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Bankers Clause dalam Polis P&I, Tepatkah?

Salah satu bank swasta nasional besar mengirimkan surat permohonan pencantuman “Bankers Clause” pada Polis P&I (Protection & Indemnity) atas kapal yang menjadi jaminan kredit pada bank ybs, Full story
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Bagaimana menghitung klaim “Collision Liability” di H&M dan P&I?

Bagaimana menghitung klaim “Collision Liability” di H&M dan P&I?
Bagaimana menghitung proporsi klaim “Collision Liability” antara Polis H&M (Hull & Machinery) dan P&I (Protection & Indemnity)? Ternyata tidak mudah membuat ilustrasi perhitungan klaim “Collision Liability” dimana melibatkan polis H&M dan P&I. Full story
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Apa yang dijamin dalam 3/4THS COLLISION LIABILITY?

Apa yang dijamin dalam 3/4THS COLLISION LIABILITY?
Perhatikan “Clause 8” Institute Time Clauses - Hulls Clause 280 berikut ini Full story
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Apakah “Institute Time Clauses – Hulls Clause 280″ sudah menjamin 4/4THS RDC + FFO?

Apakah
Diskusi yang menarik terjadi saat saya menjelaskan "Asuransi P&I" kepada salah satu perusahaan Full story
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Pilot Non-liability Clause

Pilot Non-liability Clause
This insurance shall not be prejudiced by reason of any agreement limiting or exempting the liability of pilots and/or tugs and/or tow boats Full story

What is a General Average (GA)?

What is a General Average (GA)?
A general average act is succinctly defined in Rule A of the York Antwerp Rules 1994 as follows: Full story

Mortgagees’ Interests & Innocent Owners’ Interests

Mortgagees’ Interests & Innocent Owners’ Interests
Klaim asuransi kapal bisa jadi klaim yang paling rumit (dibandingkan dengan jenis asuransi lainnya) dan hal ini bisa berujung pada penolakan ganti rugi / klaim Full story
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Increased Value (IV) & Anticipated Owners Interests(AOI)

Increased Value (IV) & Anticipated Owners Interests(AOI)
Jaminan tambahan yang perlu dipertimbangkan oleh shipowner dalam asuransi kapal (Hull & Machinery) adalah Increased Value (IV) & Anticipated Owners Interests(AOI) Full story
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Collision and Non Contact Incidents

Introduction Collision is one of the few areas where third party liabilities may be covered by the hull policy. Traditionally, the English hull policy covered 3/4ths of the collision risks and the P&I Clubs the remaining 1/4th. Full story
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Fixed and Floating Objects (FFO)

Under the Rules of the Club, cover of a vessel’s liabilities for loss of, damage to, or interference with rights in relation to any fixed or moveable property whether on or above, in or below land or water. Full story
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What is a 3/4th Collision Liability?

Assume that both vessels in an example collision are insured for 3/4th collision liability with their hull underwriters and for 1/4th with their P&I Clubs. In the example vessel A is 75% to blame for the collision and vessel B is 25% to blame. Full story
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Apa yang dimaksud dengan Total Loss dalam Asuransi Kapal (Hull & Machinery)?

Apa yang dimaksud dengan Total Loss dalam Asuransi Kapal (Hull & Machinery)?
Banyak sekali rekan maupun klien yang bertanya apakah yang dimaksud dengan Total Loss? Apakah kerusakan 75% dapat klaim Total Loss? Berapa klaim yang dibayar? Market value atau Insured value? Full story
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Volatile Ship Values and their Effect on Salvage / General Average

Volatile Ship Values and their Effect on Salvage / General Average
The impact of the global credit crisis on the shipping industry is substantially reducing ship values and thereby increasing the proportion of Salvage and GA costs allocated to cargo insurers. We anticipate that this will continue for at least the next 18 months.   Contributions towards Salvage services are calculated pro rata to salved values. Similarly, contributions towards General Average loss are calculated pro rata to sound arrived values at the port(s) of destination. Over the last two decades, cargo values have (on average) steadily increased and therefore Cargo Insurers are bearing an increasing share of these expenses.   Full story
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