Archive for the ‘Clauses’ Category

Entity cover for Critical Occurrence

Entity cover for Critical Occurrence
Entity cover for Critical Occurrence: Cover is available for the company for the cost of engaging a public relations consultant to mitigate damage should the company suffer a drastic fall in its share price within 24 hours due to prescribed events. Full story

Machinery Breakdown and Boiler Explosion Clauses (Sub Limit ISR/PAR)

Machinery Breakdown and Boiler Explosion Clauses (Sub Limit ISR/PAR)   Sub limit Machinery Breakdown dan Boiler Explosion adalah hal yang umum sekarang dilekatkan pada polis ISR/PAR alasannya apalagi jika bukan “menghemat premium”.    Bingung melekatkan klausul yang mana untuk sub limit MB dan Boiler??   Tempel saja polis MB dan PSAKI?   Or you may use these clauses….   Full story

Institute Cargo Clauses 01/01/2009

Institute Cargo Clauses 01/01/2009   Following an extensive period of world-wide consultation going back to 2006, the Joint Cargo Committee released revised Institute Cargo Clauses A, B and C, along with accompanying Institute Cargo Clauses War and Institute Cargo Clauses Strikes, on 24 November 2008.   The new clauses are dated 1 January 2009   Wordings   Copies of the revised clauses, both in "clean" and in "specimen" format can be accessed via the links below:   Full story

Civil Engineering Completed Risks – Wordings & Clauses (downoad here)

Civil Engineering Completed Risks   Please download here   CECR pol.pdf   Clause1000.pdf   Full story

Comprehensive Project Insurance – Wordings & Clauses (download here)

Comprehensive Project Insurance   CPI Policy Comprehensive Project Insurance   ·         CPI Clauses   Special insurance covers     1200 Strike, riot and civil commotion 1201 Extra costs for airfreight 1202 Property insured taken into use or operation 1203 Liability consequent upon vibration, removal or weakening of support 1204 Guarantee maintenance 1205 Nuclear fuel elements 1206 Costs of decontamination 1207 Reactor pressure vessels with internals 1208 Costs for leak search 1209 Oil, gas and/or geothermal drilling rigs and equipment 1210 Delay in start-up following marine cargo   Full story

Contractors’ All Risks (CAR) Insurance – Wordings & Clauses (download here)

Contractors’ All Risks (CAR) Insurance   Car pol.pdf Contractors All Risks   ·         CAR Clauses       Full story

Contractor’s Plant and Machinery Insurance – Wordings & Clauses (download here)

Contractor’s Plant and Machinery Insurance   CPM pol.pdf  Contractor’s Plant and Machinery Insurance 001 Strike, Riot and Civil Commotion 006 Overtime, Night Work and Express Freight 007 Airfreight 400 Underground Machinery and Equipment 401 Inland Transit 410 Adjustment of Sum Insured and Premium 420 Oil, Gas and/or Geothermal Drilling Rigs and Equipment 421 Water Well Drilling Rigs and Equipment Full story

Erection All Risks (EAR) & ALoP Insurances – Wordings & Clauses (download here)

Erection All Risks (EAR) Insurance   EAR pol.pdf  Erecion All Risks Policy AloP Section.pdf  Advanced Loss of Profit   EAR Clauses   Full story

Deterioration of Stock – Wordings & Clauses (download here)

Deterioration of Stock   Wordings & Clauses, Please download here: DOS pol.pdf Deterioration of Stock Insurance Policy 001 Strike, Riot and Civil Commotion (SRCC) 902 Goods in Cold Storage under Controlled Atmosphere Conditions 903 Failure of Public Power Supply 904 Failure of Non-Public Power Supply Full story

Aero-Engine Breakdown Insurance – Wordings (download here)

Aero Engine Insurance   wordings, please download here:   Aero Engine Ins pol.pdf Full story

Boiler and Pressure Vessel Insurance – Wordings (download here)

Boiler & Pressure Vessel Policy   wordings, Please download here:   Boiler & Pressure Vessel Pol.pdf Full story

Machinery Loss of Profit (MLoP) – Wordings & Clauses (download here)

MLoP Insurance   MloP pol.pdf  Loss of Profit following Machinery Breakdown Insurance Policy   MLoP Clauses   Full story

Machinery Insurance – Wordings & Clauses (download here)

Machinery Standard Insurance M Ins pol.pdf    Machinery Insurance – Munich Re wordings   Machinery Insurance Clauses Full story

Comprehensive machinery (CM) insurance – wordings & clauses (download here)

Comprehensive machinery (CM) insurance   Section 1 . Operational material damage   Section 2 . Operational business interruption   Schedule   Comprehensive machinery (CM) insurance – Endorsements   Full story

Average: Pertanggungan dibawah harga

Pertanggungan dibawah harga? Apa maksudnya? Jika rumah (gedung) anda seharga Rp 1,000,000,000 tapi anda hanya meng-asuransi-kannya seharga Rp 500,000,000 saja. Maka sangat wajar jika terjadi klaim pihak Asuransi hanya akan membayar ganti rugi  50% dari Harga Sebenarnya (Value at Risk) , itu yang disebut Pertanggungan dibawah harga (under insurance).   Full story

Very Important Clauses : Klausul-Klausul Penting dalam Asuransi Kebakaran (Fire & Property Insurances)

