Sound Claims History Endorsement

It is hereby understood and agreed that if Claims incurred for the current Period of Insurance do not exceed (insert amount), a claim discount of ten percent (10%) (Or insert amount) of the current premium will be given against the renewal premium, provided You renew the policy with Us.  In the event that We do not offer renewal terms, then the claims discount will be payable to You.

For the purpose of this endorsement, Claims incurred shall mean all claims paid plus claim reserves outstanding.

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