It is hereby declared and agreed that property damage covered under this policy shall mean physical damage to the substance of the items insured.

Physical damage to the item (s) insured shall not include loss of or damage:

  1. To data of software, e.g. any detrimental change in data, software or computer programs caused by any deletion, corruption or deformation of the original structure. Notwithstanding this, however loss of or damage to data or software which is the direct consequence of insured physical damage to the substance of the item (s) insured shall be covered.
  2. Resulting from impairment in the function, availability, range of use or accessibility of data, software or computer programs of the item (s) insured.

Consequently an business interruption losses resulting from the above, shall not be covered by this policy.

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