INFECTIOUS OR CONTAGIOUS DISEASE, MURDER OR SUICIDE CLAUSE (Limit USD. ….. / …days time excess)

It is hereby declared and agreed that the insurance by this Policy is extended to cover loss as insured hereunder resulting from interruption of or interference with the business carried on by the Insured at the premises in direct consequence of :

(i)    An outbreak of infectious or contagious disease manifested by any person whilst at the premises

(ii)   Murder or Suicide occurring at the Premises

(iii)  Injury or illness sustained by any guest arising from or traceable to foreign or injurious matter in food or drink provided on the premises.

Provided that the above (i), (ii) and (iii) necessitate the closure of the whole or part of the premises by order of a competent Public Authority.

The liability of the Company under this extension shall apply only to such period in excess of the policy deductible.

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