In the event of any dispute arising between the Insurer and the Insured in respect of the implementation and/ or Interpretation of this Policy, the dispute shall be settled amicably within 60 (sixty) days since the dispute arises.  The dispute arises since the Insured or the Insurer has expressed in writing his disagreement on the subject matter of the dispute.  If the dispute could not be settled, the insurer shall give the option to the Insured to elect either one of the following dispute clauses to settle the dispute and such choice could not be revoked.  The Insured must notify his choice to the insurer by registered letter, telegrams, telex, facsimile, E-mail or by courier.

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