Long Term Agreement

It is hereby understood and agreed that We agree to offer renewal at the expiring terms below subject to the following conditions:


  1. Your Business is unchanged, and
  2. Incurred total claims (paid plus outstanding reserves) does not exceed (50% of premium paid), and
  3. Change in Turnover is less than 20%, and
  4. No change in law that will have the impact of increasing Our exposure, and
  5. No change in Our reinsurance arrangements


Renewal Period: _______________________________


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