Archive for the ‘Clauses’ Category

Polis Konsorsium Asuransi Penyingkiran Kerangka Kapal (Wreck Removal)

Polis Konsorsium Asuransi Penyingkiran Kerangka Kapal (Wreck Removal)
Updated : Tabel Premi Asuransi Penyingkiran Kerangka Kapal (dengan polis H&M) Tabel Premi Asuransi Penyingkiran Kerangka Kapal (tanpa polis H&M) Sertifikat Asuransi Penyingkiran Kerangka Kapal (download) Anggota Konsorsium Asuransi Penyingkiran Kerangka Kapal yang baru: ... Full story

D&O Liability Policy Wordings

Banyak rekan yang meminta wordings polis D&O Liability karena perusahaan asuransi tempatnya bekerja tidak punya wordings polisnya. Berbeda dengan polis-polis standar seperti polis asuransi harta benda yang menggunakan IAR Munich Re wordings, atau ISR Mark IV wordings, atau polis asuransi kapal yang menggunakan ITCH (Institute Time Clauses – Hulls), Polis D&O Liability adalah tailored-policies dimana setiap perusahaan membuat wordings polisnya sendiri, ... Full story

Payment on Account Clause – apa pentingnya?

Payment on Account Clause – apa pentingnya?
PAYMENT ON ACCOUNT CLAUSE It is hereby declared and agreed that payment on account of any loss recoverable under this policy will be promptly made by the Insurers to the Insured if so desired by the Insured, provided that such payment are deducted from the finally agreed claim settlement figures. Apa latar belakang perlunya klausul "Payment ... Full story

Payment on Account Clause – apa pentingnya?

Payment on Account Clause – apa pentingnya?
PAYMENT ON ACCOUNT CLAUSE It is hereby declared and agreed that payment on account of any loss recoverable under this policy will be promptly made by the Insurers to the Insured if so desired by the Insured, provided that such payment are deducted from the finally agreed claim settlement figures. Apa latar belakang perlunya klausul "Payment ... Full story

Asuransi Kecelakaan Diri : Klausul-Klausul Jaminan Tambahan

Silakan downloan di sini KLAUSUL KERUSUHAN, PEMOGOKAN DAN HURU HARA Menyimpang daripada ketentuan polis, Dengan ini dimengerti dan disetujui bahwa Polis ini diperluas untuk menjamin Tertanggung dari risiko Kematian, Cacat Tetap atau Biaya Pengobatan yang secara langsung disebabkan oleh Kerusuhan, Pemogokan dan Huru-Hara. Dengan ketentuan bahwa Tertanggung tidak secara sukarela terlibat ... Full story

Comprehensive General Liability – Additional Clauses

AIRSIDE LIABILITY AIRCRAFT PRODUCTS ALTERATION AND ADDITIONS TO OWNED OR OCCUPIED PREMISES ADDITIONAL POLICY CONDITIONS ADDITIONAL AND DELETION BREACH OF WARRANTIES/CONDITIONS CLAUSE CONTINGENCY LIABILITY TO TENANTS CLAUSE CONTINGENT LIABILITY FOR NON-OWNED AND HIRED AUTOS CONTINGENT LIABILITY FOR ... Full story

Comprehensive General Liability – Additional Clauses

Please download here AIRSIDE LIABILITY This policy does not provide indemnity for any damage to aircraft, passengers or crew while on board an aircraft. AIRCRAFT PRODUCTS It is declared and agreed that exclusion 4.6.3 “Aircraft Products” is replaced by the following: ... Full story

Comprehensive General Liability Exclusions Clauses

PROPERTY OWNERS EXCLUDING TRADE RISK ROAD/FOOTPATH CONSTRUCTION CONSTRUCTION EXCLUSION DEMOLITION TREE LOPPING REMOVAL/WEAKENING OF SUPPORTS... Full story

Liability Exclusions Clause

Here are some Liability Exclusions Clauses commonly attached to the Comprehensive General Liability (CGL) Policy   PROPERTY OWNERS EXCLUDING TRADE RISK                                                                                          This Policy does not cover liability in respect of Personal Injury or Property Damage arising out of or in connection with any Business, Profession, Trade or Manufacturing Operations other than ... Full story

Car Park Liability (Including Valet Parking)

It is hereby declared and agreed notwithstanding anything contained herein to the contrary that this Policy extends to indemnify the Insured against all sums which the Insured shall become legally liable to pay as compensation in respect of:- (a)    Death, bodily injury or property damage as within defined arising from the use of the 'Car Park'.... Full story

