Archive for February, 2015

What is a “cut-through clause”?

The cut-through clause is a provision in a reinsurance agreement which clarifies that, should the primary insurer becomes insolvent, the reinsurer is still liable for its stated share of the loss but that payment will be made directly to the insured and not to the insurer as is normally done. Many types of “cut-through-clause” wordings, please use as ... Full story

Harga Pertanggungan dalam asuransi pengangkutan barang (marine cargo insurance)

Harga Pertanggungan (Insured Value) dalam asuransi pengangkutan barang (marine cargo insurance) tidak hanya terbatas pada harga barang (invoice value) namun juga dapat meliputi: (a) harga barang (invoice value) (b) biaya-biaya (incidental charges) seperti biaya pengepakan (packing), transportasi darat, transportasi laut (freight), (c) Margin 10% s/d 20% untuk (i) biaya administrasi, (ii) penambahan biaya, misalnya ... Full story

Contoh Klaim : Particular Average v General Average

Misalnya: Kapal A kandas akibat diterjang badai dan gelombang tinggi, kapal mengalami kerusakan pada lambung dan pada bagian dasar kapal (hull damage), sebagian kargo di dalam palka terendam air (cargo damage), untuk menyelamatkan kapal berikut kargonya sebagian dari kargo kontainer dibuang ke laut (jettison) sehingga kapal bisa mengapung kembali. kerusakan pada lambung dan pada bagian dasar kapal (hull ... Full story

Marine Cargo Insurance Claim : Particular Average v General Average

Marine Cargo Insurance Claim : Particular Average v General Average
Please click here to read or download in .pdf format Marine Cargo Insurance Claim is outlines as per chart below: With reference to Marine Insurance Act 1906, and The Institute Cargo Clauses 56Partial and total loss.... Full story

Klausul-klausul berbahaya : Non-Invalidation Clause, Breach of Warranty and Avoidance of Terms

Pencantuman klausul Non-Invalidation Clause, Breach of Warranty Clause telah membawa implikasi serius atas klaim pada suatu polis Warranty: - apa yang dimaksud dengan Warranty? MIA 1906: Nature of warranty (1)A warranty, in the following sections relating to warranties, means a promissory warranty, that is to say, a ... Full story

Beredar SE Tarif OJK 2015 : NCD Tidak berlaku lagi

Telah beredar SE Tarif OJK 2015 yang akan segera menggantikan SE Tarif OJK 2013, Tidak ada perubahan dalam hal tariff premi dan deductible kecuali pada Asuransi Gempa Bumi. Perbandingan SE Tarif OJK 2013 v Draft SE Tarif 2015 selengkapnya baca di sini -NCD (No Claim Discount) tidak berlaku lagi,... Full story

Beredar RPOJK tentang Retensi Sendiri dan Dukungan Reasuransi dalam Negeri

Sebagai tindak lanjut atas Surat Edaran OJK No. S-77/D.05/2014 tentang Optimalisasi Kapasitas Dalam Negeri (baca di sini) telah beredar RPOJK tentang Retensi Sendiri dan Dukungan Reasuransi dalam Negeri yang akan segera menjadi POJK dan berlaku segera. Selain mensyaratkan dukungan Treaty minimal 25% RPOJK juga mensyaratkan dukungan Fakultatif dalam negeri, misalnya untuk asuransi Property, Engineering dan ... Full story
Tags:

Business Interruption Clauses

List of Clauses Accountants Clause Accumulation of Stocks Clause ADDITIONAL INCREASE IN COST OF WORKING CLAUSE Alternative Trading Clause Auditor Charges Fee Book of Accountant Clause CLOSURE BY PUBLIC AUTHORITIES CLAUSE CUSTOMERS EXTENSION DENIAL OF ACCESS Departmental Clause Failure of Public Utilities (Version 1) Failure of Public ... Full story

Deterioration of Undamaged Stocks, etc

Deterioration of Undamaged Stocks The Policy extends to include loss sustained by the Insured as the result of deterioration of undamaged stock which cannot be processed promptly due to interruption of or interference with the Business in consequence of damage to Property Insured. Defunct Spare Parts Clause It is hereby noted and ... Full story

Co-Mingling Clause, etc

Co-Mingling Clause When shipments of oil or other bulk products insured hereunder are stowed in such a manner as to be co-mingled with other bulk shipments belonging to and/or insured by others or owned by the Assured and intended for different consignees, it is agreed that in the event of loss or damage recoverable under this Policy, such ... Full story
Copyright © 2024 ahliasuransi.com. Ahliasuransi is a registered trade mark. All rights reserved. Managed by PT Ahliasuransi Manajemen Indonesia - Specialist Insurance Training & Consultant.
Powered by WordPress.org, Custom Theme and ComFi.com Calling Card Company.