Understanding The IAR / PAR Policy, Business Interruption Insurances & Claims

Understanding The IAR / PAR Policy, Business Interruption Insurances & Claims

A Comprehensive Guide on the cover afforded by the Industrial / Property All Risks Policy and Business Interruption Insurance for Insurance Brokers and Advisers, Underwriters and Claims Officers, Loss Adjusters, and Risk Managers

The Facilitators:

  1. IMAM MUSJAB, SE, AIIS, AAIK, ICPU, QIP
  2. BAYU SAMUDRO, SE, AAIK, ICPU, ICMarU, ICEU, ICLiU, QIP

Facilitator adalah para praktisi asuransi, Ahli Asuransi Umum Indonesia, Berpengalaman di bidang underwriting, analisa risiko, reasuransi dan klaim asuransi property dan business interruption.

Imam Musjab dan Bayu Samudro saat ini bekerja sebagai Head of Product di PT QBE General Insurance Indonesia, a member of worldwide QBE Insurance Group. Facilitator di berbagai training / workshop dan juga menulis berbagai artikel tentang asuransi property di Indonesia

Overview

Bagaimana memahami jaminan polis IAR/PAR, Business Interruption dan Klaimnya?

Polis IAR/PAR dan Business Interruption adalah polis yang paling banyak digunakan, olehkarenanya adalah sangat penting untuk dapat memahami jaminan polis dan aplikasi klausul-klausul dalam proses dan perhitungan klaimnya. Bagaimana menetapkan harga pertanggungan yang memadai, bagaimana metode ganti ruginya, bagaimana menghitung klaim business interruption, berikut analisis 50++ klausul-klausul penting, dan tidak ketinggalan adalah pemahaman atas peraturan tarif OJK dan optimalisasi retensi dan kapasitas reasuransi dalam negeri dan pengaruhnya terhadap penutupan risiko asuransi harta benda (property).

Intensive training “Understanding the IAR/PAR Policy, Business Interruption Insurances & Claims” ini mengupas tuntas dan memberikan pemahaman komprehensif yang akan menjadi panduan bagi Underwriters, claim examiners, risk surveyors, Brokers, Agents, Adjusters, Surveyors, Insurance Consultants dalam memahami jaminan polis IAR/PAR, Business Interruption dan Klaimnya.

Materi akan dibawakan dengan diskusi interaktif dan sharing pengalaman, market review, case-study serta bedah polis dan klausul-klausul penting.

The Syllabus:

DAY-1

A. INDUSTRIAL / PROPERTY ALL RISKS POLICY

(Disesuaikan dengan SE OJK No. 6 /SEOJK.05/2017 tentang Penetapan Tarif Premi atau Kontribusi pada Lini Usaha Asuransi Harta Benda)

  1. Scope of cover, exclusions and conditions of a standard policy
  2. Available perils extensions
  3. Recent revisions following the introduction of the latest regulation changes (OJK Tariff)
  4. Portfolio Underwriting and Rating structure
  5. Analysis of Munich Re IAR Policies and Clauses
  6. Commonly used clauses, warranties and endorsements (analysis of 50++ clauses)
  7. Sums Insured, Basis of Loss Settlement
  8. First Loss Insurance, Capital Additions
  9. Reinstatement v Indemnity
  10. Underwriting & rating
  11. Broker Slips
  12. Market updates & Case study

DAY-2

B. BUSINESS INTERRUPTION (LOSS OF PROFIT)

  1. Identify what is covered by Business Interruption policy
  2. Understanding commonly used terms:
  3. >> Turnover, Gross Profit, Standing Charges, Variable Charges, and Indemnity period
  4. Calculating and Projecting amount to be insured (BI Calculator)
  5. The Consequences of Under-insurance
  6. Determined the Maximum Indemnity period and the factors that need to be considered.
  7. Calculating a Business Interruption Claim
  8. Step 1: Does the Business Interruption Policy respond to the Loss?
  9. Step 2: Calculate the Standard Turnover
  10. Step 3: Calculate the Adjusted Standard Turnover
  11. Step 4: Calculate the Shortfall in Turnover
  12. Step 5: Calculate the Rate of Gross Profit
  13. Step 6: Calculate Item No. 1(a) – Loss of Gross Profit in respect of Reduction in Turnover
  14. Step 7: Calculate Item No. 1(b) – Loss of Gross Profit in respect of Increase in Cost of Working
  15. Step 8: Calculate the Savings
  16. Step 9: Check for Adequacy of Insurance
  17. Step 10: Calculate the Additional Increased Cost of Working
  18. Step 11: Determine Claims Preparation Fees
  19. Extension of Cover
  20. Public Utilities, Customers & Suppliers, Prevention of Access, Diseases, Defective Drains, Poisoning, Murder, Suicide or Threats; etc.
  21. Time Excesses/Time Deductibles
  22. Broker slips
  23. Market updates & Case-study

Schedule Training

Date : 22 & 29 July 2017

Venue : Grand Sahid Jaya Hotel, Jl. Jenderal Sudirman Kav.86 Jakarta

Syllabus dan Formulir Pendafataran terlampir di sini

Informasi lebih lanjut, dapat menghubungi kami

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Tel : +628128079130 (WA)

Email : info@ahliasuransi.com

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Web : www.ahliasuransi.com

 

 

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