Underground Property / Downhole Exclusion Clause

This Policy does not cover liability in respect of Personal Injury or Property Damage arising from or contributed to by: Destruction of Underground Property. The increased cost of reducing, converting or extracting any Underground Property to physical possession above the surface of the earth, or to the expense incurred or rendered necessary to prevent ... Full story

Klausul-klausul berbahaya : Non-Invalidation Clause, Breach of Warranty and Avoidance of Terms

Pencantuman klausul Non-Invalidation Clause, Breach of Warranty Clause telah membawa implikasi serius atas klaim pada suatu polis Warranty: - apa yang dimaksud dengan Warranty? MIA 1906: Nature of warranty (1)A warranty, in the following sections relating to warranties, means a promissory warranty, that is to say, a ... Full story

Business Interruption Clauses

List of Clauses Accountants Clause Accumulation of Stocks Clause ADDITIONAL INCREASE IN COST OF WORKING CLAUSE Alternative Trading Clause Auditor Charges Fee Book of Accountant Clause CLOSURE BY PUBLIC AUTHORITIES CLAUSE CUSTOMERS EXTENSION DENIAL OF ACCESS Departmental Clause Failure of Public Utilities (Version 1) Failure of Public ... Full story

Deterioration of Undamaged Stocks, etc

Deterioration of Undamaged Stocks The Policy extends to include loss sustained by the Insured as the result of deterioration of undamaged stock which cannot be processed promptly due to interruption of or interference with the Business in consequence of damage to Property Insured. Defunct Spare Parts Clause It is hereby noted and ... Full story

Co-Mingling Clause, etc

Co-Mingling Clause When shipments of oil or other bulk products insured hereunder are stowed in such a manner as to be co-mingled with other bulk shipments belonging to and/or insured by others or owned by the Assured and intended for different consignees, it is agreed that in the event of loss or damage recoverable under this Policy, such ... Full story

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI dapat di download di link AAUI berikut ini Full story

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI dapat di download di link AAUI berikut ini Full story

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI dapat di download di link AAUI berikut ini Full story

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI dapat di download di link AAUI berikut ini Full story

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI dapat di download di link AAUI berikut ini Full story

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI dapat di download di link AAUI berikut ini Full story

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI dapat di download di link AAUI berikut ini Full story

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI dapat di download di link AAUI berikut ini Full story

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI dapat di download di link AAUI berikut ini Full story

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI dapat di download di link AAUI berikut ini Full story

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI dapat di download di link AAUI berikut ini Full story

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI dapat di download di link AAUI berikut ini Full story

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI dapat di download di link AAUI berikut ini Full story

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI dapat di download di link AAUI berikut ini Full story

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI dapat di download di link AAUI berikut ini Full story

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI dapat di download di link AAUI berikut ini Full story

Polis-Polis Standar AAUI dan Klausul-Klausulnya

Polis-Polis Standar AAUI dan Klausul-Klausulnya dapat di download di link AAUI berikut ini Full story

Polis-Polis Standar AAUI dan Klausul-Klausulnya

Polis-Polis Standar AAUI dan Klausul-Klausulnya dapat di download di link AAUI berikut ini Full story

Polis-Polis Standar AAUI dan Klausul-Klausulnya

Polis-Polis Standar AAUI dan Klausul-Klausulnya dapat di download di link AAUI berikut ini Full story

Polis-Polis Standar AAUI dan Klausul-Klausulnya

Polis-Polis Standar AAUI dan Klausul-Klausulnya dapat di download di link AAUI berikut ini Full story

Polis-Polis Standar AAUI dan Klausul-Klausulnya

Polis-Polis Standar AAUI dan Klausul-Klausulnya dapat di download di link AAUI berikut ini Full story

Klausul Non-Standard Polis Asuransi Kendaraan Bermotor

Baca : Jaminan Polis Standar Asuransi Kendaraan Bermotor Indonesia (PSAKBI) Full story

Polis Standar Asuransi Komprehensif Harta Benda Indonesia

Terima kasih dan apresiasi yang tinggi kami sampaikan kepada Team Property AAUI yang telah berhasil menyusun Draft Polis Standar Asuransi Komprehensif Harta Benda Indonesia (PSAKHI). Full story

