Archive for December, 2013

ELECTRICAL INSTALLATION CLAUSE

ELECTRICAL INSTALLATION CLAUSE Loss or damage by fire to the electrical appliances or installations insured under this policy arising from or occasioned by overrunning, Full story

ESCALATION CLAUSE

ESCALATION CLAUSE In consideration of the payment of an additional premium amounting to 10 % of the premium produced by applying the specified percentage Full story

ERRORS AND OMISSION CLAUSE

ERRORS AND OMISSION CLAUSE The insured shall not be prejudiced by an unintentional and/or inadvertent omission error incorrect valuation or incorrect description Full story

CURRENCY CLAUSE

CURRENCY CLAUSE It is hereby understood and agreed that in case a claimable loss hereunder, if any, if denominated in currency other than the currency stated in the Policy Full story

CUSTOMERS’ GOODS CLAUSE

CUSTOMERS’ GOODS CLAUSE It is hereby declared and agree notwithstanding anything contained in the within policy to the contrary but subject to its terms, Full story

COVER OF FULL REPLACEMENT VALUE

COVER OF FULL REPLACEMENT VALUE It is agreed and understood that otherwise subject to terms, exclusions, provisions and conditions contained in the Policy or Full story

COMPUTER RECORDS CLAUSE

COMPUTER RECORDS CLAUSE This insurance includes cover for computer system records but only for the value of the materials together with the cost of clerical labour Full story

COST OF REWRITING RECORDS AND CLAIM PREPARATION

COST OF REWRITING RECORDS AND CLAIM PREPARATION (as per schedule)  On costs and expenses necessarily and reasonably Full story

CONTRACT PRICE CLAUSE

CONTRACT PRICE CLAUSE In the event of Goods Insured by This Policy having been sold but not delivered for which the Insured is responsible and under the conditions Full story

CLAIM CONTROL CLAUSE

CLAIM CONTROL CLAUSE Notwithstanding anything to the contrary herein: 1. The leader insurer shall upon Full story

BURST OF PIPE ENDORSEMENT (COMBINED WITH BURSTING OR OVERFLOWING OF THE WATER TANKS CLAUSE)

BURST OF PIPE ENDORSEMENT (COMBINED WITH BURSTING OR OVERFLOWING OF THE WATER TANKS CLAUSE) Full story

AVERAGE RELIEF CLAUSE (85%)

AVERAGE RELIEF CLAUSE (85%) Whenever A Sum Insured is declared to be subject to the special condition of average, then, if such sum insured shall be at the breaking Full story

AUTOMATIC REINSTATEMENT OF SUM INSURED CLAUSE

In consideration of the Insured undertaking to pay an additional premium at the agreed rate on the amount of loss calculated on a prorata basis from the date of such loss to the expiry of the current period of insurance, it is agreed that in the event of loss the insurance hereunder shall be maintained in force for the full sum insured.  Full story

APPRAISEMENT CLAUSE

APPRAISEMENT CLAUSE If the aggregate claim for any one loss destruction or damage does not exceed as per schedule or 5% of the sum insured whichever is the lesser Full story

PREVENTIVE MEASURE CLAUSE

PREVENTIVE MEASURE CLAUSE It is agreed that in the event of actual damage (or imminent damage) to the Insured Property , the Insurer will pay the reasonably Full story

CLAIMS MITIGATION CLAUSE

CLAIMS MITIGATION CLAUSE It is agreed that in the event of actual damage (or imminent) to the insured Property, the insurer will pay the reasonably costs necessary Full story

SELF – COMBUSTION COVERAGE CLAUSE

SELF – COMBUSTION COVERAGE CLAUSE Subject to the warranty underneath, it is hereby expressly understood and agreed that in consideration of the payment of an additional Full story

AUTOMATIC RENEWAL CLAUSE

AUTOMATIC RENEWAL CLAUSE Notwithstanding anything to the contrary contained in the Policy.  It is hereby noted and agreed that this insurance is effected for Full story

