JC2020-012 Communicable Disease Exclusion and Sub-Limited Writeback – Cargo


1. Notwithstanding any provision to the contrary within this insurance, this insurance does not insure any loss, damage, liability, claim, cost or expense of whatsoever nature, caused by, contributed to by, resulting from, arising out of, or in connection with a Communicable Disease or the fear or threat (whether actual or perceived) of a Communicable Disease regardless of any other cause or event contributing concurrently or in any other sequence thereto.

The above shall however not apply to charges that would otherwise be recoverable under this insurance, properly and reasonably incurred solely to complete a marine transit insured hereunder.

Where no-sub-limit is applicable elsewhere in this insurance, any coverage in respect of such charges shall be limited to:-

USD {response} each and every loss, or series of losses arising out of one event and

USD {response} in the annual aggregate.

2. As used herein, a Communicable Disease means any disease which can be transmitted by means of any substance or agent from any organism to another organism where:

2.1. the substance or agent includes, but is not limited to, a virus, bacterium, parasite or other organism or any variation thereof, whether deemed living or not, and

2.2. the method of transmission, whether direct or indirect, includes but is not limited to, airborne transmission, bodily fluid transmission, transmission from or to any surface or object, solid, liquid or gas or between organisms, and

2.3. the disease, substance or agent can cause or threaten bodily injury, illness, damage to human health, human welfare or property.

17 April 2020

JC2020-012 Communicable Disease Exclusion and Sub-Limited Writeback – Cargo

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