- Wednesday, December 30, 2009, 10:37
- Maritime Casualty, News
Rabu, 04/03/2009 00:00 WIB
PT Delimuda banding kasus klaim asuransi kapal tongkang
JAKARTA: PT Delimuda Nusantara mengajukan upaya hukum banding atas putusan Pengadilan Negeri Jakarta Pusat terkait dengan perkara pembayaran klaim asuransi kapal tongkang yang hilang akibat pembajakan."Sudah, kita sudah menyatakan banding ," ujar Evalina, salah satu kuasa hukum PT Delimuda Nusantara, dalam pesan singkat yang diterima Bisnis, kemarin.
Evalina menyebutkan upaya hukum banding itu dilakukan karena pihaknya berkeberatan dengan putusan majelis hakim yang hanya memerintahkan PT Asuransi Purna Artanugraha membayar ganti rugi US$428.570 (sekitar Rp3,942 miliar, dengan kurs US$1=Rp9.000), pada PT Delimuda Nusantara.
Salah satu poin keberatan pihaknya, kata Evalina, adalah nilai jumlah ganti rugi yang diputuskan majelis hakim yang dipimpin Reno Listowo hanya US$428.570.
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- Wednesday, December 30, 2009, 10:35
- Maritime Casualty, News
Jumat, 24/04/2009 00:49 WIB
Bosowa digugat soal Asuransi. PT Pewete tuntut ganti rugi US$291.140
JAKARTA: PT Pewete Bahtera Kencana menggugat? PT Asuransi Bosowa Periskop melalui Pengadilan Negeri Jakarta Selatan terkait dengan pembayaran klaim asuransi kapal.
Selain menggugat Asuransi Bosowa, PT Pewete juga menyertakan PT Fistlight Indonesia sebagai turut tergugat. Gugatan itu terdaftar di Kepaniteraan Pengadilan Negeri Jakarta Selatan, pada 28 Januari 2009.
Dalam surat gugatannya, PT Pewete menuding PT Asuransi Bosowa telah wanprestasi (ingkar janji) dalam pembayaran klaim asuransi senilai US$265.590,35.
Selain menuntut pembayaran klaim asuransi tadi, perusahaan itu juga menuntut ganti rugi immateriel 10% dari nilai klaim, yakni US$26.559,03. Total tuntutan sekitar US$291.140
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- Tuesday, December 29, 2009, 16:17
- Pictures
Dolly Parton’s breasts -£350K
It may be a surprise to some, but the highly successful country singer, is also noted for her rather ample bosom, which she has had covered for £350,000.
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- Tuesday, December 29, 2009, 16:04
- Pictures
Merv Hughes’ moustache £200K
Merv Hughes, the Australian cricketer, cut such a figure with his extravagant walrus moustache that he had his handlebar insured for £200,000.
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- Tuesday, December 29, 2009, 16:00
- Pictures
Bruce Springsteen’s voice - £3.5m
Lloyds will be hoping the Boss keeps his voice in good working order as it is insured to the tune of £3 million.
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- Tuesday, December 29, 2009, 15:54
- Pictures
Betty Grable’s legs - £1m
World War Two’s number one pin-up had her legs insured her legs for $1 million apiece at Lloyds of London. It was good publicity too, as she soon became known as ...
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- Tuesday, December 29, 2009, 15:51
- Pictures
Egon Ronay - £250K
Gourmet Egon Ronay, the food critic who could make or break a restaurant, has insured his taste buds for £250,000.
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- Tuesday, December 29, 2009, 15:45
- Pictures
J Lo - millions?
She's the diva that put the beauty in booty, so no-one battered an eyelid when rumours went round that the singer had her derriere insured for millions.
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- Tuesday, December 29, 2009, 15:41
- Pictures
Ken Dodd’s teeth - £4m
Whilst many people would pay good money to correct buck teeth, Ken Dodd’s insurance company would have to pay out £4 million if his trademark gnashers were damaged – or indeed ...
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- Tuesday, December 29, 2009, 15:20
- Pictures
America Ferrera’s smile - £5m
The brace-wearing star of the hit show Ugly Betty may not be known for her ...
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- Monday, December 28, 2009, 19:41
- Pictures
David Beckham's legs - £100m, He may be goldenballs to Victoria, but it’s what's in his goldenboots that insurers ...