PERLUASAN JAMINAN PETIR

KLAUSUL 4.15. PERLUASAN JAMINAN PETIR Full story

PERLUASAN JAMINAN ASAP

KLAUSUL 4.14. PERLUASAN JAMINAN ASAP Full story

PERLUASAN JAMINAN TERBAKAR SENDIRI

KLAUSUL 4.13. PERLUASAN JAMINAN TERBAKAR SENDIRI (API YANG TIMBUL SENDIRI) Full story

PERLUASAN JAMINAN ARUS PENDEK

KLAUSUL 4.12. PERLUASAN JAMINAN ARUS PENDEK Dengan ini ditegaskan bahwa dengan pembayaran premi tambahan yang disepakati, pertanggungan ini menjamin juga kerusakan fisik yang terjadi pada suatu unit peralatan listrik atau elektronik, kecuali peralatan listrik atau elektronik untuk keperluan rumah tangga, yang tercantum pada Ikhtisar Pertanggungan ... Full story

IMPACT BY OWN VEHICLES CLAUSE

IMPACT BY OWN VEHICLES CLAUSE It is noted and agreed that the cover relating to impact of vehicles shall include vehicles owned or used by the Insured Full story

SILENT RISK CLAUSE

SILENT RISK CLAUSE Warranted that during the currency of this Policy the said factory be silent and that the machinery be not worked, except for the purpose Full story

WORKMENS CLAUSE

WORKMENS CLAUSE Workmen are allowed in and about any of the described premises for the purpose or making new erections or alteration, repair, decoration, plant Full story

VEHICLE LOAD CLAUSE

VEHICLE LOAD CLAUSE In the event of the Insured’s Property being left loaded in vehicles or freight containers overnight while in, on or about the premises Full story

TENANTS IMPROVEMENTS CLAUSE

TENANTS IMPROVEMENTS CLAUSE The insurance by this Policy extends to include tenants improvements and alteration to Landlord’s property insofar as the Insured Full story

STORAGE WARRANTY

STORAGE WARRANTY Warranted that during the currency of this Policy no part of the premises described herein be used for manufacture or deposit or storage Full story

SERVICES CLAUSE

SERVICES CLAUSE The insurance by this Policy relating to machinery and equipment extends to include telephone, gas, water and electric instruments, meters, piping, Full story

SELLING PRICE CLAUSE

SELLING PRICE CLAUSE It is noted and agreed that in respect of goods sold but not yet delivered for which the Insured is responsible and with regard to which under Full story

OUTBUILDINGS CLAUSE

OUTBUILDINGS CLAUSE The insurance by each item under buildings is understood to include walls, gates and fence, small outside buildings, extensions, annexes, Full story

LOSS OF DAMAGED GOODS CLAUSE

LOSS OF DAMAGED GOODS CLAUSE In case of damage to property bearing brands labels and trademarks the sale of which carries in any way a guarantee of the Insured, Full story

INTERNAL REMOVAL CLAUSE

INTERNAL REMOVAL CLAUSE It is understood and agreed that in the event of removal of property from one building to another at any of the situations covered Full story

GENERAL INTEREST CLAUSE

GENERAL INTEREST CLAUSE Certain of the Property insured may be the subject of hire purchase lease or other agreements and the interest of the other parties to these Full story

FIRE BRIGADES CHARGES

FIRE BRIGADES CHARGES It is hereby understood and agreed that the reasonable charges raised by any local authority for the provision of Fire Fighting Full story

EMPLOYEES PERSONAL EFFECTS CLAUSE

EMPLOYEES PERSONAL EFFECTS CLAUSE The indemnity granted by this Policy extends to include clothing and/or personal effects of the employees of the Full story

DESIGNATION CLAUSE

DESIGNATION CLAUSE For the purpose of determining, where necessary, the definition of any property insured hereby the Insurer agrees to accept the designation Full story

COST OF RE-ERECTION CLAUSE

COST OF RE-ERECTION CLAUSE The insurance by this Policy extends to cover the cost of re-erecting, fitting and fixing machinery or plant destroyed or damaged by fire Full story

COMPUTER RECORDS CLAUSE

COMPUTER RECORDS CLAUSE This insurance includes cover for computer system records but only for the value of the materials together with the cost of clerical labour Full story

