On costs and expenses necessarily and reasonably incurred by the insured following loss or damage to the property insured.

  1. To reconstruct and recompile records (but not for the value of the insured of the information contain therein)
  2. To extract and compile information required by the company form the insured’s own records for the purpose of preparing a claim under the policy but excluding \legal investigation and research fees/ expenses incurred for the purpose of contesting any issue over the Company’s liability under the policy.

Recoverable under this endorsement of subsequent to incurrence of any expenses, the company shall delay liability for any claim in respect which expenses have been incurred (with or without consent of the Company)


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