CYBER RISKS EXCLUSION CLAUSE (NMA 2915)

Losses arising, directly or indirectly out of

(i)            loss of, alteration of or damage to

                Or

(ii)           a reduction in the functionality, availability or operation of

A computer system, hardware, programmed, software, data, information repository, microchip, integrated circuit or similar device in computer equipment or non-computer equipment, whether the property of the policy older of the reinsured or not, do not in and of themselves constitute an  event unless arising out of one or more of the following perils :

Fire, lightning, explosion, aircraft or vehicle impact, falling objects, windstorm, hall, tornado, cyclone, hurricane, earthquake, volcano, tsunami, flood, freeze or weight of  snow

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