Jaminan wordings polis standar saja tidak cukup, bahkan untuk polis “All Risks” sekalipun, Banyak sekali klausul-klausul yang didesain untuk memberikan benefit tambahan terhadap jaminan standar polis, banyak diantara agen, broker bahkan petugas Asuransi sendiri tidak mengerti apa arti dan implikasi dari klausul-klausul tersebut. Diantara sekian banyak klausul-klausul tsb kami akan memberikan daftar dan keterangan singkat Very Important Clauses : Klausul-Klausul Penting dalam Asuransi Kebakaran (Fire & Property Insurances) yang juga bisa di download here.   Full story

Indemnity vs Reinstatement

Pernahkah anda mengalami pembayaran klaim asuransi anda dipotong 10%, 20% bahkan lebih dengan alasan depresiasi atau penyusutan??   Menyebalkan bukan?? Pasti anda sangat kecewa sekali… Kecewa sekali karena pihak Asuransi tidak pernah menjelaskannya diawal kontrak Kecewa sekali karena anda diminta untuk membaca wording polis dengan seksama Kecewa sekali karena katanya itulah prinsip dasar Asuransi: Indemnity   Anda memang patut kecewa, karena yang anda perlukan sebenarnya hanyalah melekatkan klausul pemulihan nilai: Reinstatement Value Clause   Full story

Wordings & Clauses Asuransi Pengangkutan Barang (Marine Cargo Insurance) – download here

AHLIΔSURANSI.COM  Wordings & Clauses Asuransi Pengangkutan Barang (Marine Cargo Insurance) – download here   ·          Institute Cargo Clauses (A) - Bilingual ·          Institute Cargo Clauses (B) - Bilingual ·          Institute Cargo Clauses (C) - Bilingual ·          Polis Standar Asuransi Pengangkutan Barang Indonesia ·          Institute Cargo Clauses (Air) - Bilingual ·          Institute War Clauses (Cargo) - Bilingual ·          Institute Strikes Clauses (Cargo) - Bilingual ·          Institute Malicious Damage Clauses - Bilingual ·          Institute Theft Pilferage & Non Delivery Clauses - Bilingual ·          Institute Replacement Clauses - Bilingual ·          Institute Classification Clauses - Bilingual   Baca lebih lengkap tentang: Full story

Wordings & Clauses Asuransi Kapal (Marine Hull & Machinery Insurance) – download here

AHLIΔSURANSI.COM   Wordings & Clauses Asuransi Kapal (Marine Hull & Machinery Insurance) – download here   ·          Institute Time Clauses – Hulls 1.10.83 Clause 280 ·          Institute Time Clauses – Hulls 1.10.83 Clause 284 ·          Institute Time Clauses – Hulls 1.10.83 Clause 289 ·          Institute Time Clauses – Hulls 1.11.95 Clause 280 ·          Institute Time Clauses – Hulls 1.11.95 Clause 284 ·          Institute Time Clauses – Hulls 1.11.95 Clause 289 ·          Institute Voyage Clauses – Hulls 1.10.83 Clause 285 ·          Institute War & Strikes Clauses – Hulls 1.10.83 Clause 281 ·          Institute Time Clauses – Hulls Disbursement and Increased Value 1.10.83 Clause 290 ·          Institute Protection & Indemnity Clauses 20.7.87 Clause 344 ·          Other Clauses (Hulls)   Baca lebih lengkap tentang: Full story

Wordings & Clauses Asuransi Pembangunan Kapal (Builders Risks Insurance) – download here

AHLIΔSURANSI.COM   Wordings & Clauses Asuransi Pembangunan Kapal (Builders Risks Insurance) – download here   ·          Institute Clauses for Builders Risks 1.06.88 Clause 351 ·          Institute Strikes Clauses for Builders Risks 1.06.88 Clause 350 ·          Other Clauses (Builders Risks)   Baca lebih lengkap tentang: Full story

Wordings & Clauses – download here

Wordings Adalah bagian dari Polis (perjanjian Asuransi) yang berisi ketentuan, kondisi dan persyaratan pertanggungan (Terms & Conditions), wordings ada yang bersifat standar (standard wordings) yang berisi ketentuan yang standar atau berlaku sama disemua perusahaan, dan ada yang bersifat non standar (tailor made wordings) yang dikeluarkan oleh suatu perusahaan tertentu, untuk tailor made wordings tidak bisa di download disini karena bisa melanggar hak cipta pembuatnya Clauses Adalah ketentuan tambahan yang umumnya berisi benefit tambahan atau perluasan jaminan (additional extensions) dari standard wordings namun juga bisa berisi additional exclusions Please click Wordings or Clauses to download Prosedur: silakan pilih “save” simpan dulu di folder komputer anda baru di “open” dengan “Acrobat Reader”, “MS Word” atau aplikasi lainnya   Asuransi Harta Benda (Property Insurance)     Wordings   Clauses    Asuransi Kebakaran (Fire Insurance)   Wordings   Clauses    Asuransi Paket Rumah Tinggal (Home Insurance) Wordings   Clauses    Asuransi Paket Toko (Shophouse Insurance) Wordings   Clauses    Asuransi Property All Risks (Industrial All Risks) - PAR Wordings   Clauses    Asuransi Gempa Bumi (Earthquake Insurance)  Asuransi Rekayasa (Engineering Insurance) Full story
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