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(Why) Mengapa Direktur dan Komisaris butuh D&O Liability?
• Tanggung Jawab dan Akuntabilitas yang besar
Direktur dan Komisaris dapat dituntut secara pribadi oleh pemegang saham, kreditur, nasabah, karyawan maupun oleh masyarakat umum secara luas
• Kesadaran Hukum Masyarakat semakin tinggi
Masyarakat secara individu maupun secara kelompok atau perusahaan semakin sadar akan hak-hak mereka secara hukum, oleh karenanya mereka semakin sadar untuk menuntut hak-hak atau kerugian yang terjadi melalui pendadilan
• Meningkatnya Pengawasan maupun Peraturan
Pengawasan maupun Peraturan yang diterapkan oleh Pemerintah maupun Industri semakin ketat, Biaya pengacara, biaya berperkara di pengadilan pastinya kan menjadi sangat mahal.
(What?) Apa yang dijamin dalam Directors and Officers Liability (D&O)
D&O menjamin Direktur, Komisaris dan Karyawan akibat suatu tindakan wrongful act
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(Why) do Directors and Officers need D&O Liability?
• Increased Personal Responsibility
Directors and Officers can now be personally sued by shareholders, creditors, customers, employees and members of the public
• Increased Litigation
As individuals and companies become more aware of their rights, they are increasingly turning to litigation to cover loss
• Increased Regulation
Company affairs are coming under increasing scrutiny from Government and Industry regulatory bodies. The costs of legal representation during such investigations can be significant, regardless of whether court action follows
(What?) does Directors and Officers Liability Insurance (D&O)
It cover Director or Officer against wrongful act
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