It is hereby agreed and declared that notwithstanding anything in the within policy contained to the contrary, but subject to the provisos hereinafter contained, the insurance under this policy extends to include:

  1. Wages of the insured’s employees other than full time members of a works fire brigade
  2. The cost of replenishment of fire fighting appliances and destruction of or damage to fire fighting materials (including employees clothing and personal effects) unless otherwise specifically insured.

Provided always that the liability of the company in respect of such wages and costs shall be limited to those necessarily and reasonably incurred in extinguishing fires at or adjoining the situation of the property insured by this policy or immediately threatening to involve such property.

Provided further that otherwise the insurance under this endorsement and the policy shall be subject to all the terms, limitations, stipulations, exclusions, provisos and exceptions printed on, expressed in, endorsed upon or attached to the policy and provided also that all of the conditions of the policy (except in so far as they may be hereby varied) shall apply as if they had been incorporated herein.

Provided however that the liability of the Company hereunder shall not exceed USD.

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