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Pembelaan dalam klaim Liability (Defences)

Pembelaan dalam klaim Liability (Defences)
Dalam setiap tuntutan tanggung jawab hukum pihak ketiga (Liability) selalu ada cara untuk melakukan pembelaan (defences) mulai dari tidak mengakui tanggung jawab atas peristiwa yang terjadi (denial of liability), Full story
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What is a “Claims Made Basis”?

a “claims made policy” – No claim can be made against the policy after the expiry date stated in the Schedule.  the policy is not a renewable contract.   Full story
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What is a Bill of Lading?

What is a Bill of Lading?
What is a Bill of Lading?     1)       It is a Document of Title (bukti kepemilikan barang)   2)       It is an evidence of a contract of affreightment (kontrak pengangkutan)   3)       It is an evidence of cargo being carried onboard a ship, Full story
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What is a 3/4th Collision Liability?

Assume that both vessels in an example collision are insured for 3/4th collision liability with their hull underwriters and for 1/4th with their P&I Clubs. In the example vessel A is 75% to blame for the collision and vessel B is 25% to blame. Full story
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What is sudden and unforeseen damage?

Many insured companies have grappled with what is sudden and unforeseen damage, especially in business interruption and machinery breakdown policies. Various insurers have had to explain to unhappy clients that a claim was not covered by the insurance policy, because the damage was caused by normal wear and tear or another gradual cause, and was not sudden and unforeseen.   Full story
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Sub Limits on IAR/PAR Policies

Sub-Limits are imposed on IAR/PAR Policies to reduce the insurers liability for certain covers or to give extra extensions that are now very common included in the policy schedule   It is important that these be imposed for those type of perils or covers where it is inappropriate for the full policy limit(s) to apply. Remember that where no sub limit appears then the full sum insured is the limit.   Sub limits are now very common for the following covers:   Full story
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