Notwithstanding any provision to the contrary within the Policy or any any endorsement thereto, it is understood and agreed as follows :

  1. This Policy does not insure loss, damage, destruction, distortion, erasure, corruption or alteration of ELECTRONIC DATA from any cause whatsoever (including but not limited to COMPUTER VIRUS) or loss of use, reduction in functionality, cost, expense of whatsoever nature resulting therefrom, regardless of any other cause or event contributing concurrently or in any other sequence to the loss.

        ELECTRONIC DATA  means facts, concepts and information converted to a form useable for communications, interpretation or processing by electronic and electromachanical data processing or  electronically controlled equipment and includes programmes, software and other coded instructions for thee processing and manipulation of data or the direction and manipulation of such equipment.

        COMPUTER VIRUS means a set of corrupting, harmful or otherwise unauthorised  instructions or  code including a set of maliciously introduced unauthorised instructions  or code programmatic or  otherwise, that propagate themselves through a computer system or network of whatsoever nature.

        COMPUTER VIRUS includes but is not limited to “Trojan Horses” worms and time or logic bombs.

  1. However, in the event that a peril listed below results from any of the matters described in paragraph (a) above, this Policy, subject to all its terms, conditions and exclusions, will cover physical damage occurring during the Policy period to property insured by this Policy directly caused by such listed peril.

        Listed Perils



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