ELECTRICAL INSTALLATION CLAUSE
Loss or damage by fire to the electrical appliances or installations insured under this policy arising from or occasioned by overrunning,
Full story
ESCALATION CLAUSE
In consideration of the payment of an additional premium amounting to 10 % of the premium produced by applying the specified percentage
Full story
ERRORS AND OMISSION CLAUSE
The insured shall not be prejudiced by an unintentional and/or inadvertent omission error incorrect valuation or incorrect description
Full story
CURRENCY CLAUSE
It is hereby understood and agreed that in case a claimable loss hereunder, if any, if denominated in currency other than the currency stated in the Policy
Full story
CUSTOMERS’ GOODS CLAUSE
It is hereby declared and agree notwithstanding anything contained in the within policy to the contrary but subject to its terms,
Full story
COVER OF FULL REPLACEMENT VALUE
It is agreed and understood that otherwise subject to terms, exclusions, provisions and conditions contained in the Policy or
Full story
COMPUTER RECORDS CLAUSE
This insurance includes cover for computer system records but only for the value of the materials together with the cost of clerical labour
Full story
COST OF REWRITING RECORDS AND CLAIM PREPARATION (as per schedule)
On costs and expenses necessarily and reasonably
Full story
CONTRACT PRICE CLAUSE
In the event of Goods Insured by This Policy having been sold but not delivered for which the Insured is responsible and under the conditions
Full story
CLAIM CONTROL CLAUSE
Notwithstanding anything to the contrary herein:
1. The leader insurer shall upon
Full story
BURST OF PIPE ENDORSEMENT (COMBINED WITH BURSTING OR OVERFLOWING OF THE WATER TANKS CLAUSE)
Full story
AVERAGE RELIEF CLAUSE (85%)
Whenever A Sum Insured is declared to be subject to the special condition of average, then, if such sum insured shall be at the breaking
Full story
In consideration of the Insured undertaking to pay an additional premium at the agreed rate on the amount of loss calculated on a prorata basis from the date of such loss to the expiry of the current period of insurance, it is agreed that in the event of loss the insurance hereunder shall be maintained in force for the full sum insured.
Full story
APPRAISEMENT CLAUSE
If the aggregate claim for any one loss destruction or damage does not exceed as per schedule or 5% of the sum insured whichever is the lesser
Full story
PREVENTIVE MEASURE CLAUSE
It is agreed that in the event of actual damage (or imminent damage) to the Insured Property , the Insurer will pay the reasonably
Full story
CLAIMS MITIGATION CLAUSE
It is agreed that in the event of actual damage (or imminent) to the insured Property, the insurer will pay the reasonably costs necessary
Full story
SELF – COMBUSTION COVERAGE CLAUSE
Subject to the warranty underneath, it is hereby expressly understood and agreed that in consideration of the payment of an additional
Full story
AUTOMATIC RENEWAL CLAUSE
Notwithstanding anything to the contrary contained in the Policy. It is hereby noted and agreed that this insurance is effected for
Full story
KLAUSUL 4.15.
PERLUASAN JAMINAN PETIR
Full story
KLAUSUL 4.14.
PERLUASAN JAMINAN ASAP
Full story
KLAUSUL 4.13.
PERLUASAN JAMINAN TERBAKAR SENDIRI
(API YANG TIMBUL SENDIRI)
Full story
KLAUSUL 4.12.
PERLUASAN JAMINAN ARUS PENDEK
Dengan ini ditegaskan bahwa dengan pembayaran premi tambahan yang disepakati, pertanggungan ini menjamin juga kerusakan fisik yang terjadi pada suatu unit peralatan listrik atau elektronik, kecuali peralatan listrik atau elektronik untuk keperluan rumah tangga, yang tercantum pada Ikhtisar Pertanggungan ...