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- Thursday, December 24, 2009, 9:40
- M A R I N E, Marine Cargo Insurance
Institute Cargo Clauses 01/01/2009
Following an extensive period of world-wide consultation going back to 2006, the Joint Cargo Committee released revised Institute Cargo Clauses A, B and C, along with accompanying Institute Cargo Clauses War and Institute Cargo Clauses Strikes, on 24 November 2008.
The new clauses are dated 1 January 2009
Wordings
Copies of the revised clauses, both in "clean" and in "specimen" format can be accessed via the links below:
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- Wednesday, December 23, 2009, 17:48
- Civil Engineering Completed
Civil Engineering Completed Risks
Please download here
CECR pol.pdf
Clause1000.pdf
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- Wednesday, December 23, 2009, 17:46
- Comprehensive Project (CPI)
Contractors’ All Risks (CAR) Insurance
Car pol.pdf Contractors All Risks
· CAR Clauses
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Erection All Risks (EAR) Insurance
EAR pol.pdf Erecion All Risks Policy
AloP Section.pdf Advanced Loss of Profit
EAR Clauses
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Aero Engine Insurance
wordings, please download here:
Aero Engine Ins pol.pdf
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Boiler & Pressure Vessel Policy
wordings, Please download here:
Boiler & Pressure Vessel Pol.pdf
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- Wednesday, December 23, 2009, 17:17
- E N G I N E E R I N G, Machinery LoP
MLoP Insurance
MloP pol.pdf Loss of Profit following Machinery Breakdown Insurance Policy
MLoP Clauses
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- Tuesday, December 22, 2009, 13:51
- Machinery Insurance
Machinery Insurance
What can be insured?
All types of machinery, apparatus, electrical equipment and technical plant can be covered under machinery insurance, such as power generating units (boilers, turbines, generators, gas turbines), power distribution plant (transformers, high- and low-voltage switchgear), production machinery and technical plant and equipment (machine tools, weaving looms, paper machines, kneaders, pumps, compressors, heat exchangers, tanks, apparatus, piping, etc.)
Claims under machinery insurance mostly arise from one of the following causes:
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Machinery Standard Insurance
M Ins pol.pdf Machinery Insurance – Munich Re wordings
Machinery Insurance Clauses
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Engineering Insurances
Contractor's All Risks Insurance
Provides comprehensive protection against:
loss of or damage to the Under-construction projects
Construction Plant and Equipment and Machinery
Third party liability against Property damage and bodily injuries
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Comprehensive machinery (CM) insurance
Section 1 . Operational material damage
Section 2 . Operational business interruption
Schedule
Comprehensive machinery (CM) insurance – Endorsements
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- Sunday, December 20, 2009, 22:21
- Machinery Insurance
The trend in recent years has shown that more and more insureds are looking for “all risks” cover. Demand for classic “all risks” insurance with different independent policies is falling in the market as it offers insufficient clarity as far as gaps in cover and overlapping cover are concerned.
Main features of comprehensive machinery insurance
The new policy offers “all risks” cover of a predominantly engineering nature, particularly against machinery breakdown, fire, lightning and chemical explosion, as well as natural perils for the entire insured plant, with only a few property exclusions and excluded perils. In addition, optional business interruption cover can also be granted in respect of loss of profits, including increased cost of working, or in respect of specified standing charges (Section 2 of the policy). The cover is clearly described and easy to understand thanks to its structured content and layout. Important definitions are given at the beginning. The scope of cover is up to date and comprehensive, and can be adapted to the specific features of a risk by means of a series of clauses.
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- Saturday, December 12, 2009, 8:01
- Freight Forwarders Liability
Protocol (SDR Protocol) amending the International Convention for the Unification of Certain Rules of Law relating to Bills of Lading of 25 August 1924 (The Hague Rules) as amended by the Protocol of 23 February 1968 (Visby Rules), 21 December 1979 (SDR Protocol 1979)
The limit under SDR Protocol 1979 - 2 SDRs per kg or 666.67 SDRs per package, whichever is higher
What is the value of an SDR?
How can one calculate the value of an SDR?
What is today's value of the SDR?
Where can I get more information?
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- Wednesday, December 9, 2009, 20:58
- General Accident
Product Liability Overview
Most defective product claims fall into one of three broad categories: negligence, strict liability, or breach of warranty.
