Archive for 2021

Asuransi menjaga usahamu tetap cuan

Asuransi menjaga usahamu tetap cuan
Asuransi adalah salah satu media transfer risiko yang membantu masyarakat dalam melakukan pengelolaan keuangan serta memberikan proteksi dari ketidakpastian yang mungkin dapat terjadi di kemudian hari. Sehingga masyarakat dapat merasakan ketenangan (peace of mind) dalam melakukan kegiatan sehari-hari atau dalam hal menjalankan usaha. Dengan prinsip lebih baik mengeluarkan dana kecil untuk membeli proteksi asuransi, daripada kita harus menguras tabungan kita atau ... Full story

Warehouse to Warehouse Clause

This insurance attaches from the time the subject-matter insured is first moved in the warehouse or at the place of storage (at the place named in the contract of insurance) for the purpose of the immediate loading into or onto the carrying vehicle or other conveyance for the commencement of transit, continues during the ordinary course of transit, and terminates on completion of ... Full story

Adequate Lashing and Securing Warranty

Warranted that the cargo, machine or equipment shipped must be secured with a safety lashing and adequate cargo securing. Lashing must be done correctly according to the size, weight, and equipment type to prevent the cargo, machine or equipment from moving, falling, or getting damaged over rough journeys. When the lashing is not done correctly, This insurance will not cover any ... Full story

Extra Contractual Obligation Exclusion Clause

All cover in respect of extra-contractual obligations howsoever arising, such extra-contractual obligations being defined as any award made by a court of competent jurisdiction against an insurer or reinsurer, which award is not within the coverage granted by any insurance and/or reinsurance contract made between the parties in dispute, unless such extra-contractual obligation is incurred as a result of the Reinsured`s ... Full story

Disappearance Clause (365 Days)

When an aircraft or a vessel which the Insured is aboard has disappeared or met a disaster and the Insured has not been found within 365 days commencing from the date of such disappearance or disaster, it shall be presumed that the Insured suffered loss of life resulting from bodily injury caused by any sudden, and external accident as of the date such ... Full story

Institute Cyber Attack Exclusion Clause (CL.380)

Institute Cyber Attack Exclusion Clause adalah klausula yang umumnya dilekatkan pada treaty reasuransi property. Secara singkat klausula ini mengecualikan kerugian atau kerusakan yang disebabkan oleh penggunaan jaringan dunia maya, seperti serangan virus, ataupun kerusakan lain yang berhubungan dengan dunia maya (cyber). Isi dari klausula CL.380 adalah sebagai berikut : 1.1 Subject only to clause 1.2 below, in no case shall this ... Full story
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