Engineering Insurance Clauses

Engineering Insurance Clauses (Sort by alphabet) Full story

Engineering Insurance Clauses

Engineering Insurance Clauses (Sort by alphabet) Full story

COMPREHENSIVE GENERAL LIABILITY CLAUSES

COMPREHENSIVE GENERAL LIABILITY CLAUSES Indonesian Jurisdiction Clause : It is understood and agreed that the Insurer will be under no liability in respect Full story

NON INSTITUTE CARGO CLAUSES

NON INSTITUTE CARGO CLAUSES • Air Freight Clause It is further agreed that in the event of a claim under this Contract, the Insurer agrees to pay the cost of air freighting Full story

PROPERTY INSURANCE CLAUSES

PROPERTY INSURANCE CLAUSES PUBLIC AUTHORITIES CLAUSE REINSTATEMENT VALUE CLAUSE SPRINKLER LEAKAGE CLAUSE TEMPORARY REMOVAL CLAUSE ARCHITECTS, SURVEYORS AND ENGINEERS EXPENSES ALL OTHER CONTENTS BANKERS CLAUSE CAPITAL ADDITIONS CLAUSE Full story

PROPERTY INSURANCE CLAUSES

PROPERTY INSURANCE CLAUSES PUBLIC AUTHORITIES CLAUSE REINSTATEMENT VALUE CLAUSE SPRINKLER LEAKAGE CLAUSE TEMPORARY REMOVAL CLAUSE ARCHITECTS, SURVEYORS AND ENGINEERS EXPENSES ALL OTHER CONTENTS BANKERS CLAUSE CAPITAL ADDITIONS CLAUSE Full story

LANDSLIP AND SUBSIDENCE ENDORSEMENTS (4.10)

LANDSLIP AND SUBSIDENCE ENDORSEMENTS (4.10) In consideration of the payment of an additional premium as arranged, Full story

LANDSLIP AND SUBSIDENCE ENDORSEMENTS (4.10)

LANDSLIP AND SUBSIDENCE ENDORSEMENTS (4.10) In consideration of the payment of an additional premium as arranged, Full story

WAIVER OF SUBROGATION CLAUSE

WAIVER OF SUBROGATION CLAUSE Ay claimant under this policy shall at the request and at the expense Full story

WAIVER OF SUBROGATION CLAUSE

WAIVER OF SUBROGATION CLAUSE Ay claimant under this policy shall at the request and at the expense Full story

CYBER NON – AGGREGATION CLAUSE (NMA2915)

CYBER NON – AGGREGATION CLAUSE (NMA2915) Losses arising directly or indirectly out of a. Loss of, alteration of or damage to b. A reduction in the functionally availability or operation of A computer system, hardware program, software data information repository microchip integrated circuit or similar device in ... Full story

CYBER NON – AGGREGATION CLAUSE (NMA2915)

CYBER NON – AGGREGATION CLAUSE (NMA2915) Losses arising directly or indirectly out of a. Loss of, alteration of or damage to b. A reduction in the functionally availability or operation of A computer system, hardware program, software data information repository microchip integrated circuit or similar device in ... Full story

STRUCTURAL ALTERATION CLAUSE

STRUCTURAL ALTERATION CLAUSE Subject to article III of the within policy, it is hereby understood Full story

STRUCTURAL ALTERATION CLAUSE

STRUCTURAL ALTERATION CLAUSE Subject to article III of the within policy, it is hereby understood Full story

REMOVAL PERMIT CLAUSE

REMOVAL PERMIT CLAUSE It is hereby understood and agree that this policy shall be extended to Full story

REMOVAL PERMIT CLAUSE

REMOVAL PERMIT CLAUSE It is hereby understood and agree that this policy shall be extended to Full story

REPLACEMENT VALUE CLAUSE

REPLACEMENT VALUE CLAUSE It is understood and agreed that otherwise subject to the terms, Full story

REPLACEMENT VALUE CLAUSE

REPLACEMENT VALUE CLAUSE It is understood and agreed that otherwise subject to the terms, Full story

PAYMENT ON ACCOUNT CLAUSE

PAYMENT ON ACCOUNT CLAUSE It is hereby declared and agrees that payment on account of Full story

PAYMENT ON ACCOUNT CLAUSE

PAYMENT ON ACCOUNT CLAUSE It is hereby declared and agrees that payment on account of Full story

NON-INVALIDATION CLAUSE

NON-INVALIDATION CLAUSE It is hereby agreed that this insurance shall not be invalidated by: Full story

