Losses arising directly  or indirectly out of

(i)            loss of, alteration of or damage to


(ii)           a reduction in the functionallty, availability or operation of

a computer system, hardware.  Programme, software, data, information repository, microchip, integrated circuit or similar device in computer equipment or non-computer equipment, whether the property of the policy holder of the reinsured or not, do not in and if themselves constitute an event unless arising out of one or more of the following perils :

Fire, lightning, explosion, aircraft or vehicle impact, falling objects, windstorm, hall, tornado, cyclone, hurricane, earthquake, volcano, tsunami, flood, freeze or weight of snow.

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