Negligence
Any individual involved in the design, manufacture, or distribution of a product has a duty to provide a safe product. If one of these individuals fails to exercise reasonable care, and their action (or inaction) results in injury, he or she can be held liable. Negligence claims under product liability law include design errors, careless mistakes in the manufacturing of a product, and failure to warn consumers of the dangers associated with a product.
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Paramount Clause under “Bill of Lading” is very important to establish your Limit of Liability (Carriers Responsibility). Please check your reversed side B/L and see what’s your “Paramount Clause”.
In respect of carriage of goods by sea, there are currently four international conventions:
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- Tuesday, December 8, 2009, 11:24
- News
Pialang asuransi dilarang memungut, menerima, menahan, atau mengelola premi asuransi atau kontribusi takaful. Pembayaran premi akan dilakukan nasabah langsung kepada perusahaan asuransi untuk menekan perselisihan yang mungkin timbul akibat keterlambatan pembayaran premi.
Hal ini masuk sebagai salah satu poin dalam Rancangan Undang-undang (RUU) revisi UU Usaha Perasuransian No. 2/1992 yang saat ini sedang dibahas pemerintah dengan melibatkan pelaku industri.
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- Tuesday, December 8, 2009, 11:20
- Property Insurance
Setelah melalui diskusi, perdebatan dan banyak pertanyaan, “Trik Memecah Belah” Polis Asuransi Gempa Bumi sebagaimana banyak diajukan oleh Broker Asuransi untuk menghindari ketentuan Deductible 2.5% of TSI terjawab sudah.
AAUI melalui Surat Edaran No. 74/AAUI/XI/09 tertanggal 25 November 2009 meng-klarifikasi Aplikasi Deductible untuk Klaim Asuransi Gempa Bumi pada Polis Standar Asuransi Gempa Bumi Indonesia (PSAGBI) yang pada intinya menegaskan bahwa:
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- Saturday, December 5, 2009, 23:47
- Liability Casualty, Liability Corner
Kepolisian Daerah Sumatra Utara mengungkap penyebab kebakaran di pusat hiburan M City, Medan, Sumatra Utara, yang menewaskan 20 orang. Sabtu (5/12), polisi menangkap seorang tersangka kasus tersebut. Polisi membekuk Sukarman. Menurut Sukarman, sebelum kejadian ia bersama dua rekannya tengah memasang karpet dengan menggunakan lem. Mereka menemukan karpet yang berserat. Bukannya dipotong dengan gunting, mereka justru menggunakan korek. Seketika api menyala dan menyambar sisa lem yang mengandung bahan kimia.
Apakah Sutarman Harus Bertanggung Jawab?
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- Saturday, December 5, 2009, 22:39
- Liability Casualty
Liputan6.com, Medan: Kepolisian Daerah Sumatra Utara mengungkap penyebab kebakaran di pusat hiburan M City, Medan, Sumatra Utara, yang menewaskan 20 orang. Sabtu (5/12), polisi menangkap seorang tersangka kasus tersebut.
Sukarman, seorang pekerja harian lepas, diringkus di kediamannya di kawasan Batang Kuis, Deli Serdang. Pria berusia 33 tahun itu mengaku, kebakaran terjadi karena perbuatannya. Namun, menurutnya, tidak sengaja.
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- Tuesday, October 20, 2009, 22:42
- Property Insurance
Seringkali penulis mendapat pertanyaan seperti ini? Apakah Average (Under-Insurance) berlaku untuk klaim Total Loss? Tidak hanya dari “orang awam” bahkan dari rekan-rekan sesame “orang Asuransi”.
Sebagian besar menjawab “Tidak Berlaku”. Why? Karena maksimum ganti rugi adalah sebesar Harga Pertanggungan (TSI).
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- Wednesday, October 7, 2009, 22:01
- Insurance News
JAKARTA, KOMPAS.com - Badan Pengawas Pasar Modal dan Lembaga Keuangan seharusnya sudah menjatuhkan sanksi kepada Bakrie Life sejak tahun 2008 karena tidak mengindahkan peringatan untuk mengurangi agresivitas dalam berinvestasi di saham. Bapepam-LK juga seharusnya mengumumkan kepada publik bahwa produk yang ditawarkan Bakrie Life adalah produk berisiko tinggi sehingga masyarakat mengantisipasinya.
