force or violence and/or threat thereof, of any person or group(s) of persons, whether acting alone or on behalf of or in connection with any organisation(s) or government(s) which from its nature of context is done for, or in connection with, political, religious, ideological, ethnic or similar purposes or reasons, including the intention to influence any government and/or to put the public or any section of the public, in fear.

This exclusion also applies to loss, damage, death, injury, illness, cost or expense of whatsoever nature directly or indirectly caused by, resulting from or in connection with any action taken in controlling, preventing, suppressing or in any way relating to any act of terrorism.

Diving and Underwater activities

This Policy does not cover Personal Injury or Property Damage or Advertising Liability or any other loss, cost or expense arising directly or indirectly from or caused by, contributed to by or arising from Diving and Underwater activities