Faulty Design Cover in CAR/EAR : MR115, MR200 v DE1, DE2, DE3, DE4, DE5 (1995) v LEG1, LEG2, LEG3 (1996) Endorsements

• Tuesday, December 25, 2012, 11:30
• Contractors’ All Risks (CAR), Engineering & Construction, Erection All Risks (EAR)
• 528 comments

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IMAM MUSJAB has written 1877 stories on this site.

528 Comments on “Faulty Design Cover in CAR/EAR : MR115, MR200 v DE1, DE2, DE3, DE4, DE5 (1995) v LEG1, LEG2, LEG3 (1996) Endorsements”

• 
  Hendra Kurnianto wrote on 1 May, 2013, 10:36

  Mas Imam, menurut pendapat saya kombinasi MR115 + MR200 sama dengan DE5 dan LEG3/96, yaitu mengcover faulty parts dan efekmya, bila physical loss telah terjadi. Karena isi MR115 mengcover efek dari faulty partts dan MR200 mengcover faulty partsnya, selama physical loss telah terjadi.

  Apakah benar demikian? Mohon komentarnya, mungkin saya salah dalam berkesimpulan.

  Terima kasih,

  Betul Pak, kurang lebih begitu
  maka klausul nya tidak boleh digabung, harus memilih mau pake MR atau DE atau LEG
• 
  pungki wrote on 23 May, 2013, 16:26

  Dear Pak Imam, mohon penjelasannya apakah yang membedakan antara Designer Risks dengan Faulty Design. Terima kasih Pak Imam.

  Artinya sama, Pak. tidak usah bingung
  Stardard : kerugian atau kerusakan akibat “Faulty Design” tidak dijamin
  Extension MR115 Cover for Designer’s Risks : menjamin kerugian atau kerusakan akibat “Faulty Design”

  *hanya nama klausulnya saja : MR115 Cover for Designer’s Risks
• 
  denni wrote on 13 September, 2014, 10:28

  Met pagi pak imam, saya masih bingung perbedaan antara klausula designer risk mr115 dengan klausula manufacturer risk mr200. Bagaimana pengaruh jaminan di polis car apabila 2 klausul tsb di cantumkan keduanya di polis. Terima kasih …

  
  Berikut explanations dari beberapa rekan mengenai MR115 v MR200

  MR 115 mengganti exclusion c dan d dalam polis CAR,
  Polis CAR, faulty design penyebab dan akibatnya tidak dijamin, sedangkan defective material dan bad workmanship penyebab tidak dijamin akibatnya dijamin. Karena endorsement tersebut maka untuk faulty design, defective material & bad workmanship penyebabnya di exclude sedangkan akibatnya dijamin.

  MR 200 mengganti exclusion c dalam polis EAR.
  Polis EAR faulty design, defective material & bad workmanship tidak dijamin. Karena endorsement ini maka kerugian faulty design, defective material & bad workmanship selama dalam proses manufacturing dijamin.

  MR 115 is covering the consequence of being faulty design to the subject matter insured (not the part of the project which is faulty designed itself).
  This clause partly overruling the general exclusion under CAR Munich Re wording , as wording still excluding the part of the project which the faulty started of.

  MR 200 is covering loss or damage to the erected machineries which proven no fault in erection works instead of fault in manufacturing the machines by the manufacturing company — should the guarantee still ON, there will be subrogation rights on the insurer side to the manufacturer of the erected machine

  MR115 hanya untuk civil work
  MR200 hanya untuk erection work

  contoh:
  construction plant including erection of machinery… dimana ada:
  1. pemasangan mesin perkakas (yang beratnya xx ton)
  2. design foundation untuk tempat dudukan mesin tsb

  MR115 dipasang untuk berjaga-jaga apabila ada kesalahan pada design piling/foundation dan merusak mesin diatasnya
  MR200 dipasang untuk berjaga-jaga apabila ada kesalahan manufacturing sehingga merusak bagian yang lain.

  untuk polis CAR, hanya MR115 yang dapat dipasang namun apabila underwriter juga ingin mengcover manufacturer risk (MR200) maka sebaiknya mengganti clause MR115 dan MR200 dengan LEG 2/96 agar wording CAR nya tidak rancu.

  polis CAR bisa rancu karena polis ini di-design hanya untuk menggunakan MR115 saja, apabila dipasang MR200 dimana dalam wordingnya (terlampir) ada penegasan special exclusion 1 point C diganti menjadi xxxxx (penggantian wording ini mengacu kepada polis EAR bukan CAR) sehingga kalau diterapkan pada polis CAR bahasanya akan menjadi racau… walaupun intensinya underwriter adalah untuk menjamin manufacturer risk

  apabila dalam polis CAR ada MR115 dan MR200…. maka harus dikonfirmasi kembali ke underwriternya walaupun secara bahasa wording akan menjadi raancu tetapi “biasanya” intensi menaruh clause ini adalah untuk menjamin manufacturer risk
• 
  Gema Iskandar Dinata wrote on 24 April, 2015, 16:58

  Salam hangat Pak Imam, mohon pencerahannya, Saya menemukan pengecualian “FULL DEFECTIVE DESIGN COVER” apa maksud dari pengecualian tersebut dan Apakah jika dicantumkan klausula Designer Risk MR 115 hal ini menjadi bertentangan?

  Full Defective Design Cover, I guess setara dengan LEG1/96 (DE1) – berarti bertentangan dengan MR115
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