CIVIL AUTHORITIES CLAUSE

CIVIL AUTHORITIES CLAUSE The insurance is extended to cover direct loss or damage to the described property caused by acts of destruction executed by order of Full story

BRAND AND LABEL CLAUSE

BRAND AND LABEL CLAUSE If branded or labelled merchandise covered by this Policy is damaged, and the Insurer elects to take all or any of such merchandise at the agreed Full story

AWNINGS BLINDS SIGNS OR OTHER FITTINGS OF EVERY DESCRIPTION CLAUSE

AWNINGS BLINDS SIGNS OR OTHER FITTINGS OF EVERY DESCRIPTION CLAUSE Awnings, blinds, signs or other outdoor fixtures or fittings of any description are covered Full story

MINOR ALTERATIONS AND REPAIRS CLAUSE

MINOR ALTERATIONS AND REPAIRS CLAUSE Minor alterations, additions and repairs to building, plant fixtures and fittings, and machinery (exclusive of any Sprinkler Installations) Full story

ALTERATIONS CLAUSE

ALTERATIONS CLAUSE Notwithstanding anything contained in the printed conditions of the Policy to the contrary, it is noted and agreed that this Insurance shall Full story

STOCK DECLARATION CLAUSE

STOCK DECLARATION CLAUSE 1. In consideration of the premium by this Policy being provisional in that it is calculated on 75% of the sum insured hereby and is Full story

LESSORS INTEREST CLAUSE

LESSORS INTEREST CLAUSE It is noted and agreed that ………….. (here in after referred to as the Lessors) are the owners of the Property insured under (Item …….) and that Full story

LEASED PROPERTY CLAUSE

LEASED PROPERTY CLAUSE This Policy extends to indemnify any other party having an interest in the property insured by virtue of and in accordance with the terms of Full story

CAPITAL ADDITIONS CLAUSE

CAPITAL ADDITIONS CLAUSE The insurance hereby extends to cover alterations, additions and improvements (but not appreciation in value) in excess of the sums Full story

BANKERS CLAUSE

BANKERS CLAUSE It is noted and agreed that the property insured by this Policy has been mortgaged with bank ……………. and that in consequence thereof, Full story

ALL OTHER CONTENTS

ALL OTHER CONTENTS It is noted and agreed that this Policy extends to include : a.  Money and stamps not otherwise specifically insured for an amount Full story

ARCHITECTS, SURVEYORS AND ENGINEERS EXPENSES

ARCHITECTS, SURVEYORS AND ENGINEERS EXPENSES It is hereby noted and agreed as follows (a) The insurance of each item on Buildings or Contents Full story

TEMPORARY REMOVAL CLAUSE

TEMPORARY REMOVAL CLAUSE It is hereby agreed that the property insured by this Policy (other than any stock in trade or merchandise) is covered in respect of Full story

SPRINKLER LEAKAGE CLAUSE

SPRINKLER LEAKAGE CLAUSE It is hereby agreed and declared that the insurance under the Policy shall extend to cover loss or damage to the property insured caused Full story

REINSTATEMENT VALUE CLAUSE

REINSTATEMENT VALUE CLAUSE It is hereby declared and agreed that in the event of the property insured being destroyed or damaged the basis upon which the amount Full story

PUBLIC AUTHORITIES CLAUSE

PUBLIC AUTHORITIES CLAUSE The insurance by this Policy extends to include such additional cost of reinstatement of the destroyed or damaged property Full story

Co-insurance under table

Co-insurance under table adalah praktik bisnis asuransi kerugian yang menurut pengamatan penulis tidak common practice. Full story

Port Authority Liability

Pelabuhan laut di seluruh dunia umumnya beroperasi dalam kaitannya dengan penyediaan dan pemeliharaan fasilitas navigasi pelabuhan Full story

Periode Pertanggungan Pada Polis Marine Cargo

Polis marine cargo adalah voyage policy yang menjamin objek pertanggungan selama dalam perjalanan dari satu tempat ke tempat lain. Full story

Marine Liability

Marine Liability
Marine Liability Tanggung Jawab Hukum Pengangkutan Barang Klik di sini  untuk download Proposal Training "Marine Liability" Full story
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