It is hereby understood and agreed that in the event or fire or series of fires arising directly or indirectly from the same occurrence following earthquake, including fire threatening to involve the property insured, The Insured shall be entitled to recover:

  1. The actual cost of materials used and /or damage in extinguishing or controlling or attempting to extinguish or control any such fire
  2. The cost of all clothing and/or personal effects damaged in extinguish or control such fire unless more specifically insured
  3. All other actual expenses (including wages, and the like paid for fighting, extinguishing or controlling or attempting to fight, extinguish or control such fire and / or localizing such fire)

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