Archive for the ‘General Liability’ Category

Apa perbedaan General Liability v Professional Liability?

Apa perbedaan General Liability v Professional Liability?
Banyak yang bingung apakah suatu klaim dijamin dalam Polis General Liability atau Professional Liability? Full story

Konsep Dasar Asuransi Liability

Konsep Dasar Asuransi Liability
Asuransi Tanggung Jawab Hukum Terhadap Pihak Ketiga Liability Insurance adalah Asuransi yang menjamin tanggung jawab hukum terhadap kerugian yang dialami pihak ketiga Full story

Pembelaan dalam klaim Liability (Defences)

Pembelaan dalam klaim Liability (Defences)
Dalam setiap tuntutan tanggung jawab hukum pihak ketiga (Liability) selalu ada cara untuk melakukan pembelaan (defences) mulai dari tidak mengakui tanggung jawab atas peristiwa yang terjadi (denial of liability), Full story

Bagaimana menghitung ganti rugi klaim tuntutan pihak ketiga (liability)?

Bagaimana menghitung ganti rugi klaim tuntutan pihak ketiga (liability)?
Pertanyaan yang sering diajukan klien adalah bagaimana perusahaan asuransi menghitung ganti rugi klaim tuntutan pihak ketiga (liability)? Full story

Personal Liability? Why Not?

Personal Liability? Why Not?
Comprehensive General Liability (CGL) atau Professional Indemnity (PI) untuk Perusahaan adalah hal yang biasa. Pertanyaan yang sering diutarakan Bisakah Perusahaan Asuransi memberikan jaminan CGL atau PI terhadap individual atau personal?? Why Not?! Full story

Apa yang dimaksud dengan “Occurrence Basis”?

Apa yang dimaksud dengan “Occurrence Basis”?
"OCCURRENCE" means an event, including continuous or repeated exposure to substantially Full story

What is negligence?

What is negligence?
Negligence is a failure to take reasonable care to avoid causing injury or loss to another person. Full story

Event Cancellation and Non-Appearance Insurance

Event Cancellation and Non-Appearance Insurance
Event Cancellation & Abandonment This insurance indemnifies the Insured parties for costs and expenses incurred to organize and produce an entertainment event should the event be cancelled, abandoned, postponed, curtailed or relocated due to a cause beyond the control of the Insured. Full story

What is a “Claims Made Basis”?

a “claims made policy” – No claim can be made against the policy after the expiry date stated in the Schedule.  the policy is not a renewable contract.   Full story

Coverage for Claims Between the Named Insured and the Additional Insured (Cross Liability in CGL Policy)

Sometimes the Additional Insured misunderstands the nature of coverage bestowed by an Additional Insured endorsement. Sometimes too the insurer misunderstands the separate nature of the coverage provided to the Additional Insured for certain claims. Full story

Additional Insureds and Policy Exclusions (in CGL Policy)

In Stolberg v. Pearl Assurance Co. S.C.R. 1026, three construction companies were the Named Insured under a CGL policy and the president of the companies was added to coverage by way of a separate endorsement which read: Full story

Mengapa kami butuh Asuransi Liability?

Mengapa kami butuh Asuransi Liability? Padahal pekerjaan kami hampir tidak mengandung risiko?   Itulah pertanyaan beberapa klien ketika mereka dipersyaratkan untuk membeli Asuransi Liability, pertanyaan itu menyiratkan dua hal, pertama bagi klien mereka tidak mengerti pentingnya Asuransi Liability, kedua bagi perusahaan Asuransi adalah tidak mudah menjual produk Asuransi Liability di Indonesia karena klien baru membelinya ketika ada persyaratan kontrak bukan karena suatu kebutuhan.   Full story
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