Full story
IMPACT BY OWN VEHICLES CLAUSE
It is noted and agreed that the cover relating to impact of vehicles shall include vehicles owned or used by the Insured
Full story
SILENT RISK CLAUSE
Warranted that during the currency of this Policy the said factory be silent and that the machinery be not worked, except for the purpose
Full story
WORKMENS CLAUSE
Workmen are allowed in and about any of the described premises for the purpose or making new erections or alteration, repair, decoration, plant
Full story
VEHICLE LOAD CLAUSE
In the event of the Insured’s Property being left loaded in vehicles or freight containers overnight while in, on or about the premises
Full story
TENANTS IMPROVEMENTS CLAUSE
The insurance by this Policy extends to include tenants improvements and alteration to Landlord’s property insofar as the Insured
Full story
STORAGE WARRANTY
Warranted that during the currency of this Policy no part of the premises described herein be used for manufacture or deposit or storage
Full story
SERVICES CLAUSE
The insurance by this Policy relating to machinery and equipment extends to include telephone, gas, water and electric instruments, meters, piping,
Full story
SELLING PRICE CLAUSE
It is noted and agreed that in respect of goods sold but not yet delivered for which the Insured is responsible and with regard to which under
Full story
OUTBUILDINGS CLAUSE
The insurance by each item under buildings is understood to include walls, gates and fence, small outside buildings, extensions, annexes,
Full story
LOSS OF DAMAGED GOODS CLAUSE
In case of damage to property bearing brands labels and trademarks the sale of which carries in any way a guarantee of the Insured,
Full story
INTERNAL REMOVAL CLAUSE
It is understood and agreed that in the event of removal of property from one building to another at any of the situations covered
Full story
GENERAL INTEREST CLAUSE
Certain of the Property insured may be the subject of hire purchase lease or other agreements and the interest of the other parties to these
Full story
FIRE BRIGADES CHARGES
It is hereby understood and agreed that the reasonable charges raised by any local authority for the provision of Fire Fighting
Full story
EMPLOYEES PERSONAL EFFECTS CLAUSE
The indemnity granted by this Policy extends to include clothing and/or personal effects of the employees of the
Full story
DESIGNATION CLAUSE
For the purpose of determining, where necessary, the definition of any property insured hereby the Insurer agrees to accept the designation
Full story
COST OF RE-ERECTION CLAUSE
The insurance by this Policy extends to cover the cost of re-erecting, fitting and fixing machinery or plant destroyed or damaged by fire
Full story
COMPUTER RECORDS CLAUSE
This insurance includes cover for computer system records but only for the value of the materials together with the cost of clerical labour
Full story
CIVIL AUTHORITIES CLAUSE
The insurance is extended to cover direct loss or damage to the described property caused by acts of destruction executed by order of
Full story
BRAND AND LABEL CLAUSE
If branded or labelled merchandise covered by this Policy is damaged, and the Insurer elects to take all or any of such merchandise at the agreed
Full story
AWNINGS BLINDS SIGNS OR OTHER FITTINGS OF EVERY DESCRIPTION CLAUSE
Awnings, blinds, signs or other outdoor fixtures or fittings of any description are covered
Full story
MINOR ALTERATIONS AND REPAIRS CLAUSE
Minor alterations, additions and repairs to building, plant fixtures and fittings, and machinery (exclusive of any Sprinkler Installations)
Full story
ALTERATIONS CLAUSE
Notwithstanding anything contained in the printed conditions of the Policy to the contrary, it is noted and agreed that this Insurance shall
Full story
STOCK DECLARATION CLAUSE
1. In consideration of the premium by this Policy being provisional in that it is calculated on 75% of the sum insured hereby and is
Full story
LESSORS INTEREST CLAUSE
It is noted and agreed that ………….. (here in after referred to as the Lessors) are the owners of the Property insured under (Item …….) and that
Full story
LEASED PROPERTY CLAUSE
This Policy extends to indemnify any other party having an interest in the property insured by virtue of and in accordance with the terms of
Full story
CAPITAL ADDITIONS CLAUSE
The insurance hereby extends to cover alterations, additions and improvements (but not appreciation in value) in excess of the sums
Full story
BANKERS CLAUSE
It is noted and agreed that the property insured by this Policy has been mortgaged with bank ……………. and that in consequence thereof,
Full story
ALL OTHER CONTENTS
It is noted and agreed that this Policy extends to include :
a. Money and stamps not otherwise specifically insured for an amount
Full story
ARCHITECTS, SURVEYORS AND ENGINEERS EXPENSES
It is hereby noted and agreed as follows
(a) The insurance of each item on Buildings or Contents
Full story
TEMPORARY REMOVAL CLAUSE
It is hereby agreed that the property insured by this Policy (other than any stock in trade or merchandise) is covered in respect of
Full story
SPRINKLER LEAKAGE CLAUSE
It is hereby agreed and declared that the insurance under the Policy shall extend to cover loss or damage to the property insured caused
Full story
REINSTATEMENT VALUE CLAUSE
It is hereby declared and agreed that in the event of the property insured being destroyed or damaged the basis upon which the amount
Full story
PUBLIC AUTHORITIES CLAUSE
The insurance by this Policy extends to include such additional cost of reinstatement of the destroyed or damaged property
Full story
- Sunday, December 22, 2013, 8:13
- Principles & Practice of Ins
Co-insurance under table adalah praktik bisnis asuransi kerugian yang menurut pengamatan penulis tidak common practice.
Full story
Pelabuhan laut di seluruh dunia umumnya beroperasi dalam kaitannya dengan penyediaan dan pemeliharaan fasilitas navigasi pelabuhan
Full story
- Sunday, December 22, 2013, 6:55
- Marine Cargo, Marine Cargo Insurance
Polis marine cargo adalah voyage policy yang menjamin objek pertanggungan selama dalam perjalanan dari satu tempat ke tempat lain.
Full story
- Thursday, December 12, 2013, 23:24
- All Quotes
Marine Liability
Tanggung Jawab Hukum Pengangkutan Barang
Klik di
sini untuk download Proposal Training "Marine Liability" Full story