Asuransi Terorisme dan Sabotase (Terrorism and Sabotage Insurance)

Terkait tulisan sebelumnya Ledakan Bom di JW Marriott dan Ritz-Carlton Dijamin Asuransi??

 

Lalu polis apa yang menjamin risiko Terrorisme dan Sabotage?

 

The one and only is… “Terrorism and Sabotage Insurance” alias Asuransi Terorime dan Sabotage

 

Polis Standar baik itu Standar Indonesia maupun Standar Munich Re wordings, bahkan Endorsement 4.1B (RSMDCC) pun tidak menjamin kerugian atau kerusakan yang disebabkan oleh aksi terorisme dan sabotase.

 

Beberapa paket Asuransi Rumah Tinggal, Kendaraan Bermotor, dan Toko yang dijual oleh perusahaan Asuransi di Indonesia ada yang diperluas dengan jaminan risiko Terorisme dan Sabotase dengan limit tertentu,

 

sekali lagi Beberapa! coba cek dan perhatikan polis anda apakah ada perluasan jaminan Terorisme dan Sabotase, Jika Tidak Ada berarti tidak dijamin.

 

Asuransi Terorisme dan Sabotase (Terrorism and Sabotage Insurance)

 

Untuk commercial business mereka harus memiliki “Terrorism and Sabotage Insurance” yang menjamin kerugian atau kerusakan yang disebabkan oleh aksi terorisme dan sabotase.

 

Seperti Polis Terrorism Insurance LMA 3030 misalnya:

 

INSURING CLAUSE

 

Subject to the exclusions, limits and conditions hereinafter contained, this Insurance insures property as stated in the Schedule attaching to and forming part of this Policy (hereinafter referred to as the “Schedule”) against physical loss or physical damage occurring during the period of this Policy caused by an Act of Terrorism or Sabotage, as herein defined.

 

For the purpose of this Insurance, an Act of Terrorism means an act or series of acts, including the use of force or violence, of any person or group(s) of persons, whether acting alone or on behalf of or in connection with any organisation(s), committed for political, religious or ideological purposes including the intention to influence any government and/or to put the public in fear for such purposes.

 

For the purpose of this Insurance, an act of sabotage means a subversive act or series of such acts committed for political, religious or ideological purposes including the intention to influence any government and/or to put the public in fear for such purposes.

 

 

Download:

Polis Standar Asuransi Kebakaran Indonesia (PSAKI)

Polis Standar Asuransi Kendaraan Bermotor Indonesia (PSAKBI)

Polis Standar Asuransi Kecelakaan Diri Indonesia (PSAKDI)

Polis Standar Asuransi Pengangkutan Barang Indonesia (PSAPBI)

Property All Risks – Munich Re wordings

Endorsement 4.1A (RSMD)

Endorsement 4.1B (RSMDCC)

Terrorism Insurance LMA 3030

 

 

Pertanyaan dan Komentar are welcome

 

By IMAM MUSJAB

Tel: +628128079130

Email: imusjab@qbe.co.id

 

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