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- Wednesday, October 7, 2009, 21:46
- Liability Casualty
Rabu, 07 Oktober 2009 | 16:40 WIB
TEMPO Interaktif, Jakarta - Klaim asuransi akibat gempa Sumatera Barat diperkirakan lebih dari Rp 400 miliar. Demikian disampaikan Frans Sahusilawane, Presiden Direktur Asuransi Maipark, perusahaan pool asuransi gempa Indonesia.
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- Monday, September 14, 2009, 10:08
- Personal Accident
Mudik Lebaran..? Naik pesawat, kapal laut, bis, kereta api, bahkan sepeda motor…menempuh jarak puluhan bahkan ratusa kilometer…macet, berdesakan, lalu lintas semrawut..? Awas Kecelakaan..!!
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- Monday, September 14, 2009, 10:03
- Home Insurance, Property Insurance
Kebakaran dan Kemalingan sering terjadi ketika rumah ditinggalkan para penghuninya untuk mudik lebaran…di kota-kota besar seperti Jakarta, ketika semangat kebersamaan dan bertetangga dikalahkan oleh sikap individualisme, rumah kadang ditinggalkan tak berpenghuni untuk beberapa hari lamanya.
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- Wednesday, September 9, 2009, 6:00
- Property Insurance
Banyak klien kecewa dan marah-marah ketika mengetahui bahwa klaim kerusakan/kerugian atas bangunan dan harta benda mereka tidak dibayar oleh Asuransi dengan alasan bahwa nilai kerugian masih dibawah deductible.
Deductible atau potongan klaim atau risiko sendiri atas klaim kerugian akibat gempa bumi adalah 2.5% dari Total Harga Pertanggungan (TSI)
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- Sunday, September 6, 2009, 17:21
- Property Insurance
Indonesia kembali dilanda gempa bumi, Gempa besar berskala 7,3 skala Richter, Rabu 2 September 2009 yang menguncang wilayah Jawa Barat kembali membawa korban jiwa dan kerusakan harta benda.
Apakah kerugian akibat gempa bumi dijamin Asuransi??
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The Rotterdam Rules 2008 is scheduled to be opened for signature (ratification) by state parties to the United Nations on 23 September 2009.
The key points to The Rotterdam Rules 2008:
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- Monday, August 24, 2009, 12:27
- Maritime Casualty
JAKARTA: Direktorat Jenderal Perhubungan Laut Departemen Perhubungan pada Januari-Agustus 2009 melimpahkan 23 berkas kasus kecelakaan kapal kepada Mahkamah Pelayaran untuk persidangan di instansi penegak hukum keselamatan pelayaran itu.
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- Saturday, July 18, 2009, 8:13
- Property Insurance
Meletusnya huru-hara Mei 1998 telah menimbulkan disputes atas jaminan polis Asuransi kerugian apakah peristiwa tersebut termasuk Kerusuhan, Huru-Hara, Terrorisme, Sabotase, Pemberontakan atau Revolusi?
Sejak itulah AAUI mengeluarkan Definisi yang secara tegas dicantumkan di dalam polis.
Berikut Definisi Kerusuhan, Pemogokan, Penghalangan Bekerja, Perbuatan Jahat, Huru-hara, Pembangkitan Rakyat, Pengambil-alihan Kekuasaan, Revolusi, Pemberontakan, Kekuatan Militer, Invasi, Perang Saudara, Perang dan Permusuhan, Makar, Terorisme, Sabotase atau Penjarahan; yang terdapat dalam PSAKI (Polis Standar Asuransi Kebakaran Indonesia)
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Terkait tulisan sebelumnya
Ledakan Bom di JW Marriott dan Ritz-Carlton Dijamin Asuransi??
Lalu polis apa yang menjamin risiko Terrorisme dan Sabotage?
The one and only is… “Terrorism and Sabotage Insurance” alias Asuransi Terorime dan Sabotage
Polis Standar baik itu Standar Indonesia maupun Standar Munich Re wordings, bahkan Endorsement 4.1B (RSMDCC) pun tidak menjamin kerugian atau kerusakan yang disebabkan oleh aksi terorisme dan sabotase.
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