NON-INVALIDATION CLAUSE

NON-INVALIDATION CLAUSE It is hereby agreed that this insurance shall not be invalidated by: Full story

NOTIFICATION CLAUSE

NOTIFICATION CLAUSE The present situation, manner of connection, construction, and nature and interior of the building and also the trade carried on therein, is known to us. Full story

NOTIFICATION CLAUSE

NOTIFICATION CLAUSE The present situation, manner of connection, construction, and nature and interior of the building and also the trade carried on therein, is known to us. Full story

MEMORANDUM OF DISPUTE CLAUSE (C)

MEMORANDUM ON DISPUTE CLAUSE (C) In the event of any dispute arising between the Insurer and the Insured in respect of the implementation and/ or Interpretation Full story

MEMORANDUM OF DISPUTE CLAUSE (C)

MEMORANDUM ON DISPUTE CLAUSE (C) In the event of any dispute arising between the Insurer and the Insured in respect of the implementation and/ or Interpretation Full story

MISDESCRIPTION CLAUSE

MIS-DESCRIPTION CLAUSE It is understood and agreed that this Insurance shall notify be prejudiced by any alteration or misdescription of occupancy provided the Insured Full story

MISDESCRIPTION CLAUSE

MIS-DESCRIPTION CLAUSE It is understood and agreed that this Insurance shall notify be prejudiced by any alteration or misdescription of occupancy provided the Insured Full story

LEASED PROPERTY CLAUSE

LEASED PROPERTY CLAUSE This policy extends to indemnify any other party having an interest in the property insured by virtue of and in accordance with the terms Full story

LEASED PROPERTY CLAUSE

LEASED PROPERTY CLAUSE This policy extends to indemnify any other party having an interest in the property insured by virtue of and in accordance with the terms Full story

FIRE EXTINGUISHING COSTS CLAUSE

FIRE EXTINGUISHING COSTS CLAUSE It is hereby agreed and declared that notwithstanding anything in the within policy contained to the contrary, but subject to the Full story

FIRE EXTINGUISHING COSTS CLAUSE

FIRE EXTINGUISHING COSTS CLAUSE It is hereby agreed and declared that notwithstanding anything in the within policy contained to the contrary, but subject to the Full story

EXPEDITING EXPENSES CLAUSE

EXPEDITING EXPENSES CLAUSE In the event of loss or damage to the Property Insured or any part thereof the cost of any repair replacement or rectification admitted Full story

EXPEDITING EXPENSES CLAUSE

EXPEDITING EXPENSES CLAUSE In the event of loss or damage to the Property Insured or any part thereof the cost of any repair replacement or rectification admitted Full story

ELECTRICAL INSTALLATION CLAUSE

ELECTRICAL INSTALLATION CLAUSE Loss or damage by fire to the electrical appliances or installations insured under this policy arising from or occasioned by overrunning, Full story

ELECTRICAL INSTALLATION CLAUSE

ELECTRICAL INSTALLATION CLAUSE Loss or damage by fire to the electrical appliances or installations insured under this policy arising from or occasioned by overrunning, Full story

ESCALATION CLAUSE

ESCALATION CLAUSE In consideration of the payment of an additional premium amounting to 10 % of the premium produced by applying the specified percentage Full story

ESCALATION CLAUSE

ESCALATION CLAUSE In consideration of the payment of an additional premium amounting to 10 % of the premium produced by applying the specified percentage Full story

ERRORS AND OMISSION CLAUSE

ERRORS AND OMISSION CLAUSE The insured shall not be prejudiced by an unintentional and/or inadvertent omission error incorrect valuation or incorrect description Full story

ERRORS AND OMISSION CLAUSE

ERRORS AND OMISSION CLAUSE The insured shall not be prejudiced by an unintentional and/or inadvertent omission error incorrect valuation or incorrect description Full story

CURRENCY CLAUSE

CURRENCY CLAUSE It is hereby understood and agreed that in case a claimable loss hereunder, if any, if denominated in currency other than the currency stated in the Policy Full story

CURRENCY CLAUSE

CURRENCY CLAUSE It is hereby understood and agreed that in case a claimable loss hereunder, if any, if denominated in currency other than the currency stated in the Policy Full story

CUSTOMERS’ GOODS CLAUSE

CUSTOMERS’ GOODS CLAUSE It is hereby declared and agree notwithstanding anything contained in the within policy to the contrary but subject to its terms, Full story

