Research Work Endorsement

It is hereby understood and agreed that We will not pay for any Claim directly or indirectly arising out of, in consequence of, or contributed to by research and development activities (or the facilitation of research and development).

However, this exclusion shall not apply to Claims arising directly from failure to perform scientific research in accordance with generally established, or statutory, laboratory practices and procedures and then only to the extent of the reasonable costs and expenses incurred by a claimant in repeating such research or development, but not including any consequential loss associated with such Claim.

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