Archive for January, 2011

JKK Jamsostek vs Pertamina Benefits : Apa bedanya??

Updated :  karena mereka menganut perhitungan "Pertamina Benefits dikurangi Jamsostek" maka: (a) santunan kematian menjadi sangat kecil yaitu 72 bulan 48 bulan = 24 bulan upah saja (b) berapa santunan kehilangan satu tangan kiri? Santunan Jamsostek : 28% x 80 bulan Upah x Rp10 juta = 224,000,000 Pertamina Benefits : 28% x 80 bulan Upah x Rp10 juta = 224,000,000 Jadi berapa santunan untuk kehilangan satu tangan kiri? 224 juta dikurangi 224 juta alis NOL (Ha..ha....Loh koq jadi NOL ?) Maka yang benar seharusnya adalah : Jaminan Polis Workmen's Compensation adalah Full Pertamina Benefits in respect of Death and Disablement (alias tidak dikurangi Jamsostek untuk santunan kematian dan cacat) sehingga Pekerja bisa memperoleh santunan PLUS Nah untuk "Medical Reimbursement" alis penggantian biaya pengobatan boleh saja dikurangi dengan penggantian Jamsostek.   Terima kasih, Imam MUSJAB   Kita sering dihadapkan pada Jaminan “Workmen Compensation” : Pertamina Benefits in excess of Jamsostek. Apa artinya? Artinya bahwa Polis Workmen Compensation memberikan Jaminan Kecelakaan Kerja (JKK) Full story

Program Jaminan Kecelakaan Kerja

Pengertian   Kecelakaan kerja termasuk penyakit akibat kerja merupakan risiko yang harus dihadapi oleh tenaga kerja dalam melakukan pekerjaannya. Untuk menanggulangi hilangnya sebagian atau seluruh penghasilan yang diakibatkan oleh adanya risiko-risiko sosial seperti kematian atau cacat karena kecelakaan kerja baik fisik maupun mental, Full story

CF and IBM in legal spat over IT project – Both suing each other for sums running into tens of millions of dollars

CF and IBM in legal spat over IT project - Both suing each other for sums running into tens of millions of dollars By MICHELLE QUAH   (SINGAPORE) Singapore's Central Provident Fund Board (CPF) and computing giant IBM are embroiled in one of the biggest IT lawsuits here in recent history. Full story

What is a “Claims Made Basis”?

a “claims made policy” – No claim can be made against the policy after the expiry date stated in the Schedule.  the policy is not a renewable contract.   Full story

Features of QBE Directors’ & Officers’ Insurance Policy

Features of QBE Directors’ & Officers’ Insurance Policy   Wide definition of Insured person, which includes past, present and future directors (including de facto, alternate or shadow directors), officers, secretary and employees in a managerial or supervisory capacity. Full story

“Civil Liability” vs “Negligence, Error or Omission” wordings in Professional Indemnity Policy

Civil Liability wording covers “civil liability” incurred by the Insured in the conduct of the Insured’s business   Simply speaking, civil liability is a civil law requirement to compensate another because of an unlawful injury to his/her person or property Full story

Proposal Training “CAR & EAR”

Download Proposal Training CAR/EAR proposal-training-carear    Isi Materi (Contents)   CAR (Construction All Risks) 1)       Introduction 2)   The Insured 3)       Subject matter insured 4)       Scope of Cover 5)       Period of Cover 6)       Calculation of sum insured and premium       6.1  Sum insured       6.2  Premium 7)       Indemnification 8)       Maintenance period 9)       Policy 10)       Endorsements   Full story

Features of QBE Civil Liability Professional Indemnity Policy

QBE Civil Liability Professional Indemnity Policy adalah versi terbaru dari polis “Professional Indemnity” (revamped wordings) yang memberikan jaminan yang lebih luas yaitu “Civil Liability” basis menggantikan polis sebelumnya yang masih menganut sistim “Errors and Omissions”. Full story

QBE ICT Liability

QBE ICT Liability
“Any professional providing information & communication technology (ICT) is exposed to ‘professional indemnity’ nature”   Tidak ada perusahaan yang bisa maju dan berkembang dewasa ini tanpa penguasaan ICT (Information & Communication Technology). Full story

QBE Civil Liability Professional Indemnity

QBE Civil Liability Professional Indemnity
“Any professional person or consultant who provides advice or services is exposed to ‘professional indemnity’ claims”     Kini QBE menghadirkan versi terbaru dari polis “Professional Indemnity” (revamped wordings) QBE Civil Liability Professional Indemnity Policy yang memberikan jaminan terluas di klas nya yaitu “Civil Liability” basis menggantikan polis sebelumnya yang masih menganut sistim “Errors and Omissions”. Full story

About QBE Pool

About QBE Pool
PT. Asuransi QBE Pool Indonesia adalah bagian dari QBE Insurance Group, perusahaan asuransi dan reasuransi kerugian internasional yang beroperasi di 47 negara. QBE Group menyediakan beraneka jaminan asuransi kerugian dan merupakan 25 besar perusahaan asurasi dan reasuransi dunia. Full story

ICT Claims Scenarios

Technology E&O – “Internet Content” – A health system accidentally posted the medical records of thousands of patients on the Internet. A class action suit was filed for alleged emotional distress of the effected patients.   Loss: The class action seeks damages in excess of $10 million and the federal government has notified the system to prepare for an investigation under HIPAA. Full story

Siloam Hospital faces lawsuit

A patient who was paralyzed following treatment, has filed a malpractice lawsuit against Siloam Hospital in Karawaci, Banten, according to a website report.   The patient, writer AB Susanto filed a civil suit against the hospital at the North Jakarta District Court In the suit, he demanded the hospital pay more than Rp 200 billion (US$21.3 million) for material and immaterial losses.   Full story

Bapepam-LK Cabut Izin 17 Perusahaan Asuransi Selama 2010

Jakarta - Badan Pengawas Pasar Modal-Lembaga Keuangan (Bapepam-LK) telah memberikan izin baru kepada 15 perusahaan asuransi selama tahun 2010. Namun otoritas pasar modal tersebut juga telah mencabut izin usaha terhadap 17 perusahaan asuransi selama tahun 2010. Full story

Proposal Training “Transport Operators Liability Insurance”

Download Proposal Training: proposal-training-transport-operators-liability   Isi Materi (Contents)   Pendahuluan a)       Siapa saja yang termasuk dalam “Transport Operators” Pengangkutan Laut b)       Perusahaan Bongkar Muat (PBM) c)       Tanggung Jawab Perusahaan “Pengangkutan di Perairan” d)       Prinsip Tanggung Jawab Dalam Pengangkutan e)       Jenis-jenis Asuransi Pengangkutan   Full story
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