CUSTOMERS’ GOODS CLAUSE

CUSTOMERS’ GOODS CLAUSE It is hereby declared and agree notwithstanding anything contained in the within policy to the contrary but subject to its terms, Full story

COVER OF FULL REPLACEMENT VALUE

COVER OF FULL REPLACEMENT VALUE It is agreed and understood that otherwise subject to terms, exclusions, provisions and conditions contained in the Policy or Full story

COVER OF FULL REPLACEMENT VALUE

COVER OF FULL REPLACEMENT VALUE It is agreed and understood that otherwise subject to terms, exclusions, provisions and conditions contained in the Policy or Full story

COMPUTER RECORDS CLAUSE

COMPUTER RECORDS CLAUSE This insurance includes cover for computer system records but only for the value of the materials together with the cost of clerical labour Full story

COMPUTER RECORDS CLAUSE

COMPUTER RECORDS CLAUSE This insurance includes cover for computer system records but only for the value of the materials together with the cost of clerical labour Full story

COST OF REWRITING RECORDS AND CLAIM PREPARATION

COST OF REWRITING RECORDS AND CLAIM PREPARATION (as per schedule)  On costs and expenses necessarily and reasonably Full story

COST OF REWRITING RECORDS AND CLAIM PREPARATION

COST OF REWRITING RECORDS AND CLAIM PREPARATION (as per schedule)  On costs and expenses necessarily and reasonably Full story

CONTRACT PRICE CLAUSE

CONTRACT PRICE CLAUSE In the event of Goods Insured by This Policy having been sold but not delivered for which the Insured is responsible and under the conditions Full story

CONTRACT PRICE CLAUSE

CONTRACT PRICE CLAUSE In the event of Goods Insured by This Policy having been sold but not delivered for which the Insured is responsible and under the conditions Full story

CLAIM CONTROL CLAUSE

CLAIM CONTROL CLAUSE Notwithstanding anything to the contrary herein: 1. The leader insurer shall upon Full story

CLAIM CONTROL CLAUSE

CLAIM CONTROL CLAUSE Notwithstanding anything to the contrary herein: 1. The leader insurer shall upon Full story

BURST OF PIPE ENDORSEMENT (COMBINED WITH BURSTING OR OVERFLOWING OF THE WATER TANKS CLAUSE)

BURST OF PIPE ENDORSEMENT (COMBINED WITH BURSTING OR OVERFLOWING OF THE WATER TANKS CLAUSE) Full story

BURST OF PIPE ENDORSEMENT (COMBINED WITH BURSTING OR OVERFLOWING OF THE WATER TANKS CLAUSE)

BURST OF PIPE ENDORSEMENT (COMBINED WITH BURSTING OR OVERFLOWING OF THE WATER TANKS CLAUSE) Full story

AVERAGE RELIEF CLAUSE (85%)

AVERAGE RELIEF CLAUSE (85%) Whenever A Sum Insured is declared to be subject to the special condition of average, then, if such sum insured shall be at the breaking Full story

AVERAGE RELIEF CLAUSE (85%)

AVERAGE RELIEF CLAUSE (85%) Whenever A Sum Insured is declared to be subject to the special condition of average, then, if such sum insured shall be at the breaking Full story

AUTOMATIC REINSTATEMENT OF SUM INSURED CLAUSE

In consideration of the Insured undertaking to pay an additional premium at the agreed rate on the amount of loss calculated on a prorata basis from the date of such loss to the expiry of the current period of insurance, it is agreed that in the event of loss the insurance hereunder shall be maintained in force for the full sum insured.  Full story

AUTOMATIC REINSTATEMENT OF SUM INSURED CLAUSE

In consideration of the Insured undertaking to pay an additional premium at the agreed rate on the amount of loss calculated on a prorata basis from the date of such loss to the expiry of the current period of insurance, it is agreed that in the event of loss the insurance hereunder shall be maintained in force for the full sum insured.  Full story

APPRAISEMENT CLAUSE

APPRAISEMENT CLAUSE If the aggregate claim for any one loss destruction or damage does not exceed as per schedule or 5% of the sum insured whichever is the lesser Full story

APPRAISEMENT CLAUSE

APPRAISEMENT CLAUSE If the aggregate claim for any one loss destruction or damage does not exceed as per schedule or 5% of the sum insured whichever is the lesser Full story
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