Harap dicatat: Dalam hal klaim kerusakan lambung dan mesin kapal serta tanggung jawab hukum akibat tabrakan (kapal v kapal dan objek tetap dan mengambang) Pand I Club umumnya tidak terlibat. Hal ini karena Jaminan Asuransi Kapal umumnya telah mencakup 4/4 RDC & FFO.
Jika sebaliknya, polis H&M anda tidak menjamin atau tidak sepenuhnya menjamin tanggung jawab hukum tabrakan ...
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Diskusi yang menarik terjadi saat saya menjelaskan "Asuransi P&I" kepada salah satu perusahaan
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Under the Rules of the Club, cover of a vessel’s liabilities for loss of, damage to, or interference with rights in relation to any fixed or moveable property whether on or above, in or below land or water.
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As you know, cover for P&I liabilities may be by choice or dictated by Regulations. Let's look at the potential liabilities of an owner of a barge which we all know of;
(1) Liabilities towards any loss/damage to cargoes carried on board
Under the Carriage of Goods by Sea Act (COGSA), an operator/owner of a barge who issues a bill of lading will be deemed as carriers responsible for the obligations towards the owners of the cargo, even though the barge is under tow and unmanned. This is because the vessel named on the bill of lading is the barge and not the tug. Thus a party who would be liable under COGSA is the carrier and if the carrier is the owner of the barge, then this is